Top Mastercard casinos in Ontario
In this guide, I share all there is to know about deposits and withdrawals at Mastercard casinos in Ontario so you can decide if this is the right payment method for you.
I also assess the gambling sites that stand out from our ranked list of Mastercard casinos, which our team of experts regularly monitors for updates.
Best Mastercard casinos for May 2025
| Casino logo | Rating | Bonus | Go-to-casino button | Show more | T&Cs |
|---|---|---|---|---|---|
1
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95/100 Payments rating by Elena I. 85% Playscore based on |
Best mobile casino apps
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Play players accepted |
Good to know
8 payment methods 
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2
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93/100 Payments rating by Elena I. 82% Playscore based on |
First-class live casino
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Play players accepted |
Good to know
13 payment methods
|
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3
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92/100 Payments rating by Elena I. 88% Playscore based on |
Great payments selection
|
Play players accepted |
Good to know
10 payment methods
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4
|
92/100 Payments rating by Elena I. 88% Playscore based on |
Top loyalty rewards
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Play players accepted |
Good to know
7 payment methods
|
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5
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90/100 Payments rating by Elena I. 63% Playscore based on |
Best for Jackpot King
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Play players accepted |
Good to know
7 payment methods
|
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6
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90/100 Payments rating by Elsa F. 83% Playscore based on |
Best gamified casino experience
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Play players accepted |
Good to know
8 payment methods
|
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7
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88/100 Payments rating by Elena I. 93% Playscore based on |
Great for progressive jackpots
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Play players accepted |
Good to know
8 payment methods
|
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8
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87/100 Payments rating by Elsa F. 84% Playscore based on |
Most trusted online casino
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Play players accepted |
Good to know
10 payment methods
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bet365 operates pursuant to an agreement with iGaming Ontario. #ad |
9
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87/100 Payments rating by Elena I. 87% Playscore based on |
Rich live dealer lobby
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Play players accepted |
Good to know
7 payment methods
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10
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85/100 Payments rating by Elena I. 85% Playscore based on |
Best casino for poker
|
Play players accepted |
Good to know
11 payment methods
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1
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88/100 Payments rating by Elena I. 83% Playscore based on |
250 Gold Coins + 5 Sweeps Coins and 600 Diamonds
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Play players accepted |
Good to know
4 payment methods
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2
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84/100 Payments rating by Elena I. 89% Playscore based on |
5,000 WoW Coins + 1 Sweepstake Coin
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Play players accepted |
Good to know
5 payment methods
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3
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84/100 Payments rating by Elsa F. 87% Playscore based on |
500 Free Fortune Coins
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Play players accepted |
4 payment methods
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4
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62/100 Payments rating by Elena I. 84% Playscore based on |
Up to 1,000 Virtual Credits
|
Play players accepted |
Good to know
1 payment methods
|
Top three Mastercard online casinos: my personal picks
Our team carries out regular checks on the casinos we monitor so that we can always bring you the latest data.
After sampling these casinos for myself, I share why I think the following operators are the top three Mastercard casinos in Ontario.
🏆 #1 Fastest Mastercard withdrawals: bet365 84% Playscore
Bet365 accepts Mastercard credit and debit cards for deposits and withdrawals. Players can benefit from low minimum deposit and withdrawal limits, and generous maximum limits suitable for large transactions.
As with most of its other payment methods, bet365 processes fee-free payouts in a matter of hours. Bet365’s transparent payment policy is also available to non-registered users.
This casino uses the latest encryption technology to secure online payments.
- Mastercard payouts in 1-4 hours
- C$10 minimum payment limit
- C$40,000 max Mastercard withdrawal
🥈 #2 Highest Mastercard withdrawal limit: Betano 87% Playscore
Players can use their Mastercard credit and debit cards to top up their Betano wallet and cash out their winnings. Minimum deposits and withdrawals start at C$10.
Betano offers very high max transaction caps on card payments, well above the four-digit limits available at competing casinos.
Card withdrawals at Betano can take up to five days but it has same-day payment alternatives.
- Instant credit and debit card deposits
- C$50,000 max withdrawal limit
- No transaction charges
🥉 #3 Best credit card payment terms: Casino Days 74% Playscore
Casino Days accepts credit card deposits and withdrawals via Mastercard, though debit card payments aren’t currently supported.
