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The best instant bank transfer casinos in the US

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Checked by Paul P.

Many players consider instant bank transfers at casinos to be one of the most reliable casino payment options.

That said, it typically takes 24 hours or more for instant bank transfers to be processed. The fastest casino bank transfers take up to 2 hours, with the longest taking up to 3 days.

This guide will highlight why this payment method remains a favorite among USA players. You’ll also discover the best real money casinos that currently accept bank transfers.

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1
Borgata review
90/100 Payments rating by Ian Z. 92% Playscore based on $20 Bonus Dollars + 100% up to $1,000
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Good to know

  • 12 payment methods
  • 24/7 support
  • Quick sign-up process

13 payment methods

Visa
MasterCard
PayPal
Play+
Skrill
Apple Pay
PayNearMe
American Express
VIP Preferred
Discover
Bank Transfer
Cash at Casino Cage
e-Check
2
BetMGM casino review
88/100 Payments rating by Ian Z. 91% Playscore based on 100% up to $1,000 + $25 Free Play
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Good to know

  • 20+ software providers
  • 24/7 support
  • Play over 700 games

14 payment methods

PayPal
VIP Preferred
Play+
Visa
MasterCard
Discover
American Express
PayNearMe
Cash at Casino Cage
Bank Transfer
Skrill
TAPPP
GAME ON
Apple Pay
3
DraftKings casino review
83/100 Payments rating by Anna M. 89% Playscore based on Play $5, get $50 in Casino Credits 
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Good to know

  • USA's #1 casino app
  • 1,000+ games
  • Exclusive games

13 payment methods

Visa
MasterCard
PayPal
Apple Pay
Play+
VIP Preferred
Discover
American Express
Venmo
Bank Transfer
Cash at Casino Cage
Wire Transfer
Check
4
Tropicana review
82/100 Payments rating by Lorella F. 90% Playscore based on 100% up to $200
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Good to know

  • 24/7 customer support
  • Caesers Rewards member
  • Community jackpots

11 payment methods

MasterCard
Visa
PayPal
Play+
VIP Preferred
ACH Network
PayNearMe
Discover
American Express
Cash at Casino Cage
Bank Transfer
5
bet365 casino review
82/100 Payments rating by Ramona D. 85% Playscore based on 100% deposit match up to $1,000
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Good to know

  • Low bonus wagering requirements
  • Exclusive games on offer
  • 20 software providers

10 payment methods

Visa
MasterCard
PayPal
PayNearMe
Skrill
paysafecard
Discover
American Express
Cash at Casino Cage
Bank Transfer
21+. Gambling problem? Call 1-800-Gambler (call or text in Colorado).
6
Caesars review
80/100 Payments rating by Ian Z. 86% Playscore based on 100% up to $2,500 and 2,500 Reward Credits on a $25+ wager
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Good to know

  • Caesars Rewards loyalty program
  • Quick registration
  • Over 800 games

11 payment methods

Visa
MasterCard
PayPal
Play+
Apple Pay
PayNearMe
VIP Preferred
American Express
Discover
Bank Transfer
Cash at Casino Cage
7
PartyCasino review
79/100 Payments rating by Claire S. 86% Playscore based on 100% up to $1,000 + 25 free spins
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Good to know

  • Safe and secure payments
  • 500+ slots
  • Unique roulette variants

14 payment methods

Visa
MasterCard
PayPal
Play+
Skrill
Apple Pay
VIP Preferred
PayNearMe
American Express
Discover
Wire Transfer
Bank Transfer
Check
Cash at Casino Cage
8
Stardust casino logo
Stardust review
76/100 Payments rating by Paul P. 86% Playscore based on $25 free + up to $500 in deposit bonuses
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Good to know

  • Quick withdrawals
  • Huge game variety
  • Plenty of promos

9 payment methods

Visa
MasterCard
PayPal
Play+
PayNearMe
VIP Preferred
Cash at Casino Cage
Venmo
Bank Transfer
9
Mohegan Sun review
71/100 Payments rating by Lorella F. 85% Playscore based on 100% up to $1,000
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Good to know

  • Email, live chat, phone support
  • iOS and Android apps
  • Over 790 slot games

9 payment methods

Visa
MasterCard
PayPal
Play+
PayNearMe
VIP Preferred
ACH Network
Bank Transfer
Cash at Casino Cage
10
Resorts review
71/100 Payments rating by Lorella F. 84% Playscore based on 100% up to $1,000
Play now

Good to know

  • Easy, quick registration
  • Email, live chat, phone support
  • iOS and Android apps

9 payment methods

Visa
MasterCard
PayPal
Play+
VIP Preferred
PayNearMe
ACH Network
Cash at Casino Cage
Bank Transfer

Our rankings are based not only on the provider but also on safety, processing times and fees, payment limits, and online casino bonuses.

