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Top-rated eCheck online casinos in 2024

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Checked by Alex K.Lorella F.Paul P.

The best eCheck casinos offer many benefits to US players, especially when it comes to speed, security, and ease of use. Trusted by banks and institutions since the 1990’s, it’s no wonder that most online casinos in the USA now accept eCheck.

Funding your real money gameplay at an eCheck casino is no more difficult than with e-wallets or credit cards. You’ll be ready to play in minutes.

We’ve broken down all the pros and cons, listing everything you should know before taking the leap. We’ll dive into everything from safety and our methodology for the newest eCheck casinos and the ones with the best apps.

 Let’s kick off with a list of our top eCheck casinos!

In brief: The top 3 US eCheck casinos for Jul 2024

  1. 🥇 Tropicana — Bonus: 100% up to $200
  2. 🥈 BetRivers — Bonus: 100% up to $500
  3. 🥉 PartyCasino — Bonus: 100% up to $1,000 + 25 free spins
Casino Logo Odds rating Bonus Go to casino Button Show more T&C
Tropicana review
82/100 Payments rating by Lorella F. 90% Playscore based on 100% up to $200
Play now

Good to know

  • eCheck withdrawal available
  • No transaction limits
  • No fees

11 payment methods

VIP Preferred
ACH Network
American Express
Cash at Casino Cage
Bank Transfer
BetRivers casino review
79/100 Payments rating by Claire S. 85% Playscore based on Bonus Money reload up to $500
Play now

Good to know

  • Low transaction min limits
  • No fees
  • Instant deposits

9 payment methods

VIP Preferred
Cash at Casino Cage
PartyCasino review
79/100 Payments rating by Claire S. 86% Playscore based on 100% up to $1,000 + 25 free spins
Play now

Good to know

  • No transaction limits
  • Low min withdrawal
  • No fees

14 payment methods

Apple Pay
VIP Preferred
American Express
Wire Transfer
Bank Transfer
Cash at Casino Cage

Our experts have curated the above list on a number of factors, but eCheck experience takes priority over everything here, even our overall expert ratings.

We look for stuff like eCheck bonuses and cashout times to choose our best. For example, some casinos offer instant withdrawals, while others may have you waiting up to 5 days for your cash.

Online casinos, including sweeps cash casinos, are a bit like meals — if you get one thing wrong, it could spoil the entire dish! Check out more about how we rate online casinos below.

The top three eCheck casinos – our expert picks

If it’s the best you’re looking for, then we’re here to provide. Here’s our top picks for the best casinos that accept eCheck, to get you started on your gambling journey.

🥇Best overall: Borgata

Borgata has it all. 700+ games, a great welcome bonus, and dedicated customer support working 24/7 to give you the best gambling experience possible.

As for payments, Borgata has it all. It’s a great real money casino with eCheck deposits and withdrawals, with low transaction times, low minimum limits, and no fees whatsoever.

🥈Best for live games: BetMGM

A giant in the iGaming industry, BetMGM boasts one of the largest games libraries, with 1000+ games to choose from.

The live games are no exception here, with BetMGM offering 15 live dealer games. These include poker, roulette, baccarat, blackjack, and craps, so you can see why we have a high opinion of this online casino.

🥉Best for mobile: SugarHouse

If it’s a great mobile eCheck casino you’re looking for, then the native apps of SugarHouse are the best ones for you.

What makes SugarHouse unique is its mobile-exclusive games, making it one of the few casinos with more games on mobile then on desktop. It’s a forward-thinking approach that also led to a great app that’s easy to use and navigate.

eCheck casinos: Breakdown by category

It’s time to get down to the nitty gritty. All our best eCheck online casinos are good, legal, and licensed,  but we know better than anyone that different people want different things from their online gaming experience.

So, we divide the real money online casinos that accept eChecks into different categories. This makes it easier for you to find your perfect match, without having to sift through them all.

The categories we chose represent the main features the majority of players are looking for when picking a USA online casino real money eCheck. No deposit bonuses are something we all want, but they’re not always easy to find. We’ve gone ahead and picked them out for you.

We also have a dedicated section for the newest eCheck casinos, so you can stay up to date – after all, new online casinos in USA tend to have the best bonuses. Find out more about our categories below, and how you can use our information to your benefit.

Let’s dive into the categories in detail below.

No deposit eCheck casinos

Some real money eCheck online casinos offer no deposit bonuses. It’s true that these operators are few and far between, but they do exist! Some even cater to US players who want to use eCheck as a main payment method.

