Real-money online casinos for US players
Discover the top real-money online casinos in the US, carefully hand-picked by yours truly.
After evaluating numerous real-money casinos, these selections offer superior payouts, enabling you to play while effectively managing your bankroll.
Real-money online casino sites are legal in seven US states — New Jersey, West Virginia, Michigan, Pennsylvania, Connecticut, Delaware, and Rhode Island. However, there are significant restrictions in the latter three states. Below, I’ll also make sure you know which platforms are available in which states.
Top real-money casino sites in Apr 2025
| Casino Logo | Rating | Bonus | Go-to-casino button | Show more | T&C |
|---|---|---|---|---|---|
1
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91/100 Expert rating by Denise M. 84% Playscore based on |
100% bonus back up to $1,000
|
Play now players accepted |
8 payment methods 
|
|
2
|
89/100 Expert rating by Ian Z. 92% Playscore based on |
100% match bonus up to $250
|
Play now players accepted |
Good to know
11 payment methods
|
|
3
|
88/100 Expert rating by Paul P. 92% Playscore based on |
$20 Bonus Dollars + 100% up to $1,000
|
Play now players accepted |
Good to know
13 payment methods
|
|
4
|
87/100 Expert rating by Vule P. 91% Playscore based on |
100% up to $1,000 + $25 Free Play
|
Play now players accepted |
Good to know
14 payment methods
|
|
5
|
87/100 Expert rating by Charlie S. 82% Playscore based on |
100% Deposit Match up to $500 + 500 Free Spins
|
Play now players accepted |
Good to know
7 payment methods
|
|
6
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86/100 Expert rating by Vule P. 85% Playscore based on |
Bonus Money reload up to $500
|
Play now players accepted |
Good to know
9 payment methods
|
|
7
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85/100 Expert rating by Dasha G. 86% Playscore based on |
100% up to $2,500 and 2,500 Reward Credits on a $25+ wager
|
Play now players accepted |
Good to know
11 payment methods
|
|
8
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85/100 Expert rating by Paul P. 86% Playscore based on |
$25 bonus bet
|
Play now players accepted |
Good to know
9 payment methods
|
|
9
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81/100 Expert rating by Claire S. 86% Playscore based on |
200% up to $100 + 25 free spins
|
Play now players accepted |
Good to know
14 payment methods
|
|
10
|
79/100 Expert rating by Paul P. 85% Playscore based on |
10 days of Spins – Generator Reveal.
|
Play now players accepted |
Good to know
11 payment methods
|
Gambling Problem? Call or Text 1-800-GAMBLER 1-800-BETS-OFF (IA), 1-800-GAMBLER (AZ/CO/IN/IL/LA/NC/NJ/OH/PA/TN/VA) 21+, (KY) 18 |
1
|
94/100 Expert rating by Paul P. 91% Playscore based on |
1.5 million WOW Coins + 35 free Sweepstakes Coins
|
Play now players accepted |
Good to know
8 payment methods
|
|
2
|
89/100 Expert rating by Dasha G. 89% Playscore based on |
400% Welcome Package Discount, 1M FC + 1M GC Raffle Entry, 20 Weekly Free Spins
|
Play now players accepted |
Good to know
6 payment methods
|
|
3
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89/100 Expert rating by Paul P. 87% Playscore based on |
Up to 120,000 Gold Coins + 10 Sweeps Coins
|
Play now players accepted |
Good to know
3 payment methods
|
|
4
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89/100 Expert rating by Paul P. 79% Playscore based on |
1,000,000 Gold Coins + 2.5 Spree Coins
|
Play now players accepted |
Good to know
5 payment methods
|
|
5
|
89/100 Expert rating by Vule P. 79% Playscore based on |
500 Gold Coins + 3 FREE Sweeps Coins
|
Play now players accepted |
Good to know
8 payment methods
|
|
6
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89/100 Expert rating by Paul P. 81% Playscore based on |
10,000 Gold Coins + 2 Sweeps Coins
|
Play now players accepted |
Good to know
10 payment methods
|
|
7
|
88/100 Expert rating by Dasha G. 87% Playscore based on |
2,000,000 Gold Coins and 2 FREE Sweeps Coins
|
Play now players accepted |
Good to know
9 payment methods
|
|
8
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88/100 Expert rating by Paul P. 90% Playscore based on |
57,000 Gold Coins + 27.5 free Sweeps Coins
|
Play now players accepted |
Good to know
4 payment methods
|
|
9
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88/100 Expert rating by Paul P. 96% Playscore based on |
250,000 Gold Coins + $25 Stake Cash
|
Play now players accepted |
Good to know
10 payment methods
|
|
10
|
87/100 Expert rating by Paul P. 86% Playscore based on |
100,000 Crown Coins + 2 FREE Sweeps Coins
|
Play now players accepted |
Good to know
7 payment methods
|
My picks for top three real-money casinos
Here are my personal top three real-money casinos. Each one is distinguished by unique features that set them apart from each other.