To find out more, please see our comprehensive guide on how we rate the best online casinos and sweeps cash casinos.

The best instant bank transfer casinos — our expert picks

We have chosen the best instant bank transfer casinos for you to play at. Golden Nugget online casino takes our top spot for best overall offering with SugarHouse online casino coming in second thanks to its offering of instant bank transfer deposits and withdrawals.

Borgata online casino also received a good place thanks to the total number of payment options it offers.

Best bank transfer casinos by type

We understand that players have different interests and priorities when selecting an online casino real money bank transfer. So, to help, we have broken things down into various categories to make it easy for you to find one that meets your requirements.

Are you looking for the newest instant wire transfer casino? Or maybe you are interested in a real money bank transfer casino offering a specific bonus? We’ve considered all these below.

No deposit instant bank transfer casinos

No deposit offers are highly coveted since you can play without spending your own money. However, these are not as common as deposit offers and much harder to find.

These offers are not the most lucrative but do come in handy. Some wagering requirements must be met before you can request a withdrawal.

At BetMGM online casino, you get a $25 no deposit bonus with a 1x rollover required, which is easily attainable.

Generally, a betting wagering requirement ranging between x1 and x5 is highly attractive. We rate anything going up to x10 as reasonable depending on the bonus amount received. Nevertheless, an offer requiring an over x20 playthrough may not be the easiest to achieve.

Again, we have listed all the available options right here to allow you to settle for the offer that you feel works best for you.

No deposit bank transfer casinosBonusBonus code
BetMGM casino100% up to $1,000 + $25 Free PlayMCW1000
Borgata casino$20 Free Bonus + 100% up to $1,000MCW1000

New instant bank transfer casinos

New instant bank transfer casinos tend to offer the biggest bonuses in an already crowded industry to attract more players.

While it’s an obvious marketing strategy, these promotional offers allow you to test the casino without using your own money.

Are there any new casinos offering any generous bank transfer welcome bonuses currently? Well, yes and no. New casinos are not too frequent, especially those that pass our stringent tests.

To put you in the right direction, let’s check the new instant bank transfer casinos our experts have recommended.

New bank transfer casinosBonusBonus code
BetRivers casinoUp to $250 Cashback on losses for 24hrCASINOBACK
Mohegan Sun casino100% up to $1,000N/A

Mobile instant bank transfer casinos

Mobile gaming is no longer a privilege but a necessity. Mobile casinos offer the flexibility and convenience of playing while on the go. Also, some casinos often have specific bonuses for mobile users.

The option to fund your account and make withdrawals directly on the phone is another crucial aspect. This is possible at a lot of our recommended operators.

If you have access to your bank’s mobile app or online banking site, you can just use your phone; however, you might be required to physically visit the bank to fill in the payment form in some cases.

Bank transfer slots casinos

Online slots are the most popular casino games so it’s great to know there are hundreds of slot titles you can play at casinos that accept bank transfers.

When playing for real money, take advantage of slot-specific bonuses such as free spins. While these are often fixed on a particular title, some give you the flexibility of playing your favorite video slot.

With Golden Nugget online casino and Tropicana online casino, you can never miss out on the latest releases from household names such as Play’N Go, NetEnt, or Microgaming. Even independent developers such as iSoftBet and Rival Gaming are coming up with exciting slot machines with unique features and storylines.

Other bank transfer category winners

New instant bank transfer casinos and sites with no deposit offers are some of the most searched-for online gambling sites. Nonetheless, we believe players also consider other factors when choosing an online casino real money bank transfer.

Do you prefer playing live casino games like live roulette or live blackjack? Or maybe you are concerned about the legality/safety of operators available in your state? We have broken types down into categories and have made a recommendation on each one to help you even further.

Type of casinoTop bank transfer casino
Real money bank transfer casinoBetMGM casino
Live bank transfer casinoBetRivers casino
Bank transfer blackjack casinoBorgata casino
Bank transfer roulette casinoSugarHouse casino
Instant bank transfer withdrawal casinoN/A

How to choose the best transfer casinos by type

Our bank transfer reviews are made by our team of experts. In our data-driven strategy, there are 7 criteria for ranking the best instant bank transfer casinos.

This ensures that all the main aspects of your online gambling experience are factored in. Some of the factors we consider include bonuses, deposit and withdrawal times, casino games offered, and mobile gaming.

Below, we have split our rating criteria into sections and compared them to the market standard.

  • Deposit

    Deposits and withdrawals

    It’s a no-brainer that wire transfers should be supported payment options at casinos. But, we also check the transaction limits and if the site accepts deposits and withdrawals. Bank transfer transactions generally take about 3 to 5 business days.

