PayNearMe casinos in Ontario: 2025
PayNearMe is a US-based payments system that lets casino players deposit online by making an in-person cash payment at supported retail stores.
In this guide, I explain how PayNearMe casinos work and assess the pros and cons.
And since PayNearMe isn’t currently supported in Ontario, I also recommend the best payment alternatives and the casinos which accept them.
Best PayNearMe casino alternatives
| Casino logo | Rating | Bonus | Go-to-casino button | Show more | T&Cs |
|---|---|---|---|---|---|
1
|
95/100 Payments rating by Elena I. 85% Playscore based on |
Best mobile casino apps
|
Play players accepted |
Good to know
8 payment methods 
|
|
2
|
93/100 Payments rating by Elena I. 82% Playscore based on |
First-class live casino
|
Play players accepted |
Good to know
13 payment methods
|
|
3
|
92/100 Payments rating by Elena I. 88% Playscore based on |
Top loyalty rewards
|
Play players accepted |
Good to know
7 payment methods
|
|
4
|
92/100 Payments rating by Elena I. 88% Playscore based on |
Great payments selection
|
Play players accepted |
Good to know
10 payment methods
|
|
5
|
90/100 Payments rating by Elsa F. 83% Playscore based on |
Best gamified casino experience
|
Play players accepted |
Good to know
8 payment methods
|
|
6
|
90/100 Payments rating by Elena I. 63% Playscore based on |
Best for Jackpot King
|
Play players accepted |
Good to know
7 payment methods
|
|
7
|
88/100 Payments rating by Elena I. 93% Playscore based on |
Great for progressive jackpots
|
Play players accepted |
Good to know
8 payment methods
|
|
8
|
87/100 Payments rating by Elsa F. 84% Playscore based on |
Most trusted online casino
|
Play players accepted |
Good to know
10 payment methods
|
bet365 operates pursuant to an agreement with iGaming Ontario. #ad |
9
|
87/100 Payments rating by Elena I. 87% Playscore based on |
Rich live dealer lobby
|
Play players accepted |
Good to know
7 payment methods
|
|
10
|
85/100 Payments rating by Elsa F. 85% Playscore based on |
Excellent games library
|
Play players accepted |
Good to know
7 payment methods
|
|
1
|
88/100 Payments rating by Elena I. 83% Playscore based on |
250 Gold Coins + 5 Sweeps Coins and 600 Diamonds
|
Play players accepted |
Good to know
4 payment methods
|
|
2
|
84/100 Payments rating by Elena I. 89% Playscore based on |
5,000 WoW Coins + 1 Sweepstake Coin
|
Play players accepted |
Good to know
5 payment methods
|
|
3
|
84/100 Payments rating by Elsa F. 87% Playscore based on |
500 Free Fortune Coins
|
Play players accepted |
4 payment methods
|
|
4
|
62/100 Payments rating by Elena I. 84% Playscore based on |
Up to 1,000 Virtual Credits
|
Play players accepted |
Good to know
1 payment methods
|
If PayNearMe ever makes it to Ontario, I expect casinos that already support it in the US to be the first PayNearMe casinos in Canada.
These include highly-rated operators like Lucky Days, JackpotCity, BetMGM, LeoVegas, and Casino Days.
We’ll be sure to update this page if the situation changes.
What is PayNearMe?
Launched in 2009, PayNearMe is a payments system that bridges cash with online transactions. Users can visit retailers in the PayNearMe network to pay their bills or make casino deposits using cash.
This system is currently only available in the US, where there are over 60,000 stores accepting PayNearMe transactions. These include popular chains like 7-Eleven, Walgreens, Walmart, Dollar General, and Family Dollar stores.
Players only need to create a casino account at their PayNearMe gambling site to use the service. No additional app download or account creation is required.
Once players select PayNearMe as their deposit method at their online casino, they’ll be provided with a PayCode which will be scanned at their local retailer in exchange for payment. Deposits are credited in under 30 minutes.
Accepted payment methods
Besides cash, players can also use debit or credit cards, bank transfers, and a number of e-wallets like Apple Pay, PayPal, and Venmo to make their payments.
Deposit limits
PayNearMe deposit limits are set at $500 per transaction. Daily limits are capped at $500 too, and monthly payments cannot exceed $10,000. Different merchants might set different limits.
Transaction fees
Service fees apply with PayNearMe, though they vary depending on the retailer and transaction type. You might need to pay between $1.00–$3.99 per transaction. Card and e-wallet payments can come with a 3% fee.
Ontario casinos normally absorb business-side fees and the casinos we recommend don’t charge transaction fees. But read the fine print, as some casinos will try to pass these fees onto the players.
Pros and cons of PayNearMe casinos
PayNearMe deposits are secure, and can even help encourage responsible gambling since the deposit process requires you to head to an outlet, giving players opportunities to change their minds rather than chasing a loss.
