Best American Express online casinos in 2025

Written by Jack Browne
Checked by Paul P.

American Express casinos are popular thanks to the widespread use of the Amex card across the US.

I break down what players can expect from American Express casinos and their bonuses, deposits, fees, and more.

Let’s kick off with the top US Amex online casinos.

Top Amex online casinos in the US in Sep 2025

Casino Logo Rating Bonus Go-to-casino button Show more T&C
1
Borgata
Borgata review
90/100 Payments rating by Paul P. Logo Icon 92% Playscore based on $20 Bonus Dollars + 100% up to $1,000
Play now
Visit Borgata.com for Terms and Conditions. 21+ years of age or older to wager. NJ only. All promotions are subject to qualification and eligibility requirements. Rewards issued as non-withdrawable site credit, unless otherwise provided in the applicable Terms. Please Gamble Responsibly. Gambling Problem? 1-800-GAMBLER.
2
Hard Rock Bet review
89/100 Payments rating by Sophie P. Logo Icon 85% Playscore based on 100% up to $1,000 + $25 Bonus Credits
Play now
NJ Only | 21+ | T&C apply | Gambling Problem? Call 1-800-GAMBLER
3
BetMGM casino review
88/100 Payments rating by Paul P. Logo Icon 91% Playscore based on 100% up to $1,000 + $25 On The House
Play now
Visit BetMGM.com for Terms and Conditions. 21+ years of age or older to wager. MI, NJ, PA or WV only. Excludes Michigan Disassociated Persons. All promotions are subject to qualification and eligibility requirements. Rewards issued as non-withdrawable site credit, unless otherwise provided in the applicable Terms. Please Gamble Responsibly. Gambling Problem? 1-800-270-7117 for confidential help (MI), 1-800-GAMBLER (NJ, PA & WV).
4
Bet 365
bet365 casino review
82/100 Payments rating by Paul P. Logo Icon 85% Playscore based on 10 days of Spins – Generator Reveal.
Play now
Gambling Problem? Call or Text 1-800-GAMBLER 1-800-BETS-OFF (IA), 1-800-GAMBLER (AZ/CO/IN/IL/LA/NC/NJ/OH/PA/TN/VA) 21+, (KY) 18
5
Caesars
Caesars review
80/100 Payments rating by Dasha G. Logo Icon 86% Playscore based on 100% up to $1,000 and 2,500 Reward Credits on a $25+ wager
Play now
6
Betrivers
BetRivers casino review
79/100 Payments rating by Vule P. Logo Icon 85% Playscore based on Bonus Money reload up to $500
Play now
7
Party Casino
PartyCasino review
79/100 Payments rating by Jack B. Logo Icon 86% Playscore based on 200% up to $100 + 25 free spins
Play now

The detailed list of real money online casinos accepting Amex doesn’t just take expert ratings into account, but it also focuses on the best places where you can find and use Amex cards.

This means that Time2play readers are in the unique position of making an informed decision about which Amex online casinos in the US they should play at and the advantages and disadvantages of each one.

My recommended top three Amex casinos for real money

Our impartial, data-driven ranking system has identified the top three Amex casinos you should know about. Let us dive into more details on why these specific online US casinos are the best for players using Amex as a payment method.

🥇#1 Borgata High deposit limit

Borgata casino is well known among casino fans for its generous bonuses. This generosity extends to all new players with its healthy welcome bonus of $20 Bonus Dollars and 100% up to $1,000. Anyone depositing with Amex will be able to claim the bonus.

It’s also great to know that the sign-up process is very simple and quick, and with Amex deposits hitting your account instantly, so there will be no waiting to spin the reels here. However, some Amex cards, like prepaid and travel cards, aren’t accepted for deposits.

Borgata has an average withdrawal time of 72 hours but unfortunately, players cannot withdraw using Amex.

