Top casinos that accept Instadebit in Ontario: 2025
Instadebit casinos offer a simple way to make deposits and withdrawals while keeping a tight lid on your financial information.
I check in with our experts’ latest market findings to recommend the best Instadebit casinos for you to choose from.
Join me as I unpack all the how-tos, pros and cons, and insider tips for gambling with Instadebit.
Best Instadebit casinos in Canada: May 2025 update
| Casino logo | Rating | Bonus | Go-to-casino button | Show more | T&Cs |
|---|---|---|---|---|---|
1
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95/100 Payments rating by Elena I. 85% Playscore based on |
Best mobile casino apps
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Play players accepted |
Good to know
8 payment methods 
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2
|
93/100 Payments rating by Elena I. 82% Playscore based on |
First-class live casino
|
Play players accepted |
Good to know
13 payment methods
|
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3
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92/100 Payments rating by Elena I. 88% Playscore based on |
Great payments selection
|
Play players accepted |
Good to know
10 payment methods
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4
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88/100 Payments rating by Elena I. 93% Playscore based on |
Great for progressive jackpots
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Play players accepted |
Good to know
8 payment methods
|
|
5
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87/100 Payments rating by Elsa F. 84% Playscore based on |
Most trusted online casino
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Play players accepted |
Good to know
10 payment methods
|
bet365 operates pursuant to an agreement with iGaming Ontario. #ad |
6
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85/100 Payments rating by Elena I. 85% Playscore based on |
Best casino for poker
|
Play players accepted |
Good to know
11 payment methods
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7
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84/100 Payments rating by Elena I. 88% Playscore based on |
Impressive selection of slots
|
Play players accepted |
Good to know
6 payment methods
|
|
8
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84/100 Payments rating by Elsa F. 86% Playscore based on |
Immersive gaming experience
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Play players accepted |
Good to know
6 payment methods
|
|
9
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75/100 Payments rating by Elena I. 94% Playscore based on |
Canadian-owned operator
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Play players accepted |
Good to know
7 payment methods
|
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1
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88/100 Payments rating by Elena I. 83% Playscore based on |
250 Gold Coins + 5 Sweeps Coins and 600 Diamonds
|
Play players accepted |
Good to know
4 payment methods
|
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2
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84/100 Payments rating by Elena I. 89% Playscore based on |
5,000 WoW Coins + 1 Sweepstake Coin
|
Play players accepted |
Good to know
5 payment methods
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3
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84/100 Payments rating by Elsa F. 87% Playscore based on |
500 Free Fortune Coins
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Play players accepted |
4 payment methods
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4
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62/100 Payments rating by Elena I. 84% Playscore based on |
Up to 1,000 Virtual Credits
|
Play players accepted |
Good to know
1 payment methods
|
Recommended Instadebit casinos: my top three picks
After testing out the payment terms at Ontario’s top Instadebit casinos, I concluded that the following three casinos offer the most advantageous payment terms for this specific banking option. Here’s why.
🏆 #1. PokerStars Fastest Instadebit withdrawals
PokerStars accepts deposits and withdrawals via Instadebit and nine other payment methods. Minimum deposits and withdrawals start low and max withdrawals are capped at C$10,000 for most options.
What makes PokerStars stand out is its speedy processing time; Instadebit withdrawals are processed within minutes or within the hour. Instadebit and e-wallet options at PokerStars are the fastest payment methods available.
To cash out with Instadebit, you’ll need to have used it as your deposit method at PokerStars in the last 12 months.
- 85% Playscore
- Instadebit payouts in under an hour
- C$10 minimum deposit with Instadebit
- High max withdrawal limit
- Some payment info is gated
This site has the best payout time you can get, usually within hours of making a withdrawal. Their game selection could be better.
🥈#2. bet365 Highest max withdrawal limit
Instadebit is one of the nine payment methods available at bet365, which charges no fees for deposits and withdrawals. All deposits are instant, no matter which method you use, and Instadebit withdrawals are among the fastest.
Instadebit deposits start at C$10, and max payouts at bet365 tend to be higher than the competition. The payments portal works just as smoothly on mobile.
Players who give bet365 positive reviews mention its consistently fast payout speed.
- 84% Playscore
- C$20,000 Instadebit withdrawal limit
- Payouts in 1–4 hours
- Transparent payment policy
- Payments support can be slow
Best online casino I know. Withdrawals are made within 24 hours. They never have any problems. I recommend this casino 200%.
