Best-paying online casinos: Ontario 2025
Itâs easy to understand why players seek the best-paying online casinos, but itâs not as easy to figure out which casinos make the cut.
I looked at the best-payout casinos in Canada to find the platforms with the highest average return-to-player (RTP) rate, a vast and varied games library, and the quickest withdrawal time frames.
Highest-paying online casinos for February 2025
Casino logo | Rating | Bonus | Go-to-casino button | Show more | T&Cs |
---|---|---|---|---|---|
1
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83/100 Expert Rating by Elena I. 82% Playscore based on |
98.86% payout rate
|
Play players accepted |
Good to know
7 payment methods |
|
2
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94/100 Expert Rating by Jovana G. 83% Playscore based on |
98.36% payout rate
|
Play players accepted |
Good to know
8 payment methods |
|
3
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86/100 Expert Rating by Dasha G. 87% Playscore based on |
98.07% payout rate
|
Play players accepted |
Good to know
4 payment methods |
|
4
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80/100 Expert Rating by Elena I. 93% Playscore based on |
97.62% payout rate
|
Play players accepted |
Good to know
8 payment methods |
|
5
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86/100 Expert Rating by Elena I. 85% Playscore based on |
97.52% payout rate
|
Play players accepted |
Good to know
8 payment methods |
|
6
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88/100 Expert Rating by Elena I. 85% Playscore based on |
97.50% payout rate
|
Play players accepted |
Good to know
6 payment methods |
|
7
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91/100 Expert Rating by Elena I. 92% Playscore based on |
97.39% payout rate
|
Play players accepted |
Good to know
6 payment methods |
|
8
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91/100 Expert Rating by Elena I. 92% Playscore based on |
97.14% payout rate
|
Play players accepted |
Good to know
5 payment methods |
|
9
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88/100 Expert Rating by Elena I. 88% Playscore based on |
97.10% payout rate
|
Play players accepted |
Good to know
7 payment methods |
|
10
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86/100 Expert Rating by Elena I. 82% Playscore based on |
97.09% payout rate
|
Play players accepted |
Good to know
8 payment methods |
|
1
|
87/100 Expert Rating by Elena I. 89% Playscore based on |
5,000 WoW Coins + 1 Sweepstake Coin
|
Play players accepted |
Good to know
5 payment methods |
|
2
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87/100 Expert Rating by Elena I. 83% Playscore based on |
250 Gold Coins + 5 Sweeps Coins and 600 Diamonds
|
Play players accepted |
Good to know
4 payment methods |
|
3
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84/100 Expert Rating by Dasha G. 87% Playscore based on |
500 Free Fortune Coins
|
Play players accepted |
4 payment methods |
|
4
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74/100 Expert Rating by Elena I. 84% Playscore based on |
Up to 1,000 Virtual Credits
|
Play players accepted |
Good to know
1 payment methods |
Editor's note
The ranking list is based on the payout rate, games selection, and withdrawal speed.
The Expert rating is displayed to indicate the operatorâs general performance. If you see lower-rated operators higher on the list, it means that the casino offers better RTP averages, a larger games catalogue, or better withdrawal terms than those below.
The best-paying casinos: my top three picks
When Iâm looking for the best-paying casinos, I want to see an above-average overall RTP rate and a sizeable but quality games selection. I also consider the withdrawal limits and time frames. Based on these criteria, here are my top three recommendations.
đ„ #1 Best for RTP: SpinGenie
This is my top pick for its strong payout average and slots library. Cashouts in under two days keep SpinGenieâs banking offer competitive, especially since the minimum withdrawal and deposit is C$10. You can make as many withdrawals as you like, with each transaction capped at a very generous C$50,000. The casino is audited by iTech Labs, which also gives it an extra measure of fairness.
- 98.86% average RTP
- 2,500+ slots
- Withdrawals in 24â48 hours

“Great selection of games. Withdrawals are processed very quickly.”
đ„ #2 Best for live tables: PlayOJO
PlayOJO has over 3,000 games with one of the largest live casino categories currently available to players in Ontario. Its slots count and average payout rate are only marginally behind SpinGenie’s. Depending on the payment method, you might have to wait more than three days to receive your withdrawals, though most transactions are processed in under 24 hours. The casino imposes no withdrawal limits or fees.
- 98.36% average RTP
- 450+ live tables
- No withdrawal limits or fees