Pros

  • $500,000 maximum deposit
  • Instant deposits
  • No operator fees for Amex

Cons

  • Certain Amex cards excluded from deposits

Operator highlights

  • Playscore — 92%
  • Expert score — 90
  • Apple App Store — 4.7/5
  • Google Play Store — 4.5/5

🥈#2 Hard Rock Bet Cash withdrawal alternative

Amex is among 9 payment providers at Hard Rock Bet allowing you to play over 3,000 games for real money. You can make minimum deposits starting from $20, which will hit your casino account instantly.

The choice of slots at Hard Rock Bet is within average for US casinos, but it goes above the market median for live dealer games, where we see over 70+ titles.

You can’t use American Express for withdrawals at Hard Rock Bet, but you can make instant cash withdrawals starting at $10, at the casino’s physical locations.

Pros

  • Instant deposits with Amex
  • 70+ live games on offer
  • Amex one of 9 payment options

Cons

  • No Amex withdrawals

Operator highlights

  • Playscore — 94%
  • Expert score — 85
  • Apple App Store — 4.9/5
  • Google Play Store — 4.7/5

🥉#3 bet365 Unified transaction method

Bet365 is a standout option for anyone looking for a well-rounded Amex casino option. It is the only casino on this list that accepts Amex for both deposits and withdrawals, with $10 minimum and a $30,000 maximum for both.

While withdrawals to Amex debit cards can be processed in under 24 hours, it will take longer for the money to hit your account with credit cards, between one and five days.

Another drawback compared to Hard Rock Bet and Borgata is the lower maximum deposit, which might put off high-roller players.

Pros

  • Withdrawals available
  • Instant deposits
  • Exclusive slots

Cons

  • Lower maximum deposit

Operator highlights

  • Playscore — 85%
  • Expert score — 79
  • Apple App Store — 4.8/5
  • Google Play Store — 4.5/5

How to choose the best Amex casino sites

Our online casino experts employ a multi-step review process to evaluate every casino listed above. But you shouldn’t just take our word for it when it comes to the best Amex casinos. In this section, I’ll provide the details of our methodology and how we evaluate each area of an Amex casino, so you can more confidently pick the right one for you.

  • hand-receiving-cash-representing-casino-withdrawal

    Payments

    Our casino payment ratings depend a lot on how many payment methods are available and how reputable they are. We also consider whether payment options allow withdrawals or if they’re deposit-only. Beyond being able to deposit via credit card, are there other ways in which you can deposit? Perhaps it’s an e-wallet-friendly or an eCheck casino. Everything matters when it comes to the rating.

  • Thumbs Up

    Cashier policy

    Cashier policies at online casinos matter more than people think. Players should be able to make their casino choice based on cashier information, which is both easily accessible as well as transparent. The more detail the casino goes into, the better the rating it gets from our end.

  • Cash

    Deposits/withdrawals

    A casino payment option that has a good minimum and maximum deposit range and allows both deposits and withdrawals in a decent timeframe is far better than a casino that isn’t transparent about these factors. Also affecting the rating we give is whether there is a limit on how much you can deposit and withdraw and whether this comes with fees – Amex and VISA both allow a maximum deposit of $25,000 which is pretty generous.

  • gift-box

    Bonuses

    We at Time2play really value casinos that offer special bonuses on certain payment options. While this is a rare occurrence, it will give casinos a higher ranking on our site. Amex itself doesn’t give a specific bonus to new players but Play+ does. So here, we also look at the quality of casino welcome bonuses on offer. 

  • Classic slot machine

    Games

    Since that’s what most players are here for anyway, it would be pretty dumb if the number and quality of games a casino has are not a factor in our rating. Extra points are also added for whether or not the casino has a live casino section and the number of different game types the casino has. Amex is usually present at reputable casinos with pretty good game libraries (the average game library has between 300-500 games, with the biggest casinos having 700+ games in their libraries). It’s important to remember that when it comes to such a big brand as American Express casinos, they have a reputation to protect and maintain.

  • mobile-screen

    Mobile

    Mobile hasn’t always been a deciding factor, but the more that technology grows, the greater the importance that payment options are offered on the go. Of course, it’s not just important that an Amex mobile casino USA is available, but that it’s got good apps and interfaces. The higher the percentage of games that the casino has carried from desktop to mobile, the better the rating. We also give casinos that give mobile-specific offers higher ratings.