Minimum card deposits sit at C$15, with payouts starting at C$20. Max deposits are comfortably high, though Mastercard withdrawals are capped at C$2,500 per transaction.
There are no extra charges on any of the payment methods available, giving players the option to use Mastercard-compatible digital wallets for more flexible limits.
- Credit card deposits accepted
- Mastercard withdrawals in under 48 hrs
- Supports e-wallet card payments
Getting started: Mastercard transaction details explained
Mastercard enjoys a solid reputation and global popularity in both the online and offline world. Let’s comb through the finer details of using your Mastercard for online gambling.
Credit, debit, and prepaid cards
Online casinos normally accept both credit and debit cards for both deposits and withdrawals. Prepaid cards are only eligible for deposits but they are normally accepted at Mastercard casinos.
Debit cards are directly connected to the money you already have stored in your bank account. With a credit card, your bank loans you funds which you then have to pay back. Prepaid cards aren’t connected to an account and need to be loaded up before use.
Ontario residents have 19 Canadian issuers in the Mastercard credit card network and over 40 debit card providers to choose from.
CA banks issuing Mastercard credit cards
These financial institutions in Canada are part of the Mastercard credit card network.
- ATB Financial
- Bank of China (Canada)
- BMO Bank of Montreal
- Brim Financial
- Canadian Tire Bank
- Capital One
- CIBC
- Collabria Financial Services Inc.
- Desjardins
- HSBC Bank Canada
- MBNA
- National Bank of Canada
- President’s Choice Financial
- RBC Royal Bank
- Rogers Bank
- Scotiabank
- Servus Credit Union
- Tangerine
- Walmart Canada Bank
Mastercard gambling restrictions
Mastercard itself has no restrictions on using its cards for online gambling but not all card issuers allow gambling transactions.
You won’t have any problem if you play at Ontario-licensed casinos and bank with institutions like RBC, TD, BMO, CIBC, and Scotiabank.
With some banks, you’ll need to request permission to use your account for online gambling.
Transaction limits
The exact limits on your Mastercard transactions vary. Your bank or card issuer will have their own limits in place, and credit cards come with their own terms and conditions.
Typically, casinos accept minimum Mastercard deposits and withdrawals in the C$10 – C$20 range. Maximum payouts can be as high as C$50,000, though I often see limits in the C$5,000 – C$10,000 region for card withdrawals.
Your bank’s maximum deposit limits are lower with prepaid cards and often set to C$3,900, compared to the C$77,000+ limit on some debit card types.
Fees
Casinos accepting Mastercard payments are part of the Mastercard merchant network, so they pay an interchange fee on card transactions. The casinos I recommend on this page absorb this fee themselves and don’t pass it on to the player.
Your bank might still have transaction fees in place. While deposits are normally free of charge, cardholders typically face withdrawal fees of C$0.05 + 1.15% – C$0.10 + 2.50%. These are comparable to Visa withdrawal fees.
Credit cards come with interest charges and your bank might also have additional charges in place, like annual fees.
Mastercard prepaid cards come with no annual fees (unlike Amex and Discover) or purchase fees (unlike Vanilla and Joker prepaid cards).
Wait times
Mastercard deposits are normally processed instantly by your casino, no matter which type of card you’re using. Larger deposits can take a few minutes.
Casinos have different internal processing times for withdrawals. The faster casinos approve withdrawal requests in a day. Additional checks on large transactions might delay the process.
As with Visa, casino payouts via Mastercard take two days on average. Slower withdrawals can clock in at five days and over.
While credit card deposits through Mastercard are accepted by virtually all Ontario-licensed casinos, credit card withdrawals are not as universal.
Out of the 28 casinos I gathered data for, 10 gambling sites do not accept Mastercard withdrawals. Casinos that process Visa withdrawals are easier to come by.
The fastest Mastercard withdrawal casinos are bet365, Wildz, and Betano, in that order. For comparison, Spin Casino and BetMGM withdrawal durations (including approval times) can take up to seven working days.
Security
Mastercard is a trusted leader in secure banking transactions, backed by decades of awards and a strong reputation.
The Mastercard ID Theft Protection system screens transactions to shield its cardholders against identity theft and fraud.
