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Best-paying online casinos: Ontario 2025

Written by
Checked by Dasha G.

It’s easy to understand why players seek the best-paying online casinos, but it’s not as easy to figure out which casinos make the cut.

I looked at the best-payout casinos in Canada to find the platforms with the highest average return-to-player (RTP) rate, a vast and varied games library, and the quickest withdrawal time frames.

Highest-paying online casinos for February 2025

Casino logo Rating Bonus Go-to-casino button Show more T&Cs
1
spingenie logo
SpinGenie review
83/100 Expert Rating by Elena I. 82% Playscore based on 98.86% payout rate
Play

Good to know

  • C$50,000 limit per transaction
  • 2,800+ casino games
  • Audited by iTech Labs

7 payment methods

Visa
Mastercard
Interac
ecoPayz
Paysafecard
Apple Pay
Bank Transfer
2
PlayOJO review
94/100 Expert Rating by Jovana G. 83% Playscore based on 98.36% payout rate
Play

Good to know

  • 3,000+ games
  • No withdrawal limit
  • High RTP slots

8 payment methods

Visa
Mastercard
Interac
MuchBetter
ecoPayz
Paysafecard
Jeton
Apple Pay
3
tonybet logo
TonyBet review
86/100 Expert Rating by Dasha G. 87% Playscore based on 98.07% payout rate
Play

Good to know

  • No withdrawal fees
  • Payouts in 5–24 hours
  • E-wallet cashouts available

4 payment methods

Visa
Mastercard
Interac
Bank Transfer
4
jackpotcity logo
JackpotCity review
80/100 Expert Rating by Elena I. 93% Playscore based on 97.62% payout rate
Play

Good to know

  • Great for progressive jackpots
  • Games audited by eCOGRA
  • Varied payment options

8 payment methods

Visa
Mastercard
Interac
InstaDebit
MuchBetter
eCheck
Paysafecard
Apple Pay
5
spin casino logo
Spin Casino review
86/100 Expert Rating by Elena I. 85% Playscore based on 97.52% payout rate
Play

Good to know

  • Unlimited withdrawals
  • Mobile e-wallets available
  • Over 100 live tables

8 payment methods

Visa
Mastercard
Interac
InstaDebit
MuchBetter
eCheck
Paysafecard
Apple Pay
6
firevegas logo
FireVegas review
88/100 Expert Rating by Elena I. 85% Playscore based on 97.50% payout rate
Play

Good to know

  • Over 1,000 casino games
  • 60+ software providers
  • C$10 minimum withdrawal

6 payment methods

Visa
Interac
MuchBetter
Neosurf
Trustly
Mastercard
7
leovegas logo
LeoVegas casino review
91/100 Expert Rating by Elena I. 92% Playscore based on 97.39% payout rate
Play

Good to know

  • 300+ live casino games
  • Games audited by eCOGRA
  • Casino of the Year winner

6 payment methods

Visa
Mastercard
Interac
MuchBetter
Apple Pay
Bank Transfer
8
Casumo logo
Casumo casino review
91/100 Expert Rating by Elena I. 92% Playscore based on 97.14% payout rate
Play

Good to know

  • Instant withdrawals
  • 300+ table games
  • No cashout fees or limits

5 payment methods

Visa
Mastercard
Interac
MuchBetter
Bank Transfer
9
BetRivers casino review
88/100 Expert Rating by Elena I. 88% Playscore based on 97.10% payout rate
Play

Good to know

  • Payouts within 90 minutes
  • Automated approvals for withdrawals
  • Exclusive live dealer games

7 payment methods

Visa
Mastercard
Interac
PayPal
Trustly
Bank Transfer
American Express
10
conquestador logo
Conquestador review
86/100 Expert Rating by Elena I. 82% Playscore based on 97.09% payout rate
Play

Good to know

  • Instant deposits
  • 260+ live tables
  • High RTP slots

8 payment methods

Visa
Mastercard
Interac
iDebit
InstaDebit
ecoPayz
MuchBetter
Bank Transfer

Editor's note

The ranking list is based on the payout rate, games selection, and withdrawal speed.

