The best instant bank transfer casinos in the US

Written by Dasha Goncharova

Checked by Paul P.

Many players consider instant bank transfers at casinos to be one of the most reliable casino payment options.

That said, it typically takes 24 hours or more for instant bank transfers to be processed. The fastest casino bank transfers take up to 2 hours, with the longest taking up to 3 days.

This guide will highlight why this payment method remains a favorite among USA players. You’ll also discover the best real money casinos that currently accept bank transfers.

• Best Discover card casinos
• Bank transfer casinos by type
• No deposit bank transfer casinos
• New bank transfer casinos
• Mobile bank transfer casinos
• Bank transfer slots casinos
• Other category winners
• How to choose
• Bank transfer games
• Deposits and withdrawals
• Times, fees, and limits
• Safety
• Why bank transfer?
• Alternatives
• FAQs

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Casino Logo	Rating	Bonus	Go-to-casino button	Show more	T&C
1 Horseshoe casino review	98/100 Payments rating by Denise M. 84% Playscore based on 8 critics	100% bonus back up to $1,000 TIMEGOLD copied to clipboard	Play now	Show more 8 payment methods Show less
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3 BetMGM casino review	88/100 Payments rating by Vule P. 91% Playscore based on 8 critics	100% up to $1,000 + $25 Free Play MCW1000 copied to clipboard	Play now	Show more Good to know Accepts Discover for deposits Withdraw with Discover Play+ Payment specific promos 14 payment methods Show less
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5 Caesars review	80/100 Payments rating by Dasha G. 86% Playscore based on 8 critics	100% up to $2,500 and 2,500 Reward Credits on a $25+ wager TIME2500 copied to clipboard	Play now	Show more Good to know Instant Discover account topup No deposit bonus Withdraw with Discover Play+ 11 payment methods Show less
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8 Horseplay review	76/100 Payments rating by Paul P. 88% Playscore based on 8 critics	200% match up to $500	Play now	Show more Good to know Unique betting experience Selection of bingo games Detailed FAQ and Help Center 5 payment methods Show less
9 FanDuel casino review	75/100 Payments rating by Dasha G. 87% Playscore based on 7 critics	Deposit $10, get 500 Bonus Spins + $40 Casino Bonus	Play now	Show more Good to know 2,000 + games Refer-a-friend program 27+ software providers 12 payment methods Show less
10 Harrahs review	71/100 Payments rating by Dasha G. 80% Playscore based on 8 critics	100% up to $100 + 100 free spins	Play now	Show more Good to know Instant Discover account topup No deposit bonus Withdraw with Discover Play+ 9 payment methods Show less

Our rankings are based not only on the provider but also on safety, processing times and fees, payment limits, and online casino bonuses.

To find out more, please see our comprehensive guide on how we rate the best online casinos and sweeps cash casinos.

The best instant bank transfer casinos — our expert picks

We have chosen the best instant bank transfer casinos for you to play at. Golden Nugget online casino takes our top spot for best overall offering with SugarHouse online casino coming in second thanks to its offering of instant bank transfer deposits and withdrawals.

Borgata online casino also received a good place thanks to the total number of payment options it offers.

Best bank transfer casinos by type

We understand that players have different interests and priorities when selecting an online casino real money bank transfer. So, to help, we have broken things down into various categories to make it easy for you to find one that meets your requirements.

Are you looking for the newest instant wire transfer casino? Or maybe you are interested in a real money bank transfer casino offering a specific bonus? We’ve considered all these below.

No deposit instant bank transfer casinos

No deposit offers are highly coveted since you can play without spending your own money. However, these are not as common as deposit offers and much harder to find.

These offers are not the most lucrative but do come in handy. Some wagering requirements must be met before you can request a withdrawal.

At BetMGM online casino, you get a $25 no deposit bonus with a 1x rollover required, which is easily attainable.

Generally, a betting wagering requirement ranging between x1 and x5 is highly attractive. We rate anything going up to x10 as reasonable depending on the bonus amount received. Nevertheless, an offer requiring an over x20 playthrough may not be the easiest to achieve.