The low-down: some are good while others are dubious, to say the least. So, always check the terms and conditions before you claim a no deposit bonus.

Normally the bonus is low, often less than $50. If you ever come across a $1000 no deposit bonus being advertised by a real money eCheck online casino, don’t get too excited. The wagering requirements might be extremely unrealistic, or even worse, just a potential scam.

When opting for a no deposit bonus, a general rule of thumb is that your wagering requirement should be as low as possible, preferably just 1x. The good news is that there are a handful of decent online casinos with no-deposit bonuses that accept eCheck. And we’ve listed them here for your ultimate convenience.

No deposit eCheck casinosBonusBonus code
Borgata casino$20 Free Bonus + 100% up to $1,000MCW1000
BetMGM casino100% up to $1,000 + $25 Free PlayMCW1000

New eCheck online casinos

Experienced players are always on the lookout for new eCheck casinos. We are too, particularly since they generally offer superior bonuses than already established ones. It’s a common tactic used by newly launched operators to bring in new players, since they haven’t got a reputation to fall back on yet.

The truth is though, that it is difficult to find new brands offering eCheck. However, we’re always keeping an eye out for any newcomers and here, we dipslay the newest eCheck online casinos with the most favorable welcome bonus. One of the latest to join the Time2play eCheck family is Betway online casino.

New eCheck casinosLaunch dateStates available
BetRivers casinoOctober 2020NJ, MI, PA, WV
PartyCasinoNovember 2018NJ

Mobile casinos that accept eCheck

It’s not at all surprising that mobile casinos accepting eCheck are pretty easy to find. This is a good thing on the one hand, since it means players have a lot more variety. However, it also means that with so many on the market, it can be difficult to find the best eCheck mobile casino.

This is where we come in, of course. It’s no surprise the number of players looking for mobile casinos offering eCheck is constantly growing, with many people preferring to play from their mobile rather than their laptop.

Some mobile casinos offer mobile-specific bonuses, but unfortunately, we’re not seeing this trend take off in the US yet. On the bright side, plenty of the best casino bonuses are available on mobile, even if not exclusively. The mobile casinos we recommend below all accept eChecks, cater to US players, and even have native iOS and Android apps.

Best mobile eCheck casinosBonusBonus code
Tropicana casino100% reload of up to $500 in Bonus MoneyCASINOBACK
PartyCasino100% up to $1,000 and 25 free spinsWELCOMEBONUS

The best eCheck slots casinos

Yep, you read that right. Considering that slots are the most popular games at online casinos, it’s totally possible to play online slot games for real money using eCheck.

While eCheck slots casinos may not be as common as Paypal casinos for example, you’ll unfortunately find that some eCheck slot sites accept deposits but not withdrawals with this payment method.

One pro of using eCheck deposit mobile casinos in the USA is that the payments are quick and secure. However, you may need to use another method to withdraw your winnings. Nearly all eCheck casinos offer a fantastic selection of slots; check out some of our best eCheck slot casinos.

eCheck slots casinoBonusStates available
Tropicana casino100% up to $200NJ
BetRivers casino100% reload of up to $500 in Bonus MoneyNJ, PA, MI, WV

Other category winners

While there’s no denying that plenty of US players love a good spin on the slot reels, you can also look forward to loads of other real money casino games.

The truth is, whatever your taste, we have got a top pick for you. Be it the best eCheck casino options for online video poker, or the best live casino operator, Time2play got you covered.

eCheck on laptop with safety symbols

eCheck casino transactions guide

Check out our step-by-step guide below to discover the easiest way to start online gambling sites using eCheck. Most online casinos usually offer this payment method for deposits rather than withdrawals, but we recommend hitting up a customer support agent if in doubt.

How to deposit at eCheck casinos

Step 1

Set up an eCheck account

If you don’t already have one, set up an eCheck account with your current bank account.

Step 2

Choose an eCheck USA casino

Choose from our list of trusted US online casinos that accept eCheck.

Step 3

Select eCheck as your payment method

Choose eCheck or electronic check as a payment method in the cashier section of the online casino’s payment page.

Step 4

Fill out the forms

You will be requested to fill out an online payment form with some basic information like your name, address and bank account details in order to grant the operator payment authorization.

Step 5

Deposit and Play

The payment will be processed and the desired amount will be transferred from your bank account to your online casino account instantly.