The Expert rating is displayed to indicate the operator’s general performance. If you see lower-rated operators higher on the list, it means that the casino offers better RTP averages, a larger games catalogue, or better withdrawal terms than those below.

The best-paying casinos: my top three picks

When I’m looking for the best-paying casinos, I want to see an above-average overall RTP rate and a sizeable but quality games selection. I also consider the withdrawal limits and time frames. Based on these criteria, here are my top three recommendations.

đŸ„‡ #1 Best for RTP: SpinGenie

This is my top pick for its strong payout average and slots library. Cashouts in under two days keep SpinGenie’s banking offer competitive, especially since the minimum withdrawal and deposit is C$10. You can make as many withdrawals as you like, with each transaction capped at a very generous C$50,000. The casino is audited by iTech Labs, which also gives it an extra measure of fairness.

  • 98.86% average RTP
  • 2,500+ slots
  • Withdrawals in 24–48 hours
Avatar
itdiva 10 November 2024, Trustpilot

“Great selection of games. Withdrawals are processed very quickly.”

đŸ„ˆ #2 Best for live tables: PlayOJO

PlayOJO has over 3,000 games with one of the largest live casino categories currently available to players in Ontario. Its slots count and average payout rate are only marginally behind SpinGenie’s. Depending on the payment method, you might have to wait more than three days to receive your withdrawals, though most transactions are processed in under 24 hours. The casino imposes no withdrawal limits or fees.

  • 98.36% average RTP
  • 450+ live tables
  • No withdrawal limits or fees
Avatar
Neil P. 3 December 2024, AskGamblers

“Fantastic site, brilliant slots, quick withdrawals, one of my favourite online casinos. Only joined a few months ago and have won quite a lot.”

đŸ„‰ #3 Best for instant withdrawals: Casumo

There are casinos with higher average payout rates available, but Casumo’s great games selection and instant, uncapped withdrawals give it an edge. With over 20+ software providers, Casumo also stands out for its first-person games offering and exclusive live-dealer games.

  • 97.14% average RTP
  • 300+ first-person games
  • Instant, no-limit cashout
Avatar
Morat S. 15 March 2024, Trustpilot

“Light-speed verification and withdrawal processing. I played with other casinos and it takes them hours to verify and pay. With Casumo, I was verified within minutes and when I decided to withdraw some winnings, the money was sent to me within an hour.”

The best-RTP casinos in Canada compared

Here’s a quick look at the top 10 best-paying casinos, chosen for their high average payout rates. All the operators in this list feature jackpots and have no withdrawal fees, but there are some notable differences when it comes to their games offering, withdrawal terms, and payment options.

CasinoRTPSlotsFirst-person tablesLive gamesWithdrawal time
SpinGenie98.86%2,500+20+330+28–48 hours
PlayOJO98.36%2,400+20+450+24–72+ hours
TonyBet98.07%480+40+80+5–24 hours
JackpotCity97.62%200+50+100+48–72 hours
Spin Casino97.52%380+30+100+72+ hours
FireVegas97.50%1,000+30+15+48–72 hours
LeoVegas97.39%1,980+20+300+72+ hours
Casumo97.14%1,000+300+100+60 minutes
BetRivers97.10%1,700+30+45+60–90 minutes
Conquestador97.09%1,220+10+150+48–72 hours

What makes a high-payout casino?

Not everyone might be considering the same factors when they’re on the search for casinos with the best payouts. For example, are you looking for progressive jackpots, slots with a high RTP, or casinos with no withdrawal caps? Payout rates, game selection, volatility, max wins, and payment terms can all have an impact.

Let’s break down each component to see how it affects your potential winnings.

The RTP rate

A game’s RTP is a theoretical calculation that indicates how much you’re likely to win over thousands of game sessions. It is only an indication and not a guarantee.