“Fantastic site, brilliant slots, quick withdrawals, one of my favourite online casinos. Only joined a few months ago and have won quite a lot.”
đ„ #3 Best for instant withdrawals: Casumo
There are casinos with higher average payout rates available, but Casumoâs great games selection and instant, uncapped withdrawals give it an edge. With over 20+ software providers, Casumo also stands out for its first-person games offering and exclusive live-dealer games.
- 97.14% average RTP
- 300+ first-person games
- Instant, no-limit cashout

“Light-speed verification and withdrawal processing. I played with other casinos and it takes them hours to verify and pay. With Casumo, I was verified within minutes and when I decided to withdraw some winnings, the money was sent to me within an hour.”
The best-RTP casinos in Canada compared
Hereâs a quick look at the top 10 best-paying casinos, chosen for their high average payout rates. All the operators in this list feature jackpots and have no withdrawal fees, but there are some notable differences when it comes to their games offering, withdrawal terms, and payment options.
Casino | RTP | Slots | First-person tables | Live games | Withdrawal time |
---|---|---|---|---|---|
SpinGenie | 98.86% | 2,500+ | 20+ | 330+ | 28â48 hours |
PlayOJO | 98.36% | 2,400+ | 20+ | 450+ | 24â72+ hours |
TonyBet | 98.07% | 480+ | 40+ | 80+ | 5â24 hours |
JackpotCity | 97.62% | 200+ | 50+ | 100+ | 48â72 hours |
Spin Casino | 97.52% | 380+ | 30+ | 100+ | 72+ hours |
FireVegas | 97.50% | 1,000+ | 30+ | 15+ | 48â72 hours |
LeoVegas | 97.39% | 1,980+ | 20+ | 300+ | 72+ hours |
Casumo | 97.14% | 1,000+ | 300+ | 100+ | 60 minutes |
BetRivers | 97.10% | 1,700+ | 30+ | 45+ | 60â90 minutes |
Conquestador | 97.09% | 1,220+ | 10+ | 150+ | 48â72 hours |
What makes a high-payout casino?
Not everyone might be considering the same factors when theyâre on the search for casinos with the best payouts. For example, are you looking for progressive jackpots, slots with a high RTP, or casinos with no withdrawal caps? Payout rates, game selection, volatility, max wins, and payment terms can all have an impact.
Letâs break down each component to see how it affects your potential winnings.
The RTP rate
A gameâs RTP is a theoretical calculation that indicates how much youâre likely to win over thousands of game sessions. It is only an indication and not a guarantee.
We consider 96% to be a good average benchmark for slots, with the very best casinos offering up to 98% as their average payout.
A high payout rate doesnât guarantee a high max win. In fact, slots have lower RTP rates (85â ââ 95%) but higher potential max payouts than table games like blackjack (up to 98%).

Ultimately, casinos arenât always transparent about their average RTP. Even I have a hard time sourcing accurate RTP data or verifying that information when I do come by it. It’s a variable metric that changes day by day and which can be heavily offset by outliers (like the changing RTP rates on progressive jackpots).
So while the RTP is a good indication, treat it as an approximation. I suggest checking if the casino has reputable software providers on board as the easiest way to gauge a casino’s payouts.
Slot volatility or variance
High-variance slots come with the potential for bigger wins but the chances are lower. Low-volatility games, on the other hand, pay out more often but in smaller quantities.
A low-volatility and high-volatility slot might have the same RTP. What changes is how your winnings are potentially distributed over the course of a game.
Jackpots and max wins
Games can be considered high-paying if they have high maximum wins. Nolimit Cityâs Tombstone RIP slot, for example, has a 300,000x max payout. However, slots with a five- or six-digit max win tend to be very high-volatility.
Progressive jackpot slots can run into the millions but the chances of hitting the jackpot are very low.
Game selection
Because games come with different volatility levels and RTP rates, a casino with a large games library indicates a better chance of finding higher-payout slots, jackpots, and high-stakes games.
The selection of software providers is also indicative. Reputable game studios tend to produce games with a good RTP and demonstrably fair play through RNGs. Among the best software providers with the highest payout rates are names like NetEnt, Pragmatic Play, and Microgaming (now under the Apricot brand).