Despite PayNearMe’s cash payment perks, it still has a few drawbacks, such as the fact that it comes with transaction fees.
Here’s a look at the advantages and disadvantages of using this payment method.
Pros
- Cash-friendly online payments system
- No bank account or cards required
- Financial data is never shared
- No need for additional apps and accounts
- Better bankroll control with $500 daily limit
Cons
- PayNearMe isn’t available in Canada
- $3.99 transaction flat fee
- You can’t withdraw winnings using this method
- Requires travel to participating retailer
How to deposit using PayNearMe
Making payments using a PayNearMe casino account has a few extra steps to it (literally), but rewards that inconvenience with security.
Let’s drive through a standard deposit process at PayNearMe casinos.
- Log in to your online casino and go to the cashier section.
- Select PayNearMe as your deposit option.
- Enter the amount you want to deposit.
- Get a copy of the generated barcode, in print or on your phone.
- Find a local participating outlet that accepts PayNearMe.
- Head to the outlet, scan the barcode at the cash register, and pay the cashier via card, cash, or mobile wallet.
How to withdraw at PayNearMe casinos
PayNearMe is a deposit-only payment method so withdrawals aren’t an option. You’ll need to find another method for cashing out, and then follow the steps below.
- Visit the cashier
Go to the banking section like you did for your deposit, but this time, select withdrawal. - Check the terms
Check your casino’s payout limit, wagering requirements, and any other withdrawal conditions. - Choose your withdrawal method
Your casino will probably offer Interac, Visa, bank transfer, and some e-wallet options. - Submit your request
Enter the amount you’d like to cash out, follow any prompts to authorize your transaction, and confirm your request.
Your casino will now take some time to verify and approve your withdrawal request. Different payment methods have different payout times, with bank transfers taking the longest (up to five days).
For a short wait time, I suggest playing at fast withdrawal casinos, which offer instant or same-day payouts.
In the US, players have the option to use their mobile device at card-less ATMs to withdraw their winnings.
PayNearMe’s MoneyLine platform is designed to integrate more payment options for gamblers who don’t want to share their financial details online. It also allows US players to withdraw winnings at certain ATMs by using a PIN and code sent to their phones.
While card-free withdrawals are being introduced by some Canadian banks, Ontarian players don’t currently have the option to use this service for casino withdrawals.
Is PayNearMe safe to use?
PayNearMe is a very safe payment method because you’re not required to share any of your details online when making a payment. You can pay in cash at your local store without using a card.
The company behind the service, PayNearMe MT, Inc, is a licensed money transmitter which is regulated at state-level in the US. This means you’re covered by your state’s consumer protection laws when you use PayNearMe.
Since bank transfers and card payments can also be used with the service, there are also data protection measures involved. PayNearMe is PCI DSS Level 1 compliant, which is the highest level of security certification for payment card providers. Other measures such as 256-bit SSL encryption and tokenization are also in place.
PayNearMe partners with a number of major US businesses, which also indicates that the company is reliable.
The best PayNearMe online payment alternatives
While we’re waiting for casinos with PayNearMe to enter Ontario, you have other options for financing your wagers at an online gambling site. These are the ones I feel share most of PayNearMe’s benefits.
PaysafeCard
PaysafeCard is a similar, cash-based system. Players can purchase a prepaid voucher at select stores or online and input the code to make a deposit at nearly half of Ontario online casinos
PayPal
PayPal has high security shielding your card numbers and its own vetting process for online casinos. It also comes with a convenient mobile app and instant withdrawals at many casinos.
Interac
For players who wish to make a bank transfer without sharing their bank details, Interac is a great option. It doesn’t share your financial data with your casino, and it’s accepted for both deposits and withdrawals at nearly all Ontario casinos.
eCheck
If you have a checking account and no card, consider eCheck transfers, which are encrypted and protected by banking security protocols. Withdrawals can also be issued via eCheck, though it isn’t widely available in Ontario.
There’s one other deposit option that has PayNearMe-levels of privacy. Pay-by-phone billing allows players to make deposits through their phone bill without sharing any bank account or credit card data.
I’ll be sure to let you know as soon as pay-by-phone casinos become a thing in Ontario
How I rate the best PayNearMe casino sites
We use data-driven metrics to identify and rate online casinos at Time2play. This ensures that we can attach hard numbers to our ratings and recommendations.
Here, I break down some of these metrics to give you the power to judge PayNearMe casinos and their alternatives for yourself.
Deposits and withdrawals
Any halfway decent casino will offer instant deposits through cards and e-wallets. All our recommended casinos do. PayNearMe deposits would normally take around 30 minutes, and it’s the same for other cash-based options like PaysafeCard casinos. Average withdrawal times are around 3 days, but e-wallet payouts shouldn’t take more than 2 days. Plenty of good spots like bet365 and TonyBet can process a withdrawal within 24 hours.