We consider 96% to be a good average benchmark for slots, with the very best casinos offering up to 98% as their average payout.

A high payout rate doesn’t guarantee a high max win. In fact, slots have lower RTP rates (85⁠–⁠95%) but higher potential max payouts than table games like blackjack (up to 98%).

Portrait
Elsa Fiott

Ultimately, casinos aren’t always transparent about their average RTP. Even I have a hard time sourcing accurate RTP data or verifying that information when I do come by it. It’s a variable metric that changes day by day and which can be heavily offset by outliers (like the changing RTP rates on progressive jackpots).

So while the RTP is a good indication, treat it as an approximation. I suggest checking if the casino has reputable software providers on board as the easiest way to gauge a casino’s payouts.

Slot volatility or variance

High-variance slots come with the potential for bigger wins but the chances are lower. Low-volatility games, on the other hand, pay out more often but in smaller quantities.

A low-volatility and high-volatility slot might have the same RTP. What changes is how your winnings are potentially distributed over the course of a game.

Jackpots and max wins

Games can be considered high-paying if they have high maximum wins. Nolimit City’s Tombstone RIP slot, for example, has a 300,000x max payout. However, slots with a five- or six-digit max win tend to be very high-volatility.

Progressive jackpot slots can run into the millions but the chances of hitting the jackpot are very low.

Game selection

Because games come with different volatility levels and RTP rates, a casino with a large games library indicates a better chance of finding higher-payout slots, jackpots, and high-stakes games.

The selection of software providers is also indicative. Reputable game studios tend to produce games with a good RTP and demonstrably fair play through RNGs. Among the best software providers with the highest payout rates are names like NetEnt, Pragmatic Play, and Microgaming (now under the Apricot brand).

Portrait
Elsa Fiott

Beyond slots, you might want to consider your strategy too. Using the perfect strategy in blackjack or the optimal strategy in poker, for example, can effectively lower the house edge to your advantage.

Payment options

Casinos tend to provide a range of payment methods, with bank transfer, Interac, Mastercard, and Visa being the most popular. E-wallets like Interac or PayPal normally offer the fastest withdrawals.

Casinos might set daily, weekly, or monthly withdrawal limits on your cashouts, too, though not all casinos cap withdrawals.

Generally, casinos don’t charge withdrawal fees over and above fees imposed by your payment provider or currency conversion rates.

Casino safety

It’s no use winning big at a casino that won’t pay. Playing at unregulated casinos exposes you to greater risk. Legal casinos operating in Ontario display the iGaming Ontario license on their platform.

Some of the most reputable online casinos also go that extra mile when it comes to fairness. Regular audits by third-party companies like eCOGRA or iTech Labs test a casino’s random number generators (RNGs) and RTP rates.

The best-paying casino games 

Not all games have the same payout rate, and some game types have a higher RTP than others too. In most casinos, you should be able to source a game’s individual RTP percentage by clicking on the info icon.

Here are my top recommendations for the best-paying games available.

Table games

Live and first-person table games like blackjack and baccarat generally have a higher RTP. That being said, games like blackjack also require strategic play when compared to slots.

Table gameRTPProvider
Blackjack Neo99.6%Relax Gaming
Lightning Blackjack99.56%Evolution
Lightning Baccarat98.76%Evolution
Double Ball Roulette97.30%Evolution
Live Roulette Azure97.30%Pragmatic Play

Slots

The RTP for online slots normally falls somewhere between 85–95%, and anything above 95% makes the slot a high-payout game. With 96%+ being our recommended benchmark, the following slots stand out for their high payout rates.

SlotRTPProvider
Marching Legions98.12%Relax Gaming
Shaolin Spin97.15%iSoftBet
Guns N’ Roses96.98%NetEnt
Dead or Alive 296.80%NetEnt
Gemix96.75%Play’n GO

Jackpots

With progressive jackpots, only the base game RTP is considered. Player contributions increase the pool and raise the RTP, but that figure will naturally fluctuate and cannot be counted on as a standard.

