Top eCheck casinos in Ontario: 2023

Jovana Gjorgievska Last updated on September 22, 2023

Checked by Dasha G.

Paying via eCheck allows Canadian players to safely withdraw funds from your checking account to top up your casino bankroll.

Slower processing is a drawback, but eCheck casinos stand out thanks to the method’s top-notch security, tracking and higher limits on transactions. Check out more eCheck pros and cons, and how and where to use this payment method.

In brief: Best eCheck casinos for September 2023

🥇 PokerStars casino — Min. deposit: C$10 — Max. withdrawal: C$5,000
🥈 Spin Casino — Min. deposit: C$10 — Max. withdrawal: C$5,000
🥉 JackpotCity casino — Min. deposit: C$10 — Max. withdrawal: C$5,000
Caesars casino — Min. deposit: C$20 — Max. withdrawal: C$5,000
Royal Vegas casino — Min. deposit: C$10 — Max. withdrawal: C$5,000

Editor’s note

Our list of top eCheck casinos may change as the market grows. We’ll keep our page updated with the latest offers for Canadian players.

Our top picks of casinos on this page might differ from our full real money casino top list. That’s because this list is focused on which online casino offers the best eCheck payment terms.

eCheck casinos in Canada: best by category

Once you find the casinos that accept eCheck, you’ll want to check out the other features the site offers.

If you’re after the best eCheck online site with plenty of slot games, you might want to check out Spin Casino. If you want transparent payment terms and many payment options, go for PokerStars casino.

We’ve made a table with the best online eCheck casinos for each category — from game selection to the safest payments.

Best casino by category	Our recommendations
🥇 Best eCheck casino	PokerStars casino
🆕 Newest eCheck casino	PokerStars casino
🎰 Best for slots	Spin Casino
🎲 Best for live games	JackpotCity casino
📱Best for mobile payments	JackpotCity casino
⚡Fastes transactions	PokerStars casino
⚖️️ Safest transactions	Spin Casino

Getting started at casinos that accept eCheck

To start your gaming experience at online casinos that accept eCheck, it’s essential to have a checking account. This allows you to issue an eCheck via the ACH (Automated Clearing House) network. The eCheck system has been operational for almost two decades in Canada and is recognized by many leading online casinos.

It’s wise to choose a casino that aligns with your desired payment method. Moreover, understanding the overall features and functionalities of the platform is crucial. Let’s now explore the methods for depositing and withdrawing money!

How to deposit and withdraw at eCheck online casinos

Funding your account at Canadian casinos that accept eCheck deposits shouldn’t be difficult. After you’ve picked an eCheck casino, signed up, selected eCheck as your payment method, and entered in your details — you should be good to go.

The withdrawal process is also pretty straightforward: log in to your account, click ‘withdraw’, select it as a payment method, and fill out the required information (and go through security checks, if necessary).

It’s important to note that you must have enough money in your bank account when depositing with eCheck. If you don’t have up to the amount you want to deposit, the electronic cheque will bounce.

We’ve collected a list of all the steps you need to take to deposit and withdraw at an eCheck casino below:

A hand selecting the payment method on a tablet screen

Step 1

Choose eCheck as your payment method

Log in to your eCheck casino site and head to the banking section, typically called ‘Cashier’. Select eCheck as your payment method and decide how much you want to deposit or withdraw.

Step 2

Enter your details

Now you’ll need to enter your details (will usually need to enter your name plus banking information and routing number).

A hand holding a mobile phone displaying a roulette wheel

Step 3

Wait for your eCheck to be approved and processed

If you’re depositing via eCheck you should expect around 1-7 days to process (usually it’s faster to deposit than withdraw). If you’re withdrawing from an eCheck casino site you should expect to receive your funds within seven business days.

More details — times, fees, and limits

Deposits can take 3-10 days to clear with eCheck, and withdrawals can take upwards of 3-10 days to appear in your bank account.

If you’re looking for an instant eCheck casinos, some, like PokerStars, allow you to play with “uncleared” funds. There are restrictions to be aware of; at PokerStars you won’t be able to withdraw until the funds are cleared.

A casino might also have limits on how much you can withdraw using eCheck — an example is Caesars, which has a C$20 minimum and a C$5,000 maximum withdrawal limit for transactions.

When you use eCheck, you’ll also probably have to pay a fee, usually of around C$0.30 to C$1.50 per transaction from your bank. In general, you won’t have to pay an additional fee from the casino.

