Casino payment methods of 2025 in Ontario
Whether topping up your bankroll or cashing out your winnings, you want a secure casino payment method that can reliably deliver quick transactions.
I bring you my latest insights from the Ontario gambling scene to evaluate the best payment providers available and rank casinos according to their banking options.
Read on to figure out which payment methods support casino deposits and withdrawals, and how they compare in terms of fees, wait times, and limits.
Editor's note
This overview is based on the current offer in Ontario; the information you see and our recommendations may change as the market grows. Rest assured that we’ll keep our data updated to reflect the latest offer for Canadian players.
Best operators for reliable casino payment options
A casino’s range of payment methods is one of the critical factors I assess when reviewing operators.
Below, I rank the top-performing casinos in order of their payments rating. This reflects the kind of payment methods they’re able to offer, as well as flexible transaction limits, speed, and fee-free services.
Whether you’re looking for a variety of safe banking options, faster withdrawals, or a specific payment type, this list will help you find the perfect casino that suits your needs.
| Casino logo | Rating | Bonus | Go-to-casino button | Show more | T&Cs |
|---|---|---|---|---|---|
1
|
95/100 Payments rating by Elena I. 85% Playscore based on |
Best mobile casino apps
|
Play players accepted |
Good to know
8 payment methods 
|
|
2
|
93/100 Payments rating by Elena I. 82% Playscore based on |
First-class live casino
|
Play players accepted |
Good to know
13 payment methods
|
|
3
|
92/100 Payments rating by Elena I. 88% Playscore based on |
Great payments selection
|
Play players accepted |
Good to know
10 payment methods
|
|
4
|
92/100 Payments rating by Elena I. 88% Playscore based on |
Top loyalty rewards
|
Play players accepted |
Good to know
7 payment methods
|
|
5
|
90/100 Payments rating by Elsa F. 83% Playscore based on |
Best gamified casino experience
|
Play players accepted |
Good to know
8 payment methods
|
|
6
|
90/100 Payments rating by Elena I. 63% Playscore based on |
Best for Jackpot King
|
Play players accepted |
Good to know
7 payment methods
|
|
7
|
87/100 Payments rating by Elsa F. 84% Playscore based on |
Most trusted online casino
|
Play players accepted |
Good to know
10 payment methods
|
bet365 operates pursuant to an agreement with iGaming Ontario. #ad |
8
|
88/100 Payments rating by Elena I. 93% Playscore based on |
Great for progressive jackpots
|
Play players accepted |
Good to know
8 payment methods
|
|
9
|
87/100 Payments rating by Elena I. 87% Playscore based on |
Rich live dealer lobby
|
Play players accepted |
Good to know
7 payment methods
|
|
10
|
85/100 Payments rating by Elena I. 92% Playscore based on |
Most reliable casino operator
|
Play players accepted |
Good to know
6 payment methods
|
19+. Terms and conditions apply. Play responsibly. Connexontario.ca |
1
|
87/100 Payments rating by Elena I. 89% Playscore based on |
5,000 WoW Coins + 1 Sweepstake Coin
|
Play players accepted |
Good to know
5 payment methods
|
|
2
|
87/100 Payments rating by Elena I. 83% Playscore based on |
250 Gold Coins + 5 Sweeps Coins and 600 Diamonds
|
Play players accepted |
Good to know
4 payment methods
|
|
3
|
84/100 Payments rating by Elsa F. 87% Playscore based on |
500 Free Fortune Coins
|
Play players accepted |
4 payment methods
|
|
4
|
74/100 Payments rating by Elena I. 84% Playscore based on |
Up to 1,000 Virtual Credits
|
Play players accepted |
Good to know
1 payment methods
|
Different types of casino payment options
In Canada, players can choose from various casino payment methods, including credit and debit cards, e-wallets, and bank transfers.
Below are the main payment options available to casino players in Ontario, each presenting distinct attributes and benefits.
Credit, debit, and prepaid cards
Credit and debit cards are widely accepted, convenient, and secure payment methods at online casinos in Ontario. Deposits are instant but withdrawals take two days on average.
Players can use credit cards, debit cards (like Visa Electron or Maestro), or prepaid cards for casino payments, though some operators only accept cards for deposits. This is to do with bank regulations (some banks don’t accept casino withdrawals) and associated merchant fees.
Deposits are generally free of charge but withdrawals come with charges of up to $0.10 + 3.30%. Other fees are determined by your issuing bank.
While many casinos absorb credit card merchant fees, some will pass on this fee to the payee, so make sure you evaluate your casino’s policies before you deposit.