Beyond slots, you might want to consider your strategy too. Using the perfect strategy in blackjack or the optimal strategy in poker, for example, can effectively lower the house edge to your advantage.
Payment options
Casinos tend to provide a range of payment methods, with bank transfer, Interac, Mastercard, and Visa being the most popular. E-wallets like Interac or PayPal normally offer the fastest withdrawals.
Casinos might set daily, weekly, or monthly withdrawal limits on your cashouts, too, though not all casinos cap withdrawals.
Generally, casinos donât charge withdrawal fees over and above fees imposed by your payment provider or currency conversion rates.
Casino safety
Itâs no use winning big at a casino that wonât pay. Playing at unregulated casinos exposes you to greater risk. Legal casinos operating in Ontario display the iGaming Ontario license on their platform.
Some of the most reputable online casinos also go that extra mile when it comes to fairness. Regular audits by third-party companies like eCOGRA or iTech Labs test a casinoâs random number generators (RNGs) and RTP rates.
The best-paying casino games
Not all games have the same payout rate, and some game types have a higher RTP than others too. In most casinos, you should be able to source a gameâs individual RTP percentage by clicking on the info icon.
Here are my top recommendations for the best-paying games available.
Table games
Live and first-person table games like blackjack and baccarat generally have a higher RTP. That being said, games like blackjack also require strategic play when compared to slots.
Table game | RTP | Provider |
---|---|---|
Blackjack Neo | 99.6% | Relax Gaming |
Lightning Blackjack | 99.56% | Evolution |
Lightning Baccarat | 98.76% | Evolution |
Double Ball Roulette | 97.30% | Evolution |
Live Roulette Azure | 97.30% | Pragmatic Play |
Slots
The RTP for online slots normally falls somewhere between 85â95%, and anything above 95% makes the slot a high-payout game. With 96%+ being our recommended benchmark, the following slots stand out for their high payout rates.
Slot | RTP | Provider |
---|---|---|
Marching Legions | 98.12% | Relax Gaming |
Shaolin Spin | 97.15% | iSoftBet |
Guns N’ Roses | 96.98% | NetEnt |
Dead or Alive 2 | 96.80% | NetEnt |
Gemix | 96.75% | Play’n GO |
Jackpots
With progressive jackpots, only the base game RTP is considered. Player contributions increase the pool and raise the RTP, but that figure will naturally fluctuate and cannot be counted on as a standard.
The lower base game RTP range is also due to the way jackpots work; some of the return will go into the jackpot pool instead of your win.
Jackpot | RTP | Provider |
---|---|---|
Mega Fortune | 96.60% | NetEnt |
Tombstone RIP | 96.28% | Nolimit City |
Divine Fortune | 96.09% | Evolution |
Maple Moolah | 93.42% | Microgaming |
Buffalo Blitz Megaways | 94.10% | Playtech |
Top tips: make the most of high-payout online casinos
No tips could ever guarantee a win. However, there are some strategies you could keep in mind to help maximize your potential winnings.

FAQs
What is the best-payout online casino in Ontario Canada?
SpinGenie has a 98.86% average RTP rate and a generous C$50,000 withdrawal limit per transaction. PlayOJO, TonyBet, JackpotCity, and Spin Casino also have very high RTP rates and a vast selection of games.
What is the RTP percentage?
The RTP percentage is the amount of money you can expect to get back over a period of time. Importantly, the RTP is actually only theoretical, so while it gives you a good indication of what to expect when playing a specific game, it shouldn’t be taken at absolute face value. This is because a game’s RTP is calculated over thousands of spins or rounds.
Which online casinos pay out the fastest in Ontario?
With instant withdrawals via MuchBetter, Casumo has the fastest cashout time. Play OJO offers nearly instant or same-day withdrawals if you use MuchBetter or Payz. BetRivers processes PayPal withdrawals in under two hours.
What is the highest payout rate available?
Despite the fact that payout rates could be 100%, in Ontario, the gambling laws actually have a maximum RTP percentage in place. The highest maximum is set at 99.1%. There’s also a minimum of 85% that’s allowed by law in the province. This means that payouts in between these two percentages are legally guaranteed.
Which games have the highest RTP percentage?
Generally, video poker games have the highest RTP percentage out there. The RTP can be 100% when a certain strategy is played on certain titles. A number of live-dealer games, specifically those from Evolution, also pay out very well â RTP rates for games like Speed Blackjack can be in the 98% range.