Casino	Max. deposit	Deposit time	Max. withdrawal	Withdrawal time	Fees
PokerStars casino	N/A	Instant (with restrictions)	C$5,000	3-10 days	None
Spin Casino	N/A	Instant	C$5,000	1-7 days	None
JackpotCity casino	N/A	Instant	C$5,000	1-7 days	None
Caesars casino	N/A	Instant	C$5,000	1-3 days	None
Royal Vegas casino	N/A	Instant	C$5,000 daily	1-7 days	None

The pros and cons of online casinos that accept eCheck

There are some key benefits to playing at the best online casinos in Canada that accept eCheck. The option is secure, and there are lower fees than some other banking options, like InstaDebit.

Despite all the perks though, it does have a few drawbacks that players should be aware of before using it. For starters, not every eCheck online gambling casino in Canada accepts the option as a deposit and withdrawal method.

Payout processing via eCheck is also relatively slow compared to some e-wallets like PayPal – which you might want to consider if you’re after the fastest casino payouts.

Below are some of the advantages and disadvantages of using eCheck at the best Canadian online casinos:

Secure payment method
E-check is a secure method with authentication processes, duplication detection, and other tools that ensure your payments are safe.
Easy to use
In a few clicks, you can make a deposit or a withdrawal — you just need your personal and banking information.
Not accepted by all Canadian casinos
Some major casinos, like Caesars, accept eCheck, but many don’t (especially compared to payment methods like Visa or iDebit).
The processing speed can be slow
It can take anywhere from three to 10 days for an eCheck to process and your funds to appear in your account. Instant eCheck casinos, like PokerStars, do exist, but if you’re withdrawing, you’ll still have to wait for your funds to clear.

How to choose online casinos that take eCheck

Want to enjoy the best gambling experience at an eCheck casino? There are a few things you should look out for, like deposit and withdrawal times, fees, and payment limits.

You should also consider a few other factors, like safety and security, game selection, and customer support.

In this section, we’ll dive into how to pick the best Canadian online casinos with eCheck.

Deposits and withdrawals
When it comes to depositing and withdrawing, eCheck transactions can be slower compared to other casino payment options, including credit cards like Visa and e-wallets like PayPal. Some eCheck casinos, like PokerStars, offer instant depositing, meaning your funds will be available immediately after processing. Your balance will be labelled “uncleared” and won’t be able to withdraw unless your balance is greater than the amount you deposited via eCheck. It can take 3-10 days for deposits via this payment method to fully clear. Withdrawing winnings with eCheck takes a similar amount of time (it can be up to 10 days after the casino processes the transaction). Some casinos in Ontario, like Caesars, process eChecks daily and state in their FAQs that it could take up to several days to clear.
Fees and payments
If you use eCheck as a payment method, your bank will likely charge you a minimal transaction fee. The average fee is between C$0.30 and C$1.50 per transaction. Before using the option, check with your financial institution to know more about the fees. An eCheck is similar to a paper check but in digitized form, and eCheck payments are generally facilitated by ETF, Electronic Funds Transfer. So if there is insufficient money in your account when you send the check to a merchant, the eCheck will bounce. When it comes to withdrawing funds, the average maximum withdrawal is around C$5,000 (this is the case at Caesars casino and PokerStars casino).
Safety and security
When you play at the top gambling sites that accept eCheck, you rightly want to make sure your transactions are safe. Luckily, eCheck is one of the safest payment methods you can use as it has an authentication process, encryption, duplication detection, and digital signatures. Pick operators who encrypt their platforms with SSL to help ensure that bettors’ sensitive details are not leaked. You should also only trust sites that have strong Responsible Gaming tools in place, like self-exclusion, cooling-off periods, and betting limits.
Mobile offering
The most popular mobile casinos with eCheck in Canada optimize their platform for mobile users. This means it’s designed in a way that is easily accessible and navigable on smartphones and tablets. Look out for operators that offer native apps that you can install on their Android and iOS devices — Caesars, a new casino that accepts eCheck, offers an app on both for Ontario players. If you want to deposit and withdraw using eCheck via your mobile, you’ll want a mobile platform that allows you to pay using your device.
Customer service
Top quality online casinos that accept eCheck should offer an efficient customer support service that’s open at least during business hours, but preferably seven days a week (anything beyond that is a plus). They should have a dedicated team that attends to players’ inquiries and complaints with channels that include live chat, email, and telephone. All operators should have a comprehensive FAQ section on their site where they answer common questions that users may have. You can check the website of your eCheck Canadian casino providers to see the available support options, and the more information you can access before you sign up the better.
Overall experience
When you’re picking the best eCheck casino, there are other things you should consider, like the usability of the platform, games, and software providers. The site should be easy to navigate with a good search function, and a filtering system so you can find what you need fast. If you’re looking for games, pick eCheck Canadian casinos that partner with some of the top developers in Canada. The best casinos should offer NetEnt and Playtech casino games in their library. You should also look for decent game selection at the best Canadian online casinos with eCheck, anything upwards of 300+ games is a solid number. Finally, when you check the lobby of the best Canadian casino sites that accept this payment method, you should see plenty of top online slots, live dealer games, video poker titles, and table games.

