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Top eCheck casinos in Ontario: 2024

Written by
Checked by Dasha G.Jovana G.

Electronic checks, or eChecks, have rapidly become a popular choice for players. eCheck casinos combine the ease of electronic payments with the familiarity of traditional checks, offering a secure and straightforward way to deposit and withdraw funds.

Ditch credit cards and e-wallets and discover the convenience of eCheck casinos in this comprehensive guide. Our experts have ranked the top casinos according to the fees, limits, security and games library.

Best eCheck casinos for July 2024

  1. 🥇Spin Casino — Min. deposit: C$10 — Max. withdrawal: C$5,000
  2. 🥈JackpotCity casino — Min. deposit: C$10 — Max. withdrawal: C$10,000
  3. 🥉PokerStars casino — Min. deposit: C$10 — Max. withdrawal: C$5,000
Casino logo Odds rating Bonus Go to casino Button Show more T&C
spin casino logo
Spin Casino review
95/100 Payments rating by Elena I. 85% Playscore based on Safest eCheck transactions

Good to know

  • Swift and easy transactions
  • C$10 minimum eCheck deposit
  • C$50 minimum withdrawal

8 payment methods

Apple Pay
jackpotcity logo
JackpotCity review
88/100 Payments rating by Elena I. 93% Playscore based on Lowest eCheck transaction fees

Good to know

  • Secure deposits and withdrawals
  • No transaction fees
  • C$10,000 maximum payout

8 payment methods

Apple Pay
pokerstars casino logo
PokerStars casino review
85/100 Payments rating by Elena I. 85% Playscore based on Best eCheck casino overall

Good to know

  • Instant eChecks deposits
  • C$5,000 transaction maximum
  • Fast withdrawal processing

11 payment methods

Apple Pay
Bank Transfer

Editor’s note

Our list of top eCheck casinos may change as the market grows. We’ll keep our page updated with the latest offers for Canadian players.

Our top picks of casinos on this page might differ from our full real money casino top list. That’s because this list is focused on which online casino offers the best eCheck payment terms.

Top three eCheck casino sites

When considering the leading eCheck casinos, we consider essential factors like fees, transaction limits, and the overall player experience. In this section, we explore the top three eCheck casinos in Canada, each providing a distinct combination of cost-effectiveness, substantial transaction thresholds, and a wide array of games to cater to the preferences of all players.

🏆#1. Spin Casino

At Spin Casino, you can start playing with a C$10 minimum deposit and cash out with just C$50 in winnings. It’s the perfect choice for players with low financial commitments and easy withdrawals. Spin Casino is a great option whether you’re a novice or a seasoned player.

🥈#2. JackpotCity casino

JackpotCity casino boasts a great mobile app that brings the thrill of the casino directly to your phone. The app is not only convenient, but it also offers a seamless and enjoyable gaming experience on the go. With a well-established presence in the industry, JackpotCity casino has earned a reputation for being reliable and secure.

🥉#3. PokerStars casino

PokerStars casino excels in providing instant eCheck deposits and a generous transaction cap of C$5,000. What sets it apart is its commitment to speedy payouts, ensuring that players can access their winnings promptly. This makes PokerStars casino the go-to destination for CA players who value convenience and efficiency.

eCheck casinos in Canada: best by category

Once you find the casinos that accept eCheck, you’ll want to check out the site’s other features. 

If you’re after the best eCheck online site with plenty of slot games, you might want to check out Spin Casino. Go for PokerStars casino if you want transparent payment terms and many payment options.

We’ve made a table with the best online eCheck casinos for each category — from game selection to the safest payments.

Best casino by categoryOur recommendations
🥇 Best casino overallPokerStars casino
💵 C$10 deposit casinoSpin Casino
🆕 Best new casinoJackpotCity casino
📱 Best mobile casinoSpin Casino
🎲  Best for live gamesJackpotCity casino
🎰 Best for slotsSpin Casino
 Fastest processing timesPokerStars casino
⚖️️ Safest transactionsJackpotCity casino
Time2players discussing the pros and cons of eCheck payments

Getting started at casinos that accept eCheck

To start your gaming experience at online casinos that accept eCheck, it’s essential to have a checking account. This lets you issue an eCheck via the ACH (Automated Clearing House) network. The eCheck system has been operational for almost two decades in Canada and is recognized by many leading online casinos.

Choosing a casino that aligns with your desired payment method is wise. Moreover, understanding the overall features and functionalities of the platform is crucial. Let’s now explore the methods for depositing and withdrawing money!

How to deposit and withdraw using eChecks

Funding your account at eCheck-accepting Canadian casinos is simple. A crucial point to remember is that you must have sufficient funds in your bank account when using eCheck for deposits, as an insufficient balance will result in a bounced electronic check.