Again, we have listed all the available options right here to allow you to settle for the offer that you feel works best for you.

New instant bank transfer casinos

New instant bank transfer casinos tend to offer the biggest bonuses in an already crowded industry to attract more players.

While it’s an obvious marketing strategy, these promotional offers allow you to test the casino without using your own money.

Are there any new casinos offering any generous bank transfer welcome bonuses currently? Well, yes and no. New casinos are not too frequent, especially those that pass our stringent tests.

To put you in the right direction, let’s check the new instant bank transfer casinos our experts have recommended.

Mobile instant bank transfer casinos

Mobile gaming is no longer a privilege but a necessity. Mobile casinos offer the flexibility and convenience of playing while on the go. Also, some casinos often have specific bonuses for mobile users.

The option to fund your account and make withdrawals directly on the phone is another crucial aspect. This is possible at a lot of our recommended operators.

If you have access to your bank’s mobile app or online banking site, you can just use your phone; however, you might be required to physically visit the bank to fill in the payment form in some cases.

Bank transfer slots casinos

Online slots are the most popular casino games so it’s great to know there are hundreds of slot titles you can play at casinos that accept bank transfers.

When playing for real money, take advantage of slot-specific bonuses such as free spins. While these are often fixed on a particular title, some give you the flexibility of playing your favorite video slot.

With Golden Nugget online casino and Tropicana online casino, you can never miss out on the latest releases from household names such as Play’N Go, NetEnt, or Microgaming. Even independent developers such as iSoftBet and Rival Gaming are coming up with exciting slot machines with unique features and storylines.

Other bank transfer category winners

New instant bank transfer casinos and sites with no deposit offers are some of the most searched-for online gambling sites. Nonetheless, we believe players also consider other factors when choosing an online casino real money bank transfer.

Do you prefer playing live casino games like live roulette or live blackjack? Or maybe you are concerned about the legality/safety of operators available in your state? We have broken types down into categories and have made a recommendation on each one to help you even further.

How to choose the best transfer casinos by type

Our bank transfer reviews are made by our team of experts. In our data-driven strategy, there are 7 criteria for ranking the best instant bank transfer casinos.

This ensures that all the main aspects of your online gambling experience are factored in. Some of the factors we consider include bonuses, deposit and withdrawal times, casino games offered, and mobile gaming.

Below, we have split our rating criteria into sections and compared them to the market standard.

Bank transfer slots and other popular casino games

Accessibility to popular games is the main concern for players looking for direct bank transfer casinos. Fortunately, bank transfer slots are among the top casino games, and there are plenty to choose from! The demo variants of these slot machines come in handy since you can test a game before wagering for real money.

But even when you play for real money, the casino bonuses such as free spins allow you to play with no risk. If you prefer playing table games, there are numerous options, including online blackjack, online roulette, or online baccarat. The live casino games also offer thrilling gambling experiences.

Online casino bank transfer deposits and withdrawals 101

Highly rated bank transfer casinos accept both deposits and withdrawals. However, due to the technicality of wire transactions, some may not support bank transfer withdrawals. Moreover, be prepared to wait up to several working days before your money arrives in your account. Minimum and maximum deposit limits always need to be confirmed.

You can find all this information on the terms and conditions page. We will discuss more on the transaction limits, times, and fees in the section below. But first, read our detailed outline of how to fund and withdraw via bank wire transfer.

How to deposit with bank transfer at a casino

Step 1

Confirm that your bank accepts gambling transactions

You can check under their policies on their website or give them a call to see if they accept gambling transactions. If they do, make sure you have enough money in your account.

Step 2

Register at your preferred bank transfer casino

Confirm that the casino you choose accepts wire transfer deposits

Step 3

In the cashier section, click on the deposit option

Select the bank transfer option. A pop-up will appear with numerous financial institutions where you will be required to choose your bank.

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Step 4

Provide the necessary details

Enter your bank account number and the amount you want to deposit. There may be additional banking details required depending on the casino.