When you use your Mastercard online, your purchases are protected by a unique Mastercard account SecureCode. You must provide this key to authorize any online payments you want to make.
With tokenization, the digits in your card details are replaced with non-sensitive symbols like asterisks for added security.
Mastercard also has agreements with supported casinos, enhancing security by requiring them to adhere to strict data security standards, safeguarding player data from unauthorized access.
On top of all this, your card payments also benefit from your bank’s security measures.
Mastercard casino payments require you to share your card details with your casino, which is why we only recommend you play at Ontario-licensed casinos that have passed our security checks.
If you’re not comfortable sharing your financial data with your casino, you can combine your Mastercard with your preferred digital wallet. This will act as a buffer between your Mastercard and your casino.
E-wallets will also give you more control, visibility, and extra biometric security options.
Pros and cons of using Mastercard at online casinos
Mastercard is one of Canada’s favourite payment methods for its high transaction limits and enhanced security features. It’s a staple casino payment method, and even brand new online casinos in Canada with a smaller range of payment options will offer Mastercard.
However, like most payment providers, there are some trade-offs worth noting. Here’s the full list of pros and cons for you to consider before you gamble with Mastercard.
- Mastercard deposits available at virtually all casinos
- Instant clearance on deposits
- Card details can be saved online for future use
- High maximum withdrawal limits
- Advanced payment encryption technology
- No apps or third-party platforms required
- Can be used with leading mobile banking apps
- Mastercard withdrawals aren’t accepted at some casinos
- Online gambling prohibited by some banks
- Bank withdrawal fees can be as high as 2.50%
- Some withdrawals can take over five days
How to make a Mastercard casino deposit
Topping up your casino wallet via Mastercard is a straightforward process. Remember to make sure you have enough funds in your account and consider your casino’s minimum deposit limit.
Here’s a step-by-step guide.
- Open your casino account and verify your account by providing copies of your ID and address.
- Access the cashier section within your profile and select Mastercard as your payment method.
- If prompted, provide scanned copies of your Mastercard as proof of ownership.
- Enter your Mastercard details, including the card number, expiry date, CVV code, and any requested information.
- Specify your deposit amount, ensuring the correct currency and decimal placement.
- Complete any additional identity verification requested by Mastercard.
- Your account will reflect the deposited funds, and you’re all set to start playing.
How to withdraw using Mastercard
Payouts via Mastercard are just as easy and convenient, though they’ll take longer than deposits.
Follow the steps below to request a withdrawal from a Mastercard-accepting casino.
- Read your casino’s withdrawal policy.
- Navigate to the casino’s cashier section.
- Select Mastercard as your preferred withdrawal method.
- Specify the amount you wish to withdraw.
- Confirm your transaction request.
- Check your bank account balance after the wait time elapses.
Top tips
Your casino transactions should proceed smoothly when using Mastercard, but there are some essential steps you should follow whenever you pay online.
Here’s a checklist I stick by to avoid any delays or disappointment.
- Check your bank’s gambling policy, transaction limits, and associated fees.
- Consult your casino’s cashier policy to find out more about payment limits and other withdrawal conditions like wagering requirements.
- Track your transactions and monitor your bank statements for any suspicious activity.
Alternatives to Mastercard
If you’re curious about the nearest alternatives to Mastercard casino payments, check out my recommendations below.
Visa
The nearest alternative to Mastercard is Visa, a global payment network of the same magnitude and reputation, offering credit, debit, and prepaid card options. The vast majority of Ontario casinos accept Visa deposits and withdrawals. Similar transaction limits and fees apply.
PayPal
PayPal is one of the most reputable digital wallets, known for its convenience, security, and fast withdrawals. Making casino Mastercard payments via PayPal will also give you additional protection, though PayPal is a less widely-accepted casino banking option.
American Express
If you happen to be an Amex cardholder, you’ll be able to make deposits at some Ontario casinos. Very few of our recommended gambling sites support American Express withdrawals, though you can use your card via PayPal.
Paysafecard
Check out casinos that accept PaysafeCard, a prepaid cash-based payments system, if you’re looking for a deposit alternative. You can fund your casino account by inputting the code on your pre-loaded PaysafeCard vouchers.
Go for Visa if you want as many casino options as possible. Out of the four options here, it’s the most widely accepted payment method at Ontario casinos, withdrawals included.