How to withdraw at eCheck casinos

mobile phone screen with money
Step 1

Check that the casino accepts eCheck withdrawals

Very few casinos accept eCheck withdrawals, and the ones that do often do so only through VIP Preferred. Double check to make sure an eCheck withdrawal is possible first.

Magnifying glass over a document with casino symbols
Step 2

Head to the cashier

Go to the cashier and select eCheck/VIP Preferred as your withdrawal method.

Step 3

Enter the amount you wish to withdraw

Punch in the amount you wish to withdraw, making sure the currency is correct and you didn’t forget any decimal points. Click ‘withdraw’ once you’re done.

Hand holding pen signing clipboard with approved stamps
Step 4

Provide banking details

You’ll need to provide the banking details of the selected bank. If you’re using the VIP Preferred eCheck method, you’ll also need to link the VIP Preferred card.

Step 5

Complete the withdrawal

Double check all the details, and hit the ‘confirm’ button. You’ll have to wait 3-5 days for the funds to be processed, depending on the casino.

How to choose the best eCheck online casino sites

As you can imagine, there’s a lot of things we consider when grading the best eCheck online casinos. In fact, we rate operators based on a total of 7 different factors. The most important, of course, is whether eCheck is one of the top payment methods offered for deposits and withdrawals.

Nonetheless, we also go into stuff like the types of games on offer, welcome bonuses, the level of customer support and the quality of the website itself. Below is a clearer picture of everything we look at under our data-driven methodology.

  • Deposit

    Deposits and withdrawals

    When it comes to payments, there are three factors to consider, how fast they are processed, how secure they are, and the minimum/maximum amounts available? Deposits with eChecks are generally processed instantly, which means that funds will show up in your account as soon as you complete the transaction. Unfortunately, withdrawals via eChecks are not usually possible. The minimum deposit amount is slightly higher than usual, being $20 at some casinos.

  • hand-receiving-cash-representing-casino-withdrawal

    Payment methods

    It goes without saying that any online casinos we recommend list eCheck as an accepted payment method. We also look into alternatives such as credit cards and e-wallets. Online casinos that offer a variety of payment methods show that they are more attentive to the player’s needs. Having 9+ payment methods listed also shows a strong and stable relationship with financial institutions. We expect this information to be transparent, listed clearly at the bottom next to the logo of a gambling regulator such as the NJDGE.

  • gift-box


    If we ever come across bonuses specifically for eCheck, know that they’ll be presented here on our site. Nevertheless, these are quite still unheard of, especially in the US. This means we rate the other bonuses, including welcome packages, no deposit bonuses, reload bonuses, special competitions and more. For example, a welcome bonus of 100% up to $500 would be considered decent. We also like to check if the operator has any sort of loyalty system or VIP program, rewarding returning players for their business.

  • Classic slot machine

    eCheck games

    Whether you prefer live casino, Multi-Hand blackjack, American Roulette, live Texas Hold’em or any online slot of your choice, you can use eCheck to play any online casino USA eCheck game that tickles your fancy. When rating an online casino’s game portfolio, we look at both the quantity and quality of the games. Top operators provide players with over 700 original titles, but these need to be high caliber from reputable software providers like NetEnt or IGT. Some operators even offer specialty games like bingo, keno and scratchcards.

  • mobile-screen


    Is it as easy to make eCheck deposits on mobile devices? It should be. Online casinos should offer apps or mobile websites that are functional, fast-loading and easy to use, alongside user-friendly mobile payment methods. eCheck is one of simplest ways to deposit, but it’s not enough to only offer one type of payment for us to rate a US casino. A variety of credit/debit cards such as VISA and AMEX, as well as the most popular e-wallets, like Skrill and Neteller are a must. As a general rule, we only rank eCheck mobile casinos that offer 6-8 different payment methods, and have 95% of their games on mobile platforms.

  • Coin

    Full offering

    Of course, we don’t need to tell you that an online casino is more than just one component – it’s how everything works in unison. To help us sift through the best eCheck casinos, there are other factors to consider, like the quality of customer support available. Some operators have a phone number while others offer support 24/7 via live chat. Safety is another feature since online casino real money eCheck websites should be SSL-encrypted to protect their members’ sensitive information from third parties. Other factors we assess include how user friendly the casino’s website is, and they must be licensed to operate in the US.

eCheck slots and other popular casino games

Whether you’re on the hunt for eCheck slots or eCheck live dealer games, you’ll be happy to hear that you’ve got options. Since most of the big online casinos accept eCheck as one of their top banking options, you’ll be able to find a wide array of titles to get your gaming on.