  • Certificado

    Cashier policy

    The casinos we recommend all have dedicated payment pages on their websites, accurately telling you deposit and withdrawal times. If you need more information, contact your casino’s customer support. The vast majority are available 24/7, all year round.

  • pagos

    Payment methods

    Any quality online instant wire transfer casino offers US players at least eight payment methods from diverse sources. We expect to see renowned brands such as Amex, MasterCard, and Visa. Nonetheless, casinos that accept Skrill and e-wallets like Paypal casinos are excellent alternatives when you need to make a fast and safe transaction.

  • gift-box

    Bonuses

    Welcome bonuses are the most common promotional offers for new players. Additionally, some welcome bonuses come with attached free spins. This gives you leeway to try new or popular slot machines before playing with your own money. The no deposit bonus is another option that allows you to test a casino before committing your cash.

  • Blackjack

    Bank transfer casino games

    When it comes to rating game offerings at wire transfer casinos, our top 3 factors include the total number of games, the variety of games, and software providers. There should also be a good selection of baccarat, blackjack, and roulette. We also check the live casino coverage.

  • Mobile with roulette game on screen

    Mobile

    The best instant bank transfer casinos have native apps for Android and iOS users. Of course, bank transfer mobile options should be supported and efficient. Other payments should be supported on mobile, and should be popular options such as Skrill casinos.

  • coins with + and - signs

    Fees

    We avoid ranking online fast bank transfer casinos that charge fees. But, while you will not incur any transaction charges from the best USA casinos, your bank will usually deduct a fee from your deposits and withdrawals.

  • Coin

    Full offering

    Factors like safety, customer support, usability, and user experience are all important when it comes to rating casinos. All this is to give you a 360 approach to how we rank our online casino real money bank transfer sites.

Bank transfer slots and other popular casino games

Accessibility to popular games is the main concern for players looking for direct bank transfer casinos. Fortunately, bank transfer slots are among the top casino games, and there are plenty to choose from! The demo variants of these slot machines come in handy since you can test a game before wagering for real money.

But even when you play for real money, the casino bonuses such as free spins allow you to play with no risk. If you prefer playing table games, there are numerous options, including online blackjack, online roulette, or online baccarat. The live casino games also offer thrilling gambling experiences.

Online casino bank transfer deposits and withdrawals 101

Highly rated bank transfer casinos accept both deposits and withdrawals. However, due to the technicality of wire transactions, some may not support bank transfer withdrawals. Moreover, be prepared to wait up to several working days before your money arrives in your account. Minimum and maximum deposit limits always need to be confirmed.

You can find all this information on the terms and conditions page. We will discuss more on the transaction limits, times, and fees in the section below. But first, read our detailed outline of how to fund and withdraw via bank wire transfer.

How to deposit with bank transfer at a casino

nfl-betting-tips-bet-and-win
Step 1

Confirm that your bank accepts gambling transactions

You can check under their policies on their website or give them a call to see if they accept gambling transactions. If they do, make sure you have enough money in your account.

Illinois Tip 05
Step 2

Register at your preferred bank transfer casino

Confirm that the casino you choose accepts wire transfer deposits

Betting Apps Tip Five
Step 3

In the cashier section, click on the deposit option

Select the bank transfer option. A pop-up will appear with numerous financial institutions where you will be required to choose your bank.

Bonus Codes Tip 02
Step 4

Provide the necessary details

Enter your bank account number and the amount you want to deposit. There may be additional banking details required depending on the casino.

Step 5

Confirmation

Confirm the details you have provided and wait for the money to be processed. Wire transfers are not instantaneous, and you will have to wait several hours, or up to 2 or 3 working days, depending on the casino.

How to withdraw with bank transfer at a casino

magnifying-glass-with-payment-symbols
Step 1

Check if the casino accepts bank transfer withdrawals

Confirm that your online casino real money bank transfer site accepts withdrawals. Some may only accept deposits.

Hand holding a pen signing clipboard with approved stamps
Step 2

Choose your preferred bank and provide the necessary details

Select the withdraw option on the cashier page and enter the relevant information. This includes the amount, your bank account number, and your contact address.

mobile phone screen with money
Step 3

Identity and address verification

If you have not submitted any compliance details, you will be requested to submit additional information. ID or copy of passport and utility bill to prove your address are some details you will need to upload.

nfl-betting-tips-bet-and-win
Step 4

Wait for the funds to be processed

Wait for the funds to reflect in your bank account. Like deposits, wire transfer withdrawal time ranges from a few hours up to 5 working days.

Transaction details — Time, fees, limits

Online casino direct bank transfers take the longest time compared to other payment options such as cards you’ll find at Visa online casinos.

Due to legal regulations, such as anti-money laundering laws (AML), the processing time for deposits and withdrawals can take days. In the US, deposits can take up to three days, and you could be waiting up to a week to receive your withdrawals.