🥇#1 Horseshoe Fast withdrawals
Horseshoe should be your go-to option if you want your winnings in your account as quickly as possible. The platform has a range of e-wallet options that have near-instant withdrawals — which are processed 24/7 — once approved. On top of that, Horseshoe doesn’t cap jackpot cashouts.
Banking options
Horseshoe’s eight payment options are closer to the bottom end of the standard industry range of 6–15, but all are safe and well-known choices. As mentioned above, the site makes up for its smaller range of payments with faster processing times than its competitors. Furthermore, if you want to withdraw just $1, Horseshoe will allow that.
Pros
- PayPal, Venmo, and Play+ payment methods
- No withdrawal limits on jackpots
- Low wagering requirement (1x)
Con
- Not all bonuses available on-site
🥈#2 SugarHouse Low wagering requirements
If you want to see your bonus as real money as soon as possible, then the top recommendation would be SugarHouse. It has one of the lowest wagering requirements out there (x1). For high rollers, they have a 50,000 max deposit, too — so you can start playing for big bucks ASAP.
Banking options
Sugarhouse covers its bases well, giving players nine payment methods, including PayPal, ACH, Visa, MasterCard, and even Discover. Like Horseshoe, Sugarhouse takes into account all players by providing a minimum deposit and withdrawal amounts of $10.
Pros
- Low wagering requirement (1x)
- Speedy withdrawals
- High max deposit
Con
- Limited no-deposit bonus options
🥉#3 Borgata Best real-money casino offers
Borgata online casino has a deposit match bonus of 100% up to $1000, and a no-deposit bonus of $20. That plus mega jackpot slots, and high (100k high) withdrawal limits make this a top choice for newcomers and seasoned players alike.
Banking options
Borgata has nearly every option covered with its 12 payment methods. If you want standard choices like debit and credit cards or bank transfers, they’re here. If you prefer e-wallets, options like PayPal, Apple Pay, and even Skrill are available. Borgata also stands out with a low minimum deposit and withdrawal limits of $10.
Pros
- Generous real-money bonus
- $100,000 max withdrawals
- Mega cross-casino jackpots
Con
- Strict bonus game restrictions
Real-money casino category winners
Each casino listed shines in a real-money category. The categories help you find the best real cash casinos for you — whether you’re looking for the best payouts or real-money games.
| 🏆 Best for | 🎰 Casino | ⏩ Payout speed | 💸 Maximum withdrawal | 🗺️ States available |
|---|---|---|---|---|
| Overall | Horseshoe | 5–24 hours | Depends on payment method | NJ, MI, PA, WV |
| Mobile | SugarHouse | 5–24 hours | $25,000 | PA |
| Payouts | Borgata | 72+ hours (average) | $100,000 | NJ, PA |
| Slots | BetMGM | 72+ hours (average) | $100,000 | NJ, MI, PA, WV |
| Providers | PlayStar | 5–24 hours | Depends on payment method | NJ |
| Security | BetRivers | 5–24 hours | $25,000 | NJ, MI, PA, WV |
| VIP program | Caesars | 72+ hours (average) | Depends on payment method | NJ, MI, PA, WV |
| Offers | Stardust | 5–24 hours | $10,000 | NJ, PA |
| Jackpots | PartyCasino | 48–72 hours | Depends on payment method | NJ |
| Withdrawals | bet365 | 24–48 hours | $38,000 | NJ |
| Games | Harrahs | 24–48 hours | $100,000 | NJ |
Key terms in real-money gaming
Game for as long as I have, and you start to see the same terms pop up again and again. I’ve compiled some of the most common and vital ones below.
House edge
The advantage that a casino has over a player. Usually represented by a percentage. Can vastly differ from game to game.
House rules
The specific rules that an individual casino might set on a particular game. Can be adjustments to existing rules, or new rules entirely.
Return-to-player percentage (RTP)
The percentage of your money that you expect to return to you in the long term. Games with a higher RTP usually mean more wins in the long run.
Volatility
The risk-to-reward level of a game. A game with low volatility usually means frequent small wins, while high volatility usually means rare large wins.
Bankroll
Your funds available for betting. Make sure to manage your bankroll wisely, setting limits and never chasing losses.
High roller
A high roller is a person who bets big amounts hoping to win huge prizes. It’s a risky endeavor, so think twice before becoming one.