For comparison, Visa’s 96% availability rate trumps Amex (18%), PayPal (21%), and PaysafeCard (43%).
If you want an alternative that provides faster payouts, go for PayPal, where withdrawals take less than 60 minutes on average.
PaysafeCard deposits have an edge as far as security is concerned because they’re the closest you can get to private, nearly cash-like transactions online.
How I rate casinos that accept Mastercard
Choosing the right gambling site can be a pain if you don’t know what you should be looking out for. I’ve put together the top indicators and warning signs that I consider when reviewing casinos.
Transaction limits and times
Instant or nearly-instant deposits are a foregone conclusion, but I give more points to casinos that process Mastercard withdrawals within 24-48 hours. That being said, even BetMGM withdrawals can take up to eight days, but that’s only because their transparent payment terms account for potentially long approval times for large transactions. Transparency is just as important. I look for a C$10 minimum deposit and a C$10,000+ daily max payout limit for credit cards, though I’m more lenient with four-figure single-transaction limits.
Withdrawal fees and conditions
Some online gaming sites may levy a commission, which could mean a withdrawal processing fee of up to 2% on all transactions or certain payment methods. I never recommend these casinos and expect gambling sites to absorb Mastercard merchant fees. I also look for fair wagering requirements, which specify the amount you must play through before being eligible to withdraw your winnings. Be aware that casinos might require you to cash out with the same method you used for deposits. This is called the Closed Loop Policy and it’s a measure against fraud.
Safety
Beyond the safeguards provided by Mastercard and my card provider, I look for safe online casinos with strong security protocols in place. Your personal and financial data should be protected by encryption software against unauthorized access. Casinos score better in my books if they provide extra measures like 2FA or demonstrate added commitment via game fairness auditing from eCOGRA or iTechLabs. On the responsible gambling front, I expect to find easily accessible deposit, loss, and session limits with self-suspension and self-exclusion options.
Games and software
Since Mastercard is a popular payment option, you’re not limited for choice when it comes to the game selection, in terms of both sheer numbers and categories. Though they’re not deal-breakers, I consider these current market averages as ballpark reference points: 900 games, including 700 slots and 90 live tables, by 25 software providers. With game studios especially, quality trumps quantity any time. An intuitive interface and clear filtering system make game selection easier. The best payout casinos will have average RTP rates above 96%.
Mobile offer
Most online Mastercard casino providers offer mobile accessibility, though some do it better than others. To determine the quality, I compare the desktop experience to the mobile one when it comes to games availability, load time, full web access, navigation, and software performance. The quality of live tables on a mobile device is also indicative. The best mobile casinos earn points from me if they’re able to provide a highly mobile-optimized gaming experience, even if this is only available via web browser.
Customer support
Reputable Mastercard casino providers prioritize excellent customer service. When evaluating a casino’s customer support, I consider the range of options available to players, including email, phone contact, live chat, and FAQs. The high-scorers on my list will have 24/7 support, swift live chat responses, and a knowledgeable staff handling my queries. Email correspondence should also be timely. I’ll often mark down a casino for hiding away its Help section or contact details.
FAQs
How safe is Mastercard as a payment provider?
Mastercard ensures high safety standards for its users. It employs advanced security measures to protect customers’ funds and has a multi-layered verification process for transactions. It also offers customer support and fraud prevention services.
Can I withdraw from my account using Mastercard?
Not all online casinos accept Mastercard for withdrawals. Check your casino’s payment policy or cashier section to see whether Mastercard is an option. Also check in with your bank, as not all banks allow gambling transactions.
Are there any fees with using Mastercard at online casinos?
We don’t recommend casinos that charge transaction fees but some casinos have fixed fees or charge commissions up to 2% to cover financial company charges. Some casinos may reduce fees after you’ve played with them.
How long do Mastercard transactions take?
While making deposits at Mastercard casinos is instant, withdrawals might take longer. The best casinos aim to process Mastercard withdrawals within 1-3 days, but it could take up to 10 days with other operators.
Can I use Mastercard at casinos in Ontario?
Mastercard transactions are widely accepted at casinos in Ontario. Mastercard is a popular option due to its speed, security, and reliable transactions. If any issues arise, your money is protected, and the casino’s support team is available to assist.