  • Coin

    Full offering

    Ultimately, we are looking for the full package, which means that we will be looking at every aspect of the casino. Software, safety, support, the entire framework of the casino – there’s nothing that we won’t be looking closely at. Our players deserve the best and we are here to make sure that they get it.

What’s an Amex casino?

An Amex casino is simply an online casino that accepts American Express, or Amex for short, as a payment method. Amex is one of the biggest card issuers in the US, alongside VISA and Mastercard.

Amex was founded in 1850, and 44 million Americans have an Amex card. Amex is most widely associated with its credit cards, but it also started providing debit cards back in 2021.

Despite the fact that American Express was ranked the 28th most valuable brand in the world in 2024, its presence in the online casino world isn’t as strong as its two direct competitors.

While a number of casinos are open to high rollers making their deposits with Amex, the same cannot be said for withdrawals. In fact, nearly all of American Express casinos listed above don’t support withdrawals.

How to deposit and withdraw with Amex

There’s nothing easier than depositing with Amex — it is most commonly a credit card, after all.

Once you’ve registered your details and saved them, you can keep using the same card to deposit every time. You’ll only have to re-enter your CVV details to complete the payment as a security measure.

While Amex allows deposits at some casinos, withdrawing with Amex casinos seems to be a lot rarer – in fact, bet365 is the only US casino reviewed by Time2play to currently offer it as a withdrawal option.

One of the best ways to navigate this obstacle is to connect Amex to your PayPal account. Then you can use PayPal as your chosen casino deposit method and fund your account using your Amex card.

The US casino market is evolving at lightning speed right now. We’ll keep this page updated with fresh info on Amex, so if withdrawals become possible at more casinos in the future, you’ll be the first to know!

In the meantime, here’s a step-by-step guide to depositing and withdrawing funds at Amex casinos.

magnifying glass on laptop
Tip 1

Check if you can gamble in your state

Things have been slowly but surely changing for the better in the last few years, with online casinos now legally available in New Jersey, Pennsylvania, Michigan, Delaware, West Virginia, Conneticut, and Rhode Island

That said, just because a casino brand is legal in one state, it doesn’t mean that it is legal in another. Always make sure that the casino that you are playing at is legal; otherwise, withdrawing any winnings is going to be a huge problem.

Jand tapping on a tablet surrounded by casino symbols
Tip 2

Determine if the casino you want to play supports Amex

If you live in a state where online gambling sites are legal and Amex is your payment option of choice, you need to check if your casino actually offers Amex as a transaction option.

Most reputable casinos that value transparency will make it easy for you to see if Amex is in their banking options. As I’ve mentioned before, Amex withdrawals are rare, so it’s even more vital that you’re certain of a casino’s Amex support before committing.

Person's profile on a mobile device, surrounded by casino symbols
Tip 3

Sign up at the Amex casino and claim your bonus

Always make a point to read the fine print. You don’t want to miss a shot at an exclusive bonus.

Of course, even if there are no perks tied to your payment option of choice, you can still enjoy any of the best casino bonuses when you use Amex.

A document and credit card next to a green tick mark
Tip 4

Select Amex and input the amount

As I’ve mentioned, few US online casinos accept Amex as a withdrawal option. It should be easy to find out if it’s available in the T&Cs or with support. It should also be clearly marked in the cashier section. If it is, select Amex and choose the amount you want to withdraw, keeping in mind the site’s withdrawal limits.

Live Casino Bonus Tip 2
Tip 5

Submit your verification documents

Verifying your identity is a non-negotiable part of withdrawing funds from legitimate Amex casinos, as it keeps you and the casino safe. You’ll need to submit appropriate documents, such as your passport.

Tip 6

Wait for your funds

All casinos have different internal review times, which have to be accounted for in addition to the processing time of your chosen Amex method. Bet365, for example, aims to approve withdrawals in a matter of hours. Then, Amex debit card withdrawals should hit your account within 1–4 hours, while Amex credit cards will take 1–5 banking days.