Real-money games house edges
Understanding the house edge is vital when it comes to playing real-money casino games. The number, which represents the advantage that a casino has over the players, gives you an indication of how much profit the casino will make in the long run.
Knowing and understanding these numbers allows players to decide what level of risk and reward they’re comfortable with and choose the games they want to play accordingly.
I’ve picked the most popular real-money games, and displayed the house edges below:
| Game type | House edge |
|---|---|
| Slots | 1–10% |
| Blackjack | 0.5–2% |
| Roulette | 5% |
| Baccarat | 1–1.2% |
| Craps | 1–10% |
| Keno | 20–40% |
Online casino payments for real money
Online casinos use a variety of payment methods, and all have their advantages and drawbacks. It’s important to understand exactly how they work, with factors like withdrawal times and minimum and maximum deposit limits, as the decision on which one to use comes down to what’s important to you personally.
I’ve gone over the most popular payment methods below, to help you make more informed decisions when handling your bankroll.
Debit cards
A familiar option, sometimes it’s easier for me to stick to the same card that I use for daily expenses. Be careful though — not all jurisdictions accept debit card withdrawals, so check your state regulations before whipping out your handy VISA card.
Bank transfer
Probably the most commonly accepted method, bank transfers are reliable and safe. However, they tend to have withdrawal times of several days. Transfers from Trustly allow you to withdraw into a different account from your deposits, but it’s not accepted everywhere.
E-wallets
A great method for privacy, e-wallets like PayPal and Skrill let you make transactions without handing over your bank details. E-wallets tend to have the lowest minimum deposits and fastest transactions but are not widely accepted.
Credit cards
My least recommended option. While usually allowed for deposits, credit cards can never be used for withdrawals. If the casino forces you to withdraw using an already-used deposit method, you’ll have to make a second deposit to withdraw any winnings.
ACH transfer
A great method for both low spenders and high rollers, with very low minimums and high maximums. You’ll still have to deal with the long bank withdrawal times, however.
Cash at the casino cage
It doesn’t get more real than actually hauling a stack of cash over to Atlantic City. Many online casinos allow in-person options, but this can be drag for anyone outside of NJ.
Remember that most real-money casinos will not allow you to withdraw through a payment method that you have not used for a deposit. The best tactic is to find one payment method and stick with it. I personally like to go for casino Play+ cards, as they often come with promos and have the best transaction times and limits.
How to sign up at a real-money online casino
Interested in trying out a real-money casino? Here’s a simple step-by-step guide to signing up for one:
- Pick one of the reputable online casinos I’ve listed above.
- Head to the casino’s website or download its app.
- Hit the ‘Sign up’ or ‘Register’ button, usually on the top right corner of the homepage.
- Register with your email address and choose a username and password.
- Fill in your personal information like your name, address, phone number, and birthdate.
- Agree to the site’s terms and conditions.
- Verify your identity with the required documents, such as an approved ID.
Real-money casino pro tips
There are some ways you can give yourself an edge when playing at real-money casinos. Here are a few useful expert tips I like to remember.
- Always play at licensed real-money casinos from legal US states.
- Never chase losses, instead take a break and return with a clear mind.
- Research the odds and volatility of the game or slot you’re playing.
- Stick to a daily, weekly, and monthly budget. Use RG limiters to help stick to the budget.
- Stick to smaller jackpots when playing progressive jackpots.
- Carefully read the terms and conditions of any bonus you wish to use.
- Research and use strategies for games like poker and blackjack.
FAQs
Are real-money online casinos safe?
Yes, as long as they’re legal and licensed by a state-approved board. we never recommend sites that don’t meet this benchmark, and we give each casino an individual safety score in our reviews.
What online casino games pay real money?
Every game at an online real-money casino has a chance to pay out, but it’s not all equal. Some real-money casino games have strategy options that can improve your chances, like poker and live blackjack, while others, like craps and sic bo, are largely luck based.
Online slots can vary heavily in their monetary return, depending on the individual mechanics of each game.
What payment methods are available for real-money online casinos?
Most real-money online casinos offer a range of payment options, including credit/debit cards, e-wallets like PayPal and Skrill, prepaid cards, and direct bank transfers. Some also support cryptocurrencies like Bitcoin.
Can I win real money from free casino games?
Yes, some casinos offer free spins or no-deposit bonuses that allow you to play without depositing real money but still have the chance to win real cash.
Are mobile casino apps safe for real-money gambling?
Yes, licensed casino apps use secure encryption and comply with regulations to protect your information and funds. Always download apps directly from the casino’s website or app store.