Visa
Visa offers credit, debit, and prepaid card options. The vast majority of Ontario casinos accept both Visa deposits and withdrawals. Visa prepaid cards are only available for deposits and can incur higher fees at 2%.
Mastercard
Mastercard has similar fees, limits, and wait times as Visa. Both Mastercard credit and debit cards are accepted for deposits by nearly all Ontario casinos but around a third of these do not support Mastercard payouts.
American Express
Very few casinos support American Express in Ontario, and around half of these only accept deposits. This is due to Amex’s high merchant fees. As an alternative, Amex cardholders can connect their cards to PayPal.
PaysafeCard
PaysafeCard is a prepaid cash-based payments system that isn’t connected to a bank and acts as a card substitute. Pre-loaded PaysafeCard vouchers can be used for deposits at available casinos, but withdrawals aren’t supported.E-wallets
Digital wallets are a popular choice at online casinos due to their secure and swift transaction capabilities. Casinos offering fast or instant cashouts are normally able to do so via e-wallet withdrawals.
Players value the added layer of privacy that e-wallets transactions come with, since don’t require you to share your personal financial information with your casino.
Some e-wallet services may involve fees. For example, topping up your MuchBetter or PayPal account via card deposit can come with charges.
Gambling platforms are more likely to accept card transactions than e-wallets. The most widely accepted digital wallet at Ontario casinos is MuchBetter, with a 64% availability rate, followed by Apple Pay, PayPal, and Payz (formerly ecoPayz).
PayPal
PayPal is a highly secure payment system with instant deposits and cashouts in under 60 minutes. This largely free-of-charge and mobile-first service can be linked to several cards, but transaction limits can be tight.
MuchBetter
MuchBetter is specialized for online gambling transactions and supports both deposits and withdrawals at participating casinos. Most of its services are free and payout wait times average at two days.
Payz (ecoPayz)
Payz casinos support instant Payz deposits and fast withdrawals. Creating a Payz account is free, but charges apply when topping up your Payz account and vary according to your deposit method and account level.
Apple Pay
If you have an iOS device, you can use Apple Pay to make cost-free transactions at eligible casinos. Some Apple Pay gambling sites will only support this payment method for deposits.Bank transfers
Around 54% of the Ontario casinos I recently tested support bank transfers for both deposits and withdrawals, but Interac remains the number one provider.
Electronic Fund Transfers (EFTs) and wire transfers are reliable choices for large transactions due to the high or virtually non-existent max limits, but they tend to come with bank processing fees attached.
For inter-bank or international transfers, transfers are processed through additional networks like the ACH or SWIFT. The high-security checks are mostly responsible for the long transaction times of up to 10 business days.
Canadian payment solutions like Interac and Instadebit facilitate faster ETFs. Some players might prefer to use eCheck (electronic check system) for direct transfers from their bank accounts, though transaction times are slower here.
Bank transfer
EFTs and wire transfers are secure payment methods best suited for large deposits or withdrawals. They do come with longer wait times and costly bank processing fees, and they’re not accepted by all casinos.
Interac
Interac e-Transfer allows players to connect multiple bank accounts to top up their casino wallet or cash out. It offers advanced security and fast payouts, albeit against transaction fees and lower max withdrawal caps.
eCheck
Electronic checks allow players to transfer funds directly from their bank accounts to their casinos. Deposits and withdrawals via eCheck limit your financial data exposure but incur bank fees and over three-day wait times.
Instadebit
Instadebit lets players move money in and out of a linked bank account without a credit card and without sharing banking details with their casino. Payouts can take up to five days and charges also apply.
Getting started with deposits and payouts
Here I’ll be showing you how to manage your funds at a casino. If you’re a beginner, this step-by-step guide will provide all the necessary instructions.
How to make a deposit
Depositing funds into your casino account enables you to start playing. Let’s walk through the essential steps for topping up your casino wallet to ensure a smooth and enjoyable gaming experience.
- Log in to your online casino and tap the cashier button to head to the banking page.
- Choose your payment of choice for online casino deposits.
- Enter how much you’d like to deposit. Consider the minimum limit and the funds in your deposit account.
- Follow the on-screen prompts. You should receive a notification if your payment method requires verification from another device, such as your mobile phone.
- Confirm your payment and wait for the funds to appear in your online account. This should be instant or not take more than 15–30 minutes.
How to make a withdrawal
Withdrawing your winnings from an online casino is a straightforward process, similar to making a deposit.
Before you request a payout, make sure you’ve verified your casino account, providing your ID and a recent utility bill as proof of address. Casinos are legally required to request this documentation as part of their KYC (Know Your Customer) policy.