🥉#3. JackpotCity Best max deposit limit
JackpotCity processes Instadebit deposits instantly and I managed to cash out in under three days through the same payment method.
Minimum withdrawal limits are steep, compared to the low C$10 entry point, but max limits are generous and fair. High-rollers can deposit up to C$25,000.
This casino provides a mobile-compatible experience of its web browser version, including a highly mobile-optimized payments portal.
- 93% Playscore
- C$10,000 Instadebit max withdrawal
- Fast-withdrawal banking options
- Suitable for high-rollers
- C$50 minimum withdrawal limit
It’s simple to use, there are new games every week, and customer service is great also. Payouts take a maximum of three working days. I highly recommend JackpotCity to anyone that wants a good, secure, reliable online gaming casino to play and win on.
Best Instadebit casinos: category winners
One operator might have an advantage over the other when it comes to a specific game category or the site’s performance on mobile. I recommend the best casino for a number of categories reflecting players’ top priorities.
| Category | My recommended casinos |
|---|---|
| 🎰 Best for slots | Spinz |
| 🎥 Best for live games | Conquestador |
| 🎲 Best for first-person games | JackpotCity |
| 🤖 Best software providers | PokerStars |
| 💰 Highest average RTP rate | JackpotCity |
| 📱 Best mobile casino | Spin Casino |
| ⚡ Fastest processing times | PokerStars |
| ⚖️️ Safest transactions | bet365 |
Getting started with Instadebit payments
Instadebit is a payment method that allows you to transfer funds in and out of your bank account without sharing your bank details online or without needing a credit card.
Launched in 2003, this Toronto-based payment processing service is available for Canadian citizens aged 18 and over with a Canadian bank account. Instadebit can be used at online Ontario casinos.
| Instadebit transactions | Details |
|---|---|
| Casino deposits | ✅ |
| Casino withdrawals | ✅ |
| Payment limits | C$10 – C$20,000 |
| Transaction fees | C$1.95 on deposits C$2 on withdrawals |
| Wait times | 1 – 5 days |
Since Instadebit isn’t an e-wallet, you cannot directly deposit funds to your Instadebit account. Rather, it facilitates the transfer of funds between your bank account and casino wallet.
However, withdrawals are received directly on your Instadebit account. They can be used for more fee-free purchases or transferred back to your linked bank account.
You need to create an account to use this service, which I explain in more detail below.
How to create an Instadebit account
Navigate to Instadebit’s website (there are currently no apps available) and click ‘sign in’. Type in your personal details, the last four digits of your Social Insurance Number (SIN) to confirm your identity, and your bank account details.
Instadebit supports every bank and financial institution in Canada, but you can only link one bank account to your Instadebit account, which you’ll also need to verify to get higher spending limits.
To do so, log into your linked bank account, where you’ll identify a small deposit made by Instadebit. Go back to your Instadebit account, click ‘Verify account’, and enter the amount that was deposited from Instadebit to your bank account.
You can also sign up with your first Instadebit transaction instead of completing the registration steps before. You’ll be using your account to approve the transactions you initiate online and to monitor your transaction history.
Fees
The casinos I recommend on this page don’t charge players payment fees but Instadebit does have some fixed fees in place.
Instadebit charges C$1.95 on bank account deposits to an online merchant and C$2 on withdrawals back to your bank account, so you’ll need to factor those in when paying at your casino.
If you withdraw your casino winnings to Instadebit without moving them to your bank account, though, you won’t pay any fees. You can also use these funds to make more online deposits or purchases, at no charge. The downside is you can’t store these funds on your Instadebit account for long.
Account creation is free of charge and there are no account management fees.
Limits
Transaction limits are set by Instadebit’s participating merchants.
Minimum casino deposits are often pegged at C$10. Minimum withdrawals start at C$10 at casinos like Lucky Days and bet365, with most casinos accepting C$20 minimum payouts. JackpotCity and Spin Casino accept requests starting at C$50.
Maximum monthly withdrawals tend to be around C$10,000 – C$20,000 for Instadebit.
Wait times
Instadebit deposits are approved within three business days, though casinos will often let you play with uncleared funds, so your top-up will appear instantly on your casino balance.
Casino Instadebit withdrawals are normally processed in 24–72 hours, though larger transactions can take longer due to anti-money laundering checks.
Withdrawals are automatically deposited into your Instadebit account first, not your bank account. To move funds between Instadebit and your bank account, it can take up to five business days.