Amex transaction details

Depositing with American Express at casinos is instant, as the money is taken straight from your account with no middlemen. Both Hard Rock Bet and Borgata state that transferred funds will be in your account instantly

Sadly, only one of the casinos we have mentioned on this page offers Amex as a withdrawal option — and that is bet365.

In addition, there are some state-specific differences even within the same brand. BetMGM online casino, for example, allows Amex deposits at its New Jersey branch, but not in Pennsylvania or Michigan.

If you’re after a payment option that allows both deposits and withdrawals (and very few do that), there are plenty of alternatives that have your back.

CasinosDeposit timeMin. depositMax. depositWithdrawals
BorgataInstant$10$500,000N/A
Hard Rock betInstant$20N/AN/A
BetMGM Instant$10$500,000N/A
bet365Instant$10$30,000Yes
CaesarsLess than 15 mins$10N/AN/A
BetRiversInstant$10N/AN/A
PartyCasinoInstant$10N/AN/A

Pros and cons of using Amex

Amex is a popular payment method, with a huge user base. But it’s more of a divisive option when it comes to using it for online gambling, with regulation issues impacting its availability as a withdrawal method. Here, we give an easy-to-digest breakdown of Amex’s positives and negatives.

Pros

  • Fast and easy deposits
  • Amex mobile app available
  • Established provider in the industry with over 150 years in the business
  • Top security features

Cons

  • Not available at all online casinos
  • Amex rarely a withdrawal option
  • Annual fees for some credit cards

The best online casinos that accept Amex by category

We know that many players have specific preferences and because we always have the user experience in mind, we go the whole nine yards and put together lists of the best picks of the top American Express casino sites in each category. 

No deposit Amex casinos

So you’re looking at trying out a casino but you don’t want to spend your own money doing it. Fair enough, that’s what no deposit casino bonuses are for. But are there any online casinos that accept American Express that also have no deposit bonuses? 

The answer to that question is yes and some come with a not-too-shabby $25 no deposit bonus on sign up – that’s at BetMGM or Hard Rock Bet. Borgata offers a $20 bonus. These no-deposit bonuses have a super low wagering requirement of 1x which is more than doable. 

Once you’ve settled on which casino you want to sign up to you can then take advantage of their welcome bonus. Many casinos here offer a 100% match bonus of up to $1,000.

Amex slots casinos

Here we’re looking at those American Express online casinos that offer the best online slots from the most popular providers. We’re talking about NetEnt, IGT, and High5 Games. Less recognizable but still recommended slot providers such as Konami, BTG, Everi, Lightning Box, and AGS need to be on the list too. 

Great American Express slot casinos need to offer lightning-fast deposits with little to no fees or restrictions. Tropicana does shine here as they don’t put any fees on American Express deposits and there is a minimum deposit of only $5. This means you can make a quick, small Amex deposit before immediately jumping into Tropicana’s 1000+ slots.

Amex casinos — other categories

While on paper, there are a vast number of payment options available globally, there are very few which can legally operate at US casinos. Even reputable payment options like PayPal suffered a lot in the past.

Thanks to the Amex app, which is available for all portable devices, you will also be able to move money between your accounts and deposit funds into your American Express online casino account of choice while on the move.

Real money Amex casinos are efficient with instantaneous deposit options available, much like Mastercard and VISA. These methods also don’t require players to pay extra fees when depositing. It is important to remember that not even all the best online casinos that accept American Express are the same – let’s see what’s out there.

💸 Type🎰 Casino
Live casinoBetMGM online casino
Mobile casinoPartyCasino
Real money casinoCaesars online casino
Blackjack casinosCaesars online casino
Roulette casinosBorgata online casino

Are Amex casinos safe?

It goes without saying that Amex knows the value of keeping its customers safe; they have been around for over 175 years, after all.