The withdrawal process is also straightforward: login, click ‘withdraw,’ choose eCheck, fill in the necessary information, and complete any security checks if required.

We’ve collected a list of all the steps you need to take to deposit and withdraw at an eCheck casino below:

A hand selecting the payment method on a tablet screen
Step 1 – Depositing

Choose eCheck as your payment method

Log in to your eCheck casino site and head to the banking section, typically called ‘Cashier.’ Select eCheck as your payment method and decide how much you want to deposit.

A credit card behind a mobile phone displaying a user banking profile
Step 2

Enter your details

Now, you’ll need to enter your details (you will usually need to enter your name, banking information and routing number).

A hand holding a mobile phone displaying a roulette wheel
Step 3

Wait for your eCheck to be approved and processed

If you’re depositing via eCheck, you should expect around 1-7 days to process (usually, it’s faster to deposit than withdraw).

Mobile phone screen with money
Step 1 – Withdrawing

Select eCheck as your withdrawal method

Access your casino account and navigate the banking or ‘Cashier’ section. Opt for eCheck as your preferred payment option and specify the withdrawal amount.

wallet and cash

Enter your details

Fill in any details required for the casino to process your eCheck withdrawal.

mobile phone with speed counter

Wait for the withdrawal to process

If you’re withdrawing from an eCheck casino site, you should expect to receive your funds within seven business days.

More details — times, fees, and limits

Deposits can take 3–10 days to clear with eCheck, and withdrawals can take 3–10 days to appear in your bank account.

If you’re looking for an instant eCheck casino, some, like PokerStars, allow you to play with “uncleared” funds. There are restrictions to be aware of; at PokerStars, you won’t be able to withdraw until the funds are cleared.

A casino might also have limits on how much you can withdraw using eCheck — an example is PokerStars casino, which has a C$5,000 maximum withdrawal limit for transactions. 

When you use eCheck, you’ll also probably have to pay a fee, usually of around C$0.30 to C$1.50 per transaction from your bank. In general, you won’t have to pay an additional fee from the casino.

CasinoMin. depositDeposit timeMax. withdrawalWithdrawal timeFees
🥇 Spin CasinoC$10InstantC$5,0001–7 daysNone
🥈 JackpotCity casinoC$10InstantC$5,0001–7 daysNone
🥉 PokerStars casino C$10Instant (with restrictions)C$5,0003–10 daysNone

The pros and cons of online casinos that accept eCheck

There are some key benefits to playing at the best online casinos in Canada that accept eCheck. The option is secure, with lower fees than other banking options, like InstaDebit.

Despite all the perks, though, it does have a few drawbacks that players should be aware of before using it. For starters, not every eCheck online gambling casino in Canada accepts the option of a deposit and withdrawal method.

Payout processing via eCheck is also relatively slow compared to some e-wallets like PayPal – which you might want to consider if you’re after the fastest casino payouts

Below are some of the advantages and disadvantages of using eCheck at the best Canadian online casinos:

  • Secure payment method
  • Easy to use 
  • Fast deposits
  • Not widely accepted
  • Payouts take time

How to choose online casinos that take eCheck

Want to enjoy the best gambling experience at an eCheck casino? There are a few things you should look out for, like deposit and withdrawal times, fees, and payment limits.

You should also consider other factors, like safety and security, game selection, and customer support.

In this section, we’ll dive into how to pick the best Canadian online casinos with eCheck. 

laptop with echeck logo on it

Deposits and withdrawals

Regarding depositing and withdrawing, eCheck transactions can be slower than other casino payment options, including credit cards like Visa and e-wallets like PayPal. Some eCheck casinos, like PokerStars, offer instant depositing, meaning your funds will be available immediately after processing. Your balance will be labelled “uncleared,” and you won’t be able to withdraw unless your balance exceeds the amount you deposited via eCheck. It can take 3–10 days for deposits via this payment method to fully clear. Withdrawing winnings with eCheck takes a similar amount of time (up to 10 days after the casino processes the transaction). Some casinos in Ontario, like PokerStars, process eChecks daily and state in their FAQs that it could take up to several days to clear.  

tablet screen with echeck logo and very good

Fees and payments

If you use eCheck as a payment method, your bank will likely charge you a minimal transaction fee. The average fee is between C$0.30 and C$1.50 per transaction. Before using the option, check with your financial institution to know more about the fees. An eCheck is similar to a paper check but in digitized form, and eCheck payments are generally facilitated by ETF, Electronic Funds Transfer. So, if there is insufficient money in your account when you send the check to a merchant, the eCheck will bounce. Regarding withdrawing funds, the average maximum withdrawal is around C$5,000 (this is the case for PokerStars casino). 