Our top tips for casinos with eCheck

We want you to enjoy the best gambling experience when playing at online casinos with eCheck in Ontario.

Here are a few tips to keep in mind:

Magnifying glass over a display showing payment methods research results

Tip 1

Do your research

Do some research into the basics of how the payment method works before you use it. That way you can avoid any issues (fees, long transaction times, etc). The information on this page is a good start, but there are plenty of detailed FAQs out there.

Tip 2

Have your originator ID to hand

You should have your originating ID handy — essentially your password for your eCheck transfer — because you might be asked for it to verify your transaction at the online casino.

A mobile phone displaying chips and cards along with a badge of safety

Tip 3

Learn the reject codes before you pay

Your eCheck might be rejected, and you’ll generally receive a code as to why an issue has occurred. A couple of the most common reject codes are R01 (insufficient funds) and R04 (invalid account number).

Funds being withdrawn from an online casino to a wallet

Tip 4

Make sure you have enough funds

Always ensure you have enough money in your account when depositing using eCheck. If you don’t have sufficient funds your eCheck will bounce.

Best alternatives to eCheck casino payments

The are some strong eCheck alternatives available at the best online casino sites in Ontario, Canada. These include but are not limited to PayPal, MuchBetter, Visa, Mastercard, Interac and iDebit.

Different banking options have different benefits — credit and debit cards like Visa and Mastercard are good options for casino deposits as they are widely available and directly linked to your online casino account. They also typically offer instant processing of deposit transactions.

Operators that accept e-wallets, like MuchBetter online casinos, are good for their security and higher limits, as well as faster payouts. Withdrawals via e-wallets are usually processed within 24 hours. Online banking, like Interac, is also known to offer faster processing time, lower fees, and higher limits.

There are drawbacks you should consider, too. For instance, going for the Paysafecard option is ideal if you want to pay in cash — but wouldn’t be a good call if you wanted higher limits, and you will need an alternative payment method to withdraw your winnings.

When learning how these alternative payment methods work, consider their processing times and fees. This is because different banking options have different fees, and you want to choose the best ones to suit your needs.

FAQs

What are the best casinos that accept eCheck in Ontario?

The best Canadian online casinos that accept eChecks in Ontario offer players a wide range of incredible games and gambling products. Our experts dove deep and reviewed every casino with eCheck payments to bring you the top eCheck casinos in Ontario.

Will I pay fees for eCheck transactions?

Most likely. Some top online casinos won’t charge players any fee for processing eCheck transactions, but it’s not uncommon for the financial institution or provider of the payment method to charge a small fee for processing payments (around C$0.30 – C$1.50). You can check the fees section of your bank and the casino website to know the fees that apply to winnings using the option. Check out our section on eCheck fees for more information.

Is eCheck a safe option to use at online casinos?

Yes, it is. A Canadian online casino that accepts eCheck offers one of the safest banking options you can use to make and receive payments. Unlike paper cheques that pass through several hands to the person or merchant it is intended for, eChecks are sent directly from your bank to the receiver. This offers more security and privacy since not many people can see the amount you are sending or receiving. Likewise, the option uses several advanced technologies, including duplication detection, encryption and digital signatures. This helps to ensure that your check is received only by the intended party.

Which online casinos accept instant eCheck deposits?

Casinos like PokerStars accept instant eCheck deposits; however, the use of your funds will be restricted until the eCheck clears (which takes several business days). For example, you will be able to play through your deposit, but not withdraw any winnings.

How do eCheck casinos work?

Online casinos with eCheck work pretty much the same as every other gambling site. To make an eCheck deposit or withdrawal, go to the casino’s cashier page and select the option. Payment times are up to seven days, depending on the casino and your financial institution. For more info check our section on payments at eCheck casinos.

Are there any new Canadian online casinos that accept eCheck?

There are a number of new online casinos that accept eCheck as one of their primary eCheck deposit and withdrawal options. Both NorthStar Bets (which went live in May 2022) and Caesars (which went live in April 2022) offer eCheck as a payment method. You can find out more in our list of the best eCheck casinos online in Canada.

Sources

https://echecks.zendesk.com/hc/en-us/articles/220930467-What-are-the-advantages-to-using-eChecks-