On the brighter side, the best bank transfer casino sites have incorporated SSL encryptions which ensure all your transactions are safe and your information remains encrypted.

Additionally, online real money bank transfer casinos do not charge fees on your deposits or withdrawals. Then again, the banks will deduct a transaction fee when transferring funds from your bank account to the casino. The fees are sometimes significantly high for big deposits or international transfers.

Wire transfers are popular among high rollers since the deposits and withdrawal limits tend to be higher. Maximum deposits range from $5,000 – $10,000, while the minimum is often capped at $10.

Although the waiting period and charges may be off-putting, bank transfer remains one of the safest payment options. Financial institutions are reputable for heightened security and are invested in protecting their customers against fraud or breaches.

CasinoDeposit timeDeposit limitsWithdrawal timeWithdrawal limitsFees
BetRivers casino4 hours-2 days$10 -$10,0005-7 business days$50 -$100,000No
Borgata casino2hours-3 days$10 – $5,0005-7 business days$50 -$50,000No
BetMGM casino2 hours -3 days$10 – $10,0005-7 business days$10 – $100,00No
Caesars casino2 hours -3 days$10 – $10,0005-7 business days$10 – $100,000No

Are bank transfer casinos legit?

Four Tim2players assessing security of bank transfer casinos on a laptop

It is important to verify the authenticity of a bank transfer casino before signing up. Banks and financial institutions are highly invested in their business by incorporating advanced security measures. Casinos will often give you several banks to choose from, and you should select the one you are comfortable using.

Banks have their custom encryption technology, which helps safeguard your data and funds. A bank transfer is also backed by the FDIC (Federal Deposit Insurance Corporation), which offers an extra layer of protection. Therefore, safety and ease of use are why many US players prefer using bank transfers.

However, not all casinos that accept wire transfers operate legally. Due to the varying regulations in different states, our approved safe online casinos are a great place to start.

At Time2play, we only recommend online casinos regulated by recognized gambling authorities, such as the New Jersey Casino Commission. Licensed casinos are reliable since they meet the stringent rules that ensure that the players’ interests are safeguarded.

Our top direct bank transfer casinos are also audited by independent organizations such as eCOGRA or iTech Labs to guarantee the fairness of games.

  • High deposit and withdrawal limits
  • Safe and secure transactions
  • Accepted in many licensed online casinos in the USA
  • Suitable for transacting large amounts
  • High transaction fees
  • Slow deposit and withdrawal speeds

Why make bank transfer casino payments anyway?

Bank transfers are not the most popular payment option at online casinos. This is understandable since there are other banking options guaranteeing instant deposits and withdrawals.

Why do we still believe that this is a recommendable option? First, the payment option is highly available in top USA casinos,  ticking the accessibility check box.

The safety of your funds and personal details is another central aspect. Bank transfer casinos use SSL encryption and firewalls to safeguard your information.

Also, the banks have heightened security protocols making this casino payment one of the safest for USA players.

  • Secure and reliable payments
  • Guaranteed transactions
  • High limits for high rollers
  • Possible additional fees
  • Transactions are not processed instantly
Three Time2players next to a bank transfer logo, green thumbs-up, and red thumbs-down symbols

Best alternatives

The majority of online casinos in the USA accept bank transfer deposits, which is ideal. But if variety is a key consideration, there are plenty of alternative payment options.

Mastercard and casinos that accept AMEX are the closest contenders, but we can’t rule out e-wallets.

FAQs

Which is the best bank transfer casino to play for real money?

Golden Nugget online casino tops our list of the best casino online USA direct bank transfer casinos. With over 1000 casino games, impressive bonuses, and reasonable player policies, this is the best bank transfer casino to play for real money.

Can I withdraw my winnings with a bank transfer?

Yes, most casinos that accept bank transfer deposits support withdrawals. But be sure to confirm first before placing a withdrawal request. Read all the info about how to deposit and withdraw above.

Are bank transfer casinos safe?

As long as you sign up at a licensed online casino USA bank transfer site, you are guaranteed to gamble safely. In this guide, we have also compiled a list of safe online casinos in the USA.

How long do bank transfer transactions take?

The processing time varies depending on the casino, but deposits often take anywhere between a few hours to 3 days. Bank transfer withdrawals can take up to 5 business days.

How do I transfer money from an online casino to my bank account?

The best fast bank transfer casinos will have straightforward ways for you to withdraw your winnings. It is always essential to read the fine print of the games you are playing, as some require you to wager a fixed number of times before withdrawing your winnings. Also, remember that just because you can deposit with a particular method, it doesn’t automatically mean that you can withdraw with the same option.

What is fast bank transfer withdrawal?

Fast bank transfer withdrawal means that casino winnings are withdrawn and visible in the player’s bank account in a very short period of time, if not instantaneously.

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