The lower base game RTP range is also due to the way jackpots work; some of the return will go into the jackpot pool instead of your win.

JackpotRTPProvider
Mega Fortune96.60%NetEnt
Tombstone RIP96.28%Nolimit City
Divine Fortune96.09%Evolution
Maple Moolah93.42%Microgaming
Buffalo Blitz Megaways94.10%Playtech

Top tips: make the most of high-payout online casinos 

No tips could ever guarantee a win. However, there are some strategies you could keep in mind to help maximize your potential winnings.

  • Cash

    Check the RTP

    The highest-paying casinos have RTP rates as high as 98%, but also check the individual game’s RTP and pick games with payout rates higher than 96%. NetEnt, Pragmatic Play, Relax Gaming, and Microgaming games tend to have the highest payout rates.

  • Special Bets

    Consider the payout speed

    Some of the faster casinos pay out in 24–48 hours, but there are casinos with same-day or instant withdrawals. Look out for casinos that provide payouts via e-wallets like Interac, PayPal, or MuchBetter.

  • red-and-blue-dice

    Choose your strategy well

    If you want frequent payouts, choose low-volatility slots. For potentially larger maximum wins, stick to high-variance slots. Only go for a low-house-edge game like blackjack if you’re confident in your strategy.

  • Jackpot slot with three sevens

    Time your jackpots

    With progressive jackpots, don’t play just after the seed resets but wait for a higher jackpot. Look out for weekly, daily, and hourly jackpots by providers like Red Tiger and BF Games, and play just before the seed expires.

  • Certificado

    Choose audited casinos

    Look out for casinos displaying auditing seals by eCOGRA or iTech Labs on their page footer. These are strong indications of a casino’s commitment to game fairness and the accuracy of any displayed RTP rates.

Player thinking about free spins

FAQs

What is the best-payout online casino in Ontario Canada?

SpinGenie has a 98.86% average RTP rate and a generous C$50,000 withdrawal limit per transaction. PlayOJO, TonyBet, JackpotCity, and Spin Casino also have very high RTP rates and a vast selection of games.

What is the RTP percentage?

The RTP percentage is the amount of money you can expect to get back over a period of time. Importantly, the RTP is actually only theoretical, so while it gives you a good indication of what to expect when playing a specific game, it shouldn’t be taken at absolute face value. This is because a game’s RTP is calculated over thousands of spins or rounds.

Which online casinos pay out the fastest in Ontario?

With instant withdrawals via MuchBetter, Casumo has the fastest cashout time. Play OJO offers nearly instant or same-day withdrawals if you use MuchBetter or Payz. BetRivers processes PayPal withdrawals in under two hours.

What is the highest payout rate available?

Despite the fact that payout rates could be 100%, in Ontario, the gambling laws actually have a maximum RTP percentage in place. The highest maximum is set at 99.1%. There’s also a minimum of 85% that’s allowed by law in the province. This means that payouts in between these two percentages are legally guaranteed.

Which games have the highest RTP percentage?

Generally, video poker games have the highest RTP percentage out there. The RTP can be 100% when a certain strategy is played on certain titles. A number of live-dealer games, specifically those from Evolution, also pay out very well — RTP rates for games like Speed Blackjack can be in the 98% range.

Sources

  1. https://igamingontario.ca/en/player/regulated-igaming-market
  2. https://ecogra.org/

Review methodology

We assess the best-paying casinos on the basis of their average RTP, game selection, and withdrawal processing speed. We also consider other factors, such as withdrawal limits, transaction fees, and the quality of their games library.

An analyst from our team carries out regular checks to ensure that our data is accurate. Our reporters then verify these findings by testing the individual casinos to confirm their RTP, games catalogue, and banking options.

Casinos which are confirmed to have an average RTP higher than 97% are featured in our toplist, where they are ranked by their RTP. The ‘Expert Rating’ is also included to indicate the overall quality of the operator’s offering in terms of games, payments, security, support, and usability.

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