tablet with location security icon behind it

Safety and security

When you play at the top gambling sites that accept eCheck, you rightly want to ensure your transactions are safe. Luckily, eCheck is one of the safest payment methods as it has an authentication process, encryption, duplication detection, and digital signatures. Pick operators who encrypt their platforms with SSL to help ensure that bettors’ sensitive details are not leaked. You should also only trust sites that have strong Responsible Gaming tools in place, like self-exclusion, cooling-off periods, and betting limits.

mobile phone with echeck logo on it

Mobile offering

The most popular mobile casinos with eCheck in Canada optimize their platform for mobile users. This means it’s designed in a way that is easily accessible and navigable on smartphones and tablets. Look out for operators that offer native apps that you can install on their Android and iOS devices. If you want to deposit and withdraw using eCheck via your mobile, you’ll want a mobile platform that allows you to pay using your device.

customer service magnifying glass

Customer service

Top quality online casinos that accept eCheck should offer an efficient customer support service open at least during business hours, but preferably seven days a week (anything beyond that is a plus). They should have a dedicated team that attends to players’ inquiries and complaints with channels that include live chat, email, and telephone. All operators should have a comprehensive FAQ section on their site where they answer common questions that users may have. You can check the website of your eCheck Canadian casino providers to see the available support options, and the more information you can access before you sign up, the better.

echeck logo with cycle

Overall experience

When picking the best eCheck casino, there are other things you should consider, like the platform’s usability, games, and software providers. The site should be easy to navigate with a good search function, and a filtering system so you can find what you need fast. If you’re looking for games, pick eCheck Canadian casinos that partner with some of the top developers in Canada. The best casinos should offer NetEnt and Playtech casino games in their library. You should also look for decent game selection at the best Canadian online casinos with eCheck; upwards of 300+ games is a solid number. Finally, when you check the lobby of the best Canadian casino sites that accept this payment method, you should see plenty of top online slots, live dealer games, video poker titles, and table games. 

Alternatives to eCheck casino payments

There are some strong eCheck alternatives available at the best online casino sites in Ontario, Canada. These include but are not limited to PayPal, Visa, Mastercard, and ecoPayz. 

Visa logo


Visa is a preferred choice for online gaming in Canada due to its widespread acceptance, security features, and efficiency. It provides quick access to funds and supports multiple currencies, delivering versatility to players.
Mastercard logo


Mastercard offers a fast deposit method for online gambling. It’s important to note that not all casinos permit Mastercard withdrawals, so it’s advisable to verify the withdrawal options available at your chosen casino.
paypal logo


PayPal is a widely acknowledged electronic wallet and a popular option at many Ontario-based online casinos. Renowned for its reliability and ease of use, PayPal transactions are secure and don’t necessitate bank authorization, serving as an independent payment service.
ecopayz logo


EcoPayz, a well-regarded electronic wallet in online gambling, adeptly handles casino transactions while prioritizing enhanced security and privacy. With its variety of funding options, it facilitates expeditious and trouble-free gaming experiences.


What are the best casinos that accept eCheck in Ontario?

The best Canadian online casinos that accept eChecks in Ontario offer players a wide range of incredible games and gambling products. Our experts dove deep and reviewed every casino with eCheck payments to bring you the top eCheck casinos in Ontario.

Will I pay fees for eCheck transactions?

Most likely. Some top online casinos won’t charge players any fee for processing eCheck transactions, but it’s not uncommon for the financial institution or provider of the payment method to charge a small fee for processing payments (around C$0.30 – C$1.50). You can check the fees section of your bank and the casino website to know the fees for winnings using the option. Check out our section on eCheck fees for more information.

Is eCheck a safe option to use at online casinos?

Yes, it is. A Canadian online casino that accepts eCheck offers one of the safest banking options to make and receive payments. Unlike paper cheques that pass through several hands to the person or merchant intended for, eChecks are sent directly from your bank to the receiver.

This offers more security and privacy since not many people can see the amount you are sending or receiving. Likewise, the option uses several advanced technologies, including duplication detection, encryption and digital signatures.

Which online casinos accept instant eCheck deposits?

Casinos like PokerStars accept instant eCheck deposits; however, your funds will be restricted until the eCheck clears (which takes several business days). For example, you can play through your deposit, but not withdraw any winnings. 

How do eCheck casinos work?

Online casinos with eCheck work pretty much the same as every other gambling site. To make an eCheck deposit or withdrawal, go to the casino’s cashier page and select the option. Payment times are up to seven days, depending on the casino and your financial institution. For more info, check our section on payments at eCheck casinos.



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