Fees and payments
Practically no casinos will charge you deposit or withdrawal fees themselves. If any try to, just switch to one that doesn’t. Looking at the number of payment methods available can help you tell the good casinos from the great ones. The more financial institutions a casino is working with, the better — it means the big money names trust it. Both bet365 and Conquestador score well here with 10+ options.
Safety and security
Online security is a top perk of methods like PayNearMe. Printing out a code that you can then pay for in cash makes sure your card details are never shared with the casino, giving you an additional layer of safety. A safe online casino should be licensed by relevant authorities. In Ontario’s case, that’s iGO (iGaming Ontario), so make sure their logo is on the site, and that you can find your casino in iGO’s list of approved operators. Every site we recommend is publicly displayed in the licensed casino section of iGO’s site.
Mobile offer
The best casinos that accept PayNearMe should have both a casino mobile app and accessibility through mobile browsers. An excellent PayNearMe casino includes at least 90% of their games on mobile compared to the website. They often tend to lose a few, and can drop by up to 30% on average. Caesars keeps all of them, while BetRivers drops a few. FanDuel’s mobile-first approach guarantees a good experience, and our reviewers liked some parts of LeoVegas casino’s mobile app even more.
Customer service
Whether its when making PayNearMe transactions, or when playing games, issues will pop up eventually, even at top casino sites. When that happens, you need good support. At minimum, we expect live chat 7 days a week, even if it’s not available 24/7. The best spots will have 24/7 live chat, email, and even phone support. Good FAQ and Help sections can make a massive difference too for the most common questions that arise. BetMGM hits the 24/7 live chat mark, and has one of the most detailed help sections on the market.
Overall offering
When choosing PayNearMe Casinos, there are plenty of other things that can make a difference at the finish line, such as the selection and variety of online casino games. Top casinos can have up to 3,000 games in ON, and PlayOJO hits that, but they’re serious outliers. The majority of top ones hover around the 800 mark. Software is another key — all our recommended casinos will be running top providers like NetEnt, IGT, and Games Global. Finally, look at the site’s actual design and construction. Is it easy to find your favourite games? Are details displayed clearly?
The rating criteria I outline here don’t offer a full overview of our review process, and are slightly angled towards payment-specific factors, which will be the primary concern for players looking for PayNearMe casinos.
We cover other, non-payment-related areas in detail in our casino reviews.
My top tips for using PayNearMe
PayNearMe isn’t hard to use, but there’s always a better way to do anything. Here are some of my top tips to help you improve your experience.
- Remember the deposit limit.
The daily $500 cap can be considered a good responsible gambling check but it’ll be inconvenient if you were planning a higher one-off deposit, especially since you have to visit a retailer. - Have a withdrawal plan.
You can’t withdraw with PayNearMe directly, so make sure you research your casino and have an approved withdrawal method ready to go before depositing. - Be wise about fees.
If you’re using PayNearMe, merchants are charged a flat fee of $3.99 (US rates). This usually won’t affect you, but if your merchant forwards this fee to clients, then it benefits you more on larger deposits, while percentage-based fees are cheaper on smaller transactions.
FAQs
Are there any PayNearMe casinos in Ontario?
At present, there aren’t any casinos that take PayNearMe in ON. You can check out our list of top PayNearMe casino alternatives, or check out some of the other payment methods we recommend at ON casinos.
What is PayNearMe?
PayNearMe is an online electronic payment system that allows clients to pay for online transactions in the same ways they would pay in a store.
It’s as simple as setting up a purchase online, downloading PayNearMe’s generated code, and paying for your deposit at a participating store.
Since you can pay at the store in cash, it’s one of the most secure ways to make online payments.
How does PayNearMe work at casinos?
Visit the cashier section of the platform and select deposit. Choose PayNearMe as your deposit option and enter the amount you wish to deposit. Print or save the code and take it down to a participating store to scan and pay for it.
Are there fees for transactions?
When making PayNearMe casino payments, some casinos might charge fees, but the general rule is that they don’t. If they do, details will be listed in the casino’s terms and conditions.
If there are any excess fees, you will be able to see them ahead of time, since PayNearMe works by generating a receipt before you pay. This gives you a layer of protection against hidden fees.
Can I withdraw with PayNearMe?
PayNearMe is a deposit-only method so you need alternatives to make cash-outs. For most casinos, e-wallets are the fastest method for making withdrawals since they have instant transactions.
Is PayNearMe legit?
Yes. As an online payment platform, PayNearMe is for players who are cautious about sharing their payment information and spending money at online gambling sites.
The company running the platform is PCI DSS compliant and has several third-party certifications.