Step 5

Confirmation

Confirm the details you have provided and wait for the money to be processed. Wire transfers are not instantaneous, and you will have to wait several hours, or up to 2 or 3 working days, depending on the casino.

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How to withdraw with bank transfer at a casino

Step 1

Check if the casino accepts bank transfer withdrawals

Confirm that your online casino real money bank transfer site accepts withdrawals. Some may only accept deposits.

Step 2

Choose your preferred bank and provide the necessary details

Select the withdraw option on the cashier page and enter the relevant information. This includes the amount, your bank account number, and your contact address.

Step 3

Identity and address verification

If you have not submitted any compliance details, you will be requested to submit additional information. ID or copy of passport and utility bill to prove your address are some details you will need to upload.

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Step 4

Wait for the funds to be processed

Wait for the funds to reflect in your bank account. Like deposits, wire transfer withdrawal time ranges from a few hours up to 5 working days.

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Transaction details — Time, fees, limits

Online casino direct bank transfers take the longest time compared to other payment options such as cards you’ll find at Visa online casinos.

Due to legal regulations, such as anti-money laundering laws (AML), the processing time for deposits and withdrawals can take days. In the US, deposits can take up to three days, and you could be waiting up to a week to receive your withdrawals.

On the brighter side, the best bank transfer casino sites have incorporated SSL encryptions which ensure all your transactions are safe and your information remains encrypted.

Additionally, online real money bank transfer casinos do not charge fees on your deposits or withdrawals. Then again, the banks will deduct a transaction fee when transferring funds from your bank account to the casino. The fees are sometimes significantly high for big deposits or international transfers.

Wire transfers are popular among high rollers since the deposits and withdrawal limits tend to be higher. Maximum deposits range from $5,000 – $10,000, while the minimum is often capped at $10.

Although the waiting period and charges may be off-putting, bank transfer remains one of the safest payment options. Financial institutions are reputable for heightened security and are invested in protecting their customers against fraud or breaches.

Are bank transfer casinos legit?

It is important to verify the authenticity of a bank transfer casino before signing up. Banks and financial institutions are highly invested in their business by incorporating advanced security measures. Casinos will often give you several banks to choose from, and you should select the one you are comfortable using.

Banks have their custom encryption technology, which helps safeguard your data and funds. A bank transfer is also backed by the FDIC (Federal Deposit Insurance Corporation), which offers an extra layer of protection. Therefore, safety and ease of use are why many US players prefer using bank transfers.

However, not all casinos that accept wire transfers operate legally. Due to the varying regulations in different states, our approved safe online casinos are a great place to start.

At Time2play, we only recommend online casinos regulated by recognized gambling authorities, such as the New Jersey Casino Commission. Licensed casinos are reliable since they meet the stringent rules that ensure that the players’ interests are safeguarded.

Our top direct bank transfer casinos are also audited by independent organizations such as eCOGRA or iTech Labs to guarantee the fairness of games.

• High deposit and withdrawal limits
• Safe and secure transactions
• Accepted in many licensed online casinos in the USA
• Suitable for transacting large amounts

• High transaction fees
• Slow deposit and withdrawal speeds

Why make bank transfer casino payments anyway?

Bank transfers are not the most popular payment option at online casinos. This is understandable since there are other banking options guaranteeing instant deposits and withdrawals.

Why do we still believe that this is a recommendable option? First, the payment option is highly available in top USA casinos,  ticking the accessibility check box.

The safety of your funds and personal details is another central aspect. Bank transfer casinos use SSL encryption and firewalls to safeguard your information.

Also, the banks have heightened security protocols making this casino payment one of the safest for USA players.

• Secure and reliable payments
• Guaranteed transactions
• High limits for high rollers

• Possible additional fees
• Transactions are not processed instantly

Best alternatives

The majority of online casinos in the USA accept bank transfer deposits, which is ideal. But if variety is a key consideration, there are plenty of alternative payment options.

Mastercard and casinos that accept AMEX are the closest contenders, but we can’t rule out e-wallets.

FAQs