The main advantage Instadebit has over other payment methods is its high withdrawal limit, which can reach up to C$20,000 and is second only to bank transfers. Payz also offers C$30,000 withdrawal limits but only with the higher account levels, which come at a cost.
As far as fees are concerned, you’re looking at lower charges if you consider Interac’s C$0.50 – C$1 withdrawal fees and free deposits. With Instadebit, I like to group my transactions and plan ahead to make the most of the fee-free transfers.
For example, I’d take advantage of a C$10 minimum deposit casino only if I have some spare funds in my Instadebit account, and I’ll pool my cashed out winnings before I transfer them back to my bank account.
How to deposit at Instadebit online casinos
You’ll need an Instadebit account to approve your transactions. You can sign up ahead or once you initiate the transaction at your casino. You’ll need your SIN number and bank account details to complete the 5-minute registration process.
If you’re not new to Instadebit, you can use previously withdrawn funds already stored on your Instadebit account for your casino deposit, with no transaction charges.
Alternatively, the requested amount will be transferred directly from your bank account against Instadebit’s deposit fee.
Choose Instadebit as your deposit method
At the casino’s cashier section, select Instadebit as your deposit method. Make sure you have enough funds in your Instadebit account or bank account before proceeding.
Log in to your Instadebit account
Once redirected to your Instadebit account, sign in, enter the desired deposit amount, and confirm your transaction.
Check your casino balance
Your casino wallet should be topped up in seconds. It might still take a few days for your bank account to show your deposit and the C$1.95 charge.
While Instadebit transfers can take a while to be cleared by your bank, your casino wallet will still be topped up instantly and you can start playing with uncleared funds, same as with instant eCheck casinos.
This is because the bank you have linked to your Instadebit will still be able to confirm to your casino that your account holds enough funds for the transfer to take place. Once the funds are cleared, your bank statement will reflect the transaction.
How to withdraw with Instadebit
As with any payment method, always make sure you’ve verified your casino account by providing the requested documentation.
Do this ahead of time as approvals can take a few days and you won’t be able to cash out your winnings before you complete your casino’s KYC process. Then follow the stops below.
Choose Instadebit as your withdrawal method
At the cashier, choose Instadebit as your withdrawal method. Check the withdrawal limits and related conditions in your casino’s payment policy.
Sign in to your Instadebit account
As with your deposit, sign in to your Instadebit account when redirected, enter the amount you want to withdraw, and confirm your request.
Wait for your winnings
Expect to see funds in your Instadebit account in around five days, depending on your casino’s processing times. You won’t be charged until you move the funds to your bank account.
Pros and cons of Instadebit casino payments
Instadebit offers numerous advantages, including secure transactions and high limits. However, a few drawbacks are also part of the package, as I show below.
- Banking information isn’t shared
- Up to C$20,000 withdrawal limit
- Easy and quick account set-up
- No credit or debit card required
- Compatible with all CA banks and institutions
- Access to Instadebit 24/7 live chat
- Account doesn’t need to be prefunded
- C$1.95 – C$2 transaction fees
- Not widely accepted at Ontario casinos
- Only one bank account can be linked
- Limited to Canadian bank accounts
Is Instadebit safe?
Instadebit ensures privacy by securing your transactions and data-sharing with 128-bit SSL encryption.
As with pay by phone bill casinos in Canada, you won’t need to share any bank account information with your casino or any Instadebit-accepting merchants when paying with Instadebit, giving you an extra layer of data protection.
Data and money transfers between you and Instadebit are monitored by VeriSign, the leading SSL authority certifying e-commerce and online communication.
When creating your Instadebit account, you are required to provide your date of birth and the last four digits of your SIN. This measure verifies your identity and safeguards your online payments.
Instadebit also fulfils the security criteria of the American Institute of CPA’s Service Organization Control.
How I rate Instadebit casino sites
There are certain things I look out for when assessing a casino, both as a researcher and as a player. I share some useful benchmarks to help you figure out how well a casino measures up before you make your first deposit.
Deposits and withdrawals
The casinos I recommend above process Instadebit deposits instantly. This is standard for nearly all payment methods, so I wouldn’t play at casinos which take long to process small deposits. I’m more lenient with slower Instadebit withdrawals, which I expect to take up to five business days, though I’ll rate fast- and instant-withdrawal casinos higher for wrapping up their internal approval periods in under 24 hours. Spin Casino, PokerStars, and bet365 stand out for fast Instadebit withdrawals. I don’t recommend playing at casinos that charge for transactions. C$10-minimum deposits are standard, though minimum withdrawals are often set at C$20. Avoid maximum withdrawal limits lower than C$5,000.