Some casinos might take around three days to fully verify your account, so I recommend getting this step out of the way as early as possible to avoid delays.
Here’s how withdrawal requests go.
- Head over to your online casino cashier page and select withdrawal.
- Consider your casino’s withdrawal policy. There will be transaction limits and conditions in place.
- Choose your preferred method of payment. Make sure you’re familiar with any provider fees involved.
- Fill in any necessary payment details, including the amount you want to withdraw, and confirm your request.
- Wait for your withdrawal to come through. Factor in your casino’s approval period and your payment method’s processing time.
It’s common for casinos to impose a closed-loop policy. This is an anti-fraud measure which requires players to have previously used their requested withdrawal method to make a deposit.
So if you haven’t used PayPal for your deposit, you might not find PayPal as a withdrawal option, even if your casino accepts it. I normally manage smaller deposits through the payment methods I want to use for withdrawals to give myself enough flexibility.
There may also be wagering requirements in place. In that case, you might need to reach a certain threshold of placed bets before you can cash out any winnings.
Deposit and withdrawal fees and limits
Different payment methods come with different transaction limits, processing times, and fees.
I researched the latest comparative data for Ontario’s most popular casino payment methods for you to get a better idea of which banking option you might want to go for.
| Method | Fees | Deposit time | Withdrawal time | Minimum transaction | Maximum transaction |
|---|---|---|---|---|---|
| Visa | C$0.05 + 1.15% – C$0.10 + 2.40% | Instant | 24 – 48 hours | C$5 – C$10 | C$10,000 |
| Mastercard | C$0.05 + 1.15% – C$0.10 + 2.50% | Instant | 24 – 48 hours | C$5 – C$10 | C$10,000 |
| American Express | $0.10 + 1.43% – $0.10 + 3.30% | Instant | 24 – 48 hours | C$5 – C$10 | C$10,000 |
| PayPal | None – C$0.30 + 2.90% (cards and international transfers) | Instant | Instant – 1 hour | C$10 | C$10,000 |
| MuchBetter | None – 5% (card payments) | Instant | Instant – 2 days | C$5 – C$10 | C$15,000 |
| Payz (ecoPayz) | None – C$10 + 2.99% (depending on account level) | Instant | Instant – 3 days | C$5 – C$10 | C$1,000 – C$30,000 |
| Apple Pay | Free | Instant | 2 – 6 days | C$5 – C$10 | C$5,000 |
| Interac | C$0.50 – C$1 | Instant – 30 minutes | Instant – 2 days | C$10 | C$2,000 – C$10,000 |
| Bank transfer | Depends on bank | 1 – 5 days | 3 – 5 days | C$5 – C$20 | C$50,000 – C$100,000 |
| eCheck | C$0.30–C$1.50 | 3 – 10 days | 3 – 10 days | C$20 | No limit |
| Instadebit | C$1.95 – C$2 | Instant | 1 – 5 days | C$10 | C$20,000 |
The data in this table reflects the payment method’s specific terms, not the casino’s. Once you factor in a casino’s internal processing period, you might be looking at one or two more days added to your withdrawal time, unless you’re playing at an instant-payout casino.
Expect to pay the C$10-C$20 minimum deposit limit typically set by casinos, even if most banks set card payment minimums at C$5. PointsBet casino’s C$5 top-up minimum is an outlier.
Lower withdrawal limits start at C$10, though I’ve seen minimum limits as high as C$50 at JackpotCity and Spin Casino, irrespective of the payment method. PayPal sometimes comes with C$20-C$40 deposit minimums.
Casinos like Casumo and SpinGenie set max withdrawal limits in the C$50,000+ region, normally through bank transfer or card payments. While some casinos like Conquestador dip as low as C$5,000 per transaction for all payment methods, C$10,000 is the average.
The truth is that max payouts vary widely across different payment methods, even at the same gambling site. Take Casino Days, where you’ll find a C$50,000 max withdrawal for bank transfer, but payouts via Apple Pay, credit card, and Interac limited to C$2,500 – C$3000.
How to choose sites with the best casino payment methods
Below, I share the benchmarks I use when assessing payments data for our casino reviews.
This will give you a better idea of why I might score one casino highly and mark another one down, even if their range of payment methods seems similar.
Use these indicators the next time you want to decide whether a casino’s worth your custom or not.