The best casinos usually have at least 600 games or more in their portfolio. Golden Nugget casino, for example, is one such operator. Not only does it accept eCheck as one of their payment methods, they also have over 1000 titles to keep you entertained.

With video slots, jackpot games, blackjack, live roulette and variations of poker, you’ll be spoiled for choice playing at an online casino real money eCheck.

eCheck casino transaction fees, times, and limits

Deposits at the best eCheck online casinos are instant, which is great news for players who want to play their favorite casino games right away. Another great thing about this payment method is that you won’t be charged any transaction fees — it’s a standard service that most banks offer to their customers.

This is a nice change from those rare methods that apply processing charges to online casino real money eCheck transactions.

The minimum deposit might be higher for eChecks, but the maximum amount is also bigger when compared to other payment options. This is because eCheck is connected directly to your bank account and no further anti-money-laundry checks are needed. The benefit is that it allows you to make a bigger deposit at once, rather than having to make multiple smaller ones.

Casino reviewsDeposit timeDeposit limitsWithdrawal time with checkWithdrawal limits with checkFees
Tropicana casinoInstant$5,000Up to 72 hrsN/ANo
BetRivers casinoInstantNo limitInstant$25,000No
PartyCasinoInstantNo limitUp to 72 hrsUnlimited (taxes after $1,200)No

Are eCheck casinos safe?

eCheck is a service connected to your bank, which means that there should be no questioning whether this is a legit service. Thus, it makes sense that online casinos accepting this payment method are licensed and trustworthy. They will have to deal with banks and other financial institutions to process your eCheck transaction.

Your bank’s latest encryption technology also keeps you and your funds safe.

At Time2play, we always make sure any online casinos we recommend are fully licensed and regulated by reputable gambling authorities such as the New Jersey Division of Gaming Enforcement. In addition, games should be audited for fairness by credible third parties such as eCOGRA and iTech Labs.

Why make eCheck casino payments anyway?

Why would you choose to make deposits to online casinos using eCheck? Two key factors are their security and convenience. eCheck is extremely safe since it offers users the possibility to keep their payment details anonymous, and much like writing a physical check, the process is extremely fast, easy and straightforward.

As a global payment method available to players from all corners of the world, there are also no fees. This is quite handy when you consider that credit card and e-wallet processing fees can add up to a pretty penny. The only downside is that you usually can’t use eCheck for withdrawals, though many casinos will mail you a physical check if you ask.

  • Highly Secure
  • No Fees
  • Available Worldwide
  • Rarely available for withdrawals
eCheck on mobile device with pros and cons

Best alternatives

Naturally, eCheck isn’t for everyone. If you’re not completely convinced by our arguments, you’ll be happy to hear that there are numerous other payment options to select at online casinos. Most of these, like the ones listed below, are just as easy and secure to use.

Paypal logo with casino symbols

PayPal casinos

Players can make both deposits and withdrawals using PayPal
playplus logo with gambling symbols in background

Play+ casinos

A branded casino prepaid card enables quick transactions

Paysafecard casinos

A popular cash-based method to pay online
Visa logo with casino-related symbols


One of the most popular and widely-accepted cards


What is the best eCheck casino?

Our list of the top eCheck casinos places Golden Nugget at #1. It takes instant deposits with eCheck with no operator fees, and is one of our top-scoring casinos overall, hosting over 1,000 games.

How does eCheck work?

eCheck works like traditional paper checks issued by banks, but electronically and quicker. Deposits made by eCheck are processed instantly, meaning your funds will be available as soon as you complete your transaction.

Are eCheck online casinos safe?

eCheck is one of the safest options for deposits at USA online casinos, thanks to its high levels of security and direct connection to your bank. Your funds and personal information is protected by SSL encryption technology, and follow strict guidelines for online payment processing. Find out more in our safety section.

Can I use eCheck to deposit/withdraw at US online casinos?

Many US online casinos accept eCheck as a top payment method for deposits, but not always for withdrawals. Check out how to fund your casino account with eCheck by following our step-by-step guide.

What casino games can I play using eCheck?

Slots, poker, blackjack, live casino, you name it! At most American online casinos, you’ll be able to play any game of your choice using eCheck! Try any of the ones from our top list or check out our top options for eCheck slots and other eCheck casino games!

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