Safety and security
The best Instadebit casinos have end-to-end 256-bit encryption software, ensuring no unauthorized third party can access your account details. I give casinos more points if they offer additional security measures, such as two-factor authentication. A trustworthy online casino will also have a robust privacy policy that’s easy to find, so you’ll know exactly how your personal and financial data is processed. I would never recommend casinos without a verifiable licence, and I strongly suggest you avoid them too.
Mobile offer
I test Instadebit online casinos to see how easily and safely I can make transactions on my mobile device. The best mobile casinos offer a native, glitch-free, user-friendly app for iOS and Android, but I’ll be just as happy if the site can be accessed via mobile browsers with no compromise on game availability, speed, and software quality. A mobile-optimized payments interface is a must. If less than 75% of your casino’s desktop games are available on mobile, I suggest looking elsewhere.
Customer service
I rate Instadebit casinos like LuckyDays and bet365 highly for their excellent customer support. I’m looking for a professional and knowledgable customer service team that’s able to handle my queries, though I’ll take an in-depth help and FAQs section any time. Casinos scoring 80% or over on the support front have been found to provide efficient and timely hands-on support through a variety of channels. High-scoring casino are easy to contact and quick to respond — preferably with 24/7 live chat availability and response times of under a minute.
Overall offering
I’ll also consider factors related to the overall gaming experience, including game selection and platform usability. When it comes to online casino games, there should be at least 800+ titles for you to choose from. For variety, you could consider sites offering the most popular game titles from top casino software developers like NetEnt and Playtech. The site should be easy to navigate with a well-functioning search engine and a good filtering system. The less crowded the interface, the better.
Best alternatives to Instadebit casino payments
If Instadebit isn’t an option for you but you’re looking for a similar service with the same perks, here are the casino payment methods I turn to as the nearest alternatives to Instadebit.
iDebit
Like Instadebit, iDebit can be connected straight to your bank account and payments carried out without using a credit or debit card. With a similar fee structure, iDebit also matches Instadebit’s security benefits.
Trustly
Trustly is an open-banking payment method that enables instant deposits and withdrawals directly from users’ bank accounts, ensuring reliability, speed, and security without the need for extra accounts or financial data sharing.
eCheck
Electronic check payments allow users to transfer funds directly from their bank accounts. Paying with eCheck is a convenient way to make deposits and withdrawals without additional accounts or financial data exposure.
PayPal
PayPal is a widely used e-wallet in online casinos, known for its safe and rapid deposits and withdrawals. It enhances financial efficiency by centralizing your transactions and providing robust security.FAQs
What is the best Instadebit casino?
PokerStars, bet365, and JackpotCity are among the best Instadebit casinos in Ontario. They offer C$10 minimum deposits, high withdrawal limits, and fast payouts.
How long do Instadebit withdrawals take?
This varies from one casino to another.
At the best Instadebit casinos, the payment will take only a few hours once the casino has approved the withdrawal. That pending period can be anything from 24 hours at best casinos to three business days at others.
Once the pending period is over, your funds should appear instantly in your Instadebit account, though they can take another 3–5 days to be transferred back to your bank account.
Is it safe to use Instadebit at a casino?
There are several security features for online casinos accepting Instadebit, including VeriSign and additional encryption technology. With Instadebit, you can keep your banking information private from your casino.
Are there fees when I use Instadebit at casinos in Ontario?
Yes. Instadebit charges fees when you deposit money to an online casino in Ontario via your bank (fixed at C$1.95). There are also fees when you withdraw from your InstaDebit to your bank account (fixed at C$2.00).
The casinos we recommend on this page don’t charge additional transaction fees.
What’s the minimum Instadebit deposit and withdrawal amount?
Instadebit payment limits depend on the casino. Online casinos accepting Instadebit usually have a minimum transaction amount of C$10 and a maximum of up to C$20,000.
What is Instadebit ?
Instadebit is a secure method for online casino transactions, enabling funds transfer from a Canadian bank account to a Canadian online casino. Instadebit isn’t an e-wallet, so funds can’t be stored directly on your account.
How does Instadebit compare to other payment methods?
Instadebit deposits are normally instant. It has a similar withdrawal time to Visa (3–5 days, depending on the casino), but some casinos offer larger withdrawal limits for card users (bet365 is one of these).
Instadebit fees are comparable to iDebit’s, but they’re higher than Interac.