Casino payments range
In Ontario, there are casinos with just three payment options and operators like PokerStars with 10+. I recommend choosing a casino with no fewer than seven banking options, but really, it depends on what payment methods you go for. I don’t rate casinos particularly highly for only supporting Interac, Visa, and Mastercard, as these are standard. That plus a selection of e-wallets will get my attention. Casinos that are able to offer private banking methods like PaysafeCard and Instadebit earn more points too.
Processing speed
Instant deposits are the norm, so anything longer than 30 minutes is a red flag. Even bank transfers and eCheck deposits are available instantly as uncleared funds. I have different expectations for withdrawals: one or two days for e-wallets, two for card payouts, and around five for bank transfers. I reserve top marks for casinos with same-day pending periods. The shorter, the better, though large casinos catering for high-roller transactions can understandably take around three days.
Fees and charges
Many casinos don’t impose payment fees, but some do, and I advise against playing at commission-charging casinos. Look for a cashier policy that clearly states there are no transaction fees. Some operators might charge for withdrawals below C$100, so look at the fine print. Several payment providers may have their own fee structure. Casinos normally absorb Visa and Mastercard merchant fees. E-wallet fees are associated with topping up or withdrawing from your digital wallet, but they’re not attached to your online casino payments.
Transaction limits
Numerous payment providers offer varying transaction limits which might influence your choice. I tend to opt for those with low minimums like Payz and choose C$10 minimum deposit casinos, but high-rollers would be better off considering bank transfers over, say, PaysafeCard deposits. Maximum withdrawal limits are set by your casino but they can also depend on your payment provider — compare Interac to wire transfer or eCheck, for example.
Security
The presence of reputable providers like Visa, Mastercard, and Interac are indications of a safe online casino, which should be SSL-secured and use advanced encryption technology. PayPal casinos stand out here because they’ve passed PayPal’s own casino vetting procedure. Card payments or bank transfers are backed by the most robust measures in the industry, but e-wallets serve to protect your card details from third-party entities like your casino. All these providers use encryption technology and most of them come with 2FA and biometric authorizations for added protection. Red flags here would be a URL with ‘HTTP’ instead of ‘HTTPS’ and unfamiliar banking methods.
Tips
Finally, here’s a quick check-list of things to keep in mind. This should help you conduct safe online transactions at your casino while also avoiding unwanted delays or nasty surprises.
- Pick licensed and reputable casinos: opt for licensed and reputable casinos with a history of trustworthiness, ensuring secure payment methods.
- Verify payment method security: before using a payment method, check for security features and encryption protocols to protect your data.
- Understand fees and processing times: familiarize yourself with any associated fees and expected processing times for smoother transactions.
- Set up your payment methods in CAD to avoid currency conversion fees when playing at Canadian casinos.
- Read reviews: seek out online casino reviews and payment app reviews to learn about other players’ experiences with payment methods.
- Monitor transactions: regularly review your casino payments to detect discrepancies or suspicious activity and contact support if needed.
FAQs
What are the best casino payment methods in Canada?
Three popular payment options for Canadian players include PayPal, known for its user-friendliness and secure transactions; Interac, a hassle-free choice compatible with major Canadian banks; and the widely accepted Visa and Mastercard, offering convenience for most users.
Which payment providers are safe and secure?
Regarding finances, you can rest assured that all top payment providers we recommend can be trusted. We only recommend licensed casinos; we’re not about to start recommending unsafe payment methods.
To ensure that your gambling experience is always safe and responsible, verify that the casino of your choice offers additional security measures like two-factor authentication.
How do I deposit money at a casino?
Ontario casinos offer a variety of deposit methods. While some are deposit-only, others allow you to withdraw your winnings. Our how-to deposit guide mentions all the steps when depositing money at the casino.
Can I use Visa or Mastercard at online casinos?
Visa and Mastercard are two of Canadian players’ most widespread deposit methods. Most casinos accept both, but not every casino offers withdrawals via these methods.
You can also funnel funds using your Visa or Mastercard through e-wallets at many Ontario casinos.
Do online casinos use e-wallets?
Yes, casinos in Canada welcome e-wallets as a method of depositing and withdrawing money. Common e-wallets available at Canadian casinos include PayPal, ecoPayz, MuchBetter, and Apple Pay.
E-wallets act as an intermediary so that no matter how many casinos you play at, only one institution (your e-wallet) has your card number.
Do online casinos take Bitcoin?
No, bitcoin is not accepted by Canadian casinos. It’s an illegal payment method for casinos in Canada. The price volatility of digital currencies is one core issue, along with the difficulty of tracking where casino payments come from, for anti-money laundering reasons.
If you come across an online casino that accepts Bitcoin, you should avoid it as it’s probably offshore.