Not only do they use Secure Socket Layer (SSL) encryption technology to create a secure connection with your browser when you access your accounts, but the casinos that they operate at usually have the same technology.

Amex SafeKey mechanism creates an extra layer of protection, sending out a confirmation request if a transaction is flagged as suspicious. Amex also makes a point of not storing all of your financial details on their server, so you have to manually input some info when you make a payment, making it harder to hack.

American Express provides several avenues by which you can communicate with them should the need arise, and has an FAQ page that covers most of the questions that we would ask.

That said, if you would like immediate assistance, it’s probably best to phone them at 1-800-528-4800 where they are available 24/7.

Despite not being one of the most common casino payment methods, Amex is usually found at safe online gambling sites.

Common Amex scams

Amex uses high-quality fraud protection measures, such as account monitoring and fraud alerts, to keep its customers safe. But as no system is foolproof, scammers can still attempt to steal your personal data with a variety of methods. Here are some of the most common Amex scams and how to avoid them.

  • Phishing scams: A scam that any payment method is vulnerable to. Fraudsters send out fake emails or texts to gain private information, often using intimidating tactics like threatening account closure. Amex will never contact you and ask for personal details or card information. If in doubt, contact Amex directly.
  • Digital pickpocket scams — While contactless payments have made using Amex cards even easier, they have made it possible for scammers to use mobile payment devices to initiate card payments. To protect against this, you should use two-factor authentication to confirm contactless payments.
  • Romance scams — Fraudsters will use dating apps as a method of connecting with potential victims. Scammers won’t ask for personal information or payments for an investment right away; they’ll wait until they’ve gained the victim’s trust. Beware of anyone wanting to move the conversation immediately off the dating platform, and never give out card information.

Which states have access to Amex online casinos?

While Amex isn’t as widely accessible in the seven US states that have legalized gambling as its rivals, VISA and Mastercard, it’s still in the majority thanks to its availability with big names like BetMGM.

The best Amex alternatives

A lot of people have an Amex card on hand, but alternatives exist. We’ve jotted down a few options similar to Amex, which means you should still get most of the benefits with these Amex alternative options.

playplus logo with gambling symbols in background

Play+

While Amex represents the best of the past, Play+ is definitely the future. Play+ is a Federal Deposit Insurance Corporation-insured account that can be used to deposit money at the online casino of your choice (provided it’s one of the payment options offered). Play+ also has a rep for offering payment-exclusive casino bonuses to new players.
Visa logo with casino-related symbols

VISA

When it comes to the credit card world, who hasn’t heard of VISA? Indeed, there are few places in the world that won’t accept a VISA card. As an established, renowned service just like Amex, VISA is both safe as well as secure, and as you can imagine, their customer service is amazing too.
Mastercard logo with gambling symbols in background

Mastercard

Founded in 1966 and present in over 210 countries and territories, Mastercard is yet another household name that could serve as a good alternative to Amex. With Mastercard, you are not only assured of an internationally recognized secure payment method but withdrawing your winnings couldn’t be simpler.
Skrill logo with casino symbols

Skrill

Skrill, a popular e-wallet service, is a convenient and secure method for online casino payments. It offers quick deposits and withdrawals, ensuring seamless transactions for gamers. Skrill’s widespread acceptance, robust security features, and user-friendly interface make it a top choice for casino enthusiasts worldwide.

FAQs

Am I able to use Amex at online casinos?

Yes, but you can only make deposits at specific Amex online casinos, and bet365 is the only casino we have listed on-site that allows withdrawals.

What casino sites can I use my Amex card on?

New Amex casinos are often popping up, but right now, three high-scoring legal casinos that take American Express include:

  • Hard Rock Bet
  • Borgata
  • bet365

Is Amex safe to use at online casinos?

Yes. You can safely use your American Express card to make transactions at any of our suggested casinos on this pafe.

Are there any other credit card alternatives I can use?

Yes, casinos that accept Amex also accept VISA, MasterCard or Discover cards.

How can I know if a casino accepts Amex?

You can know if a casino accepts Amex by contacting the casino’s customer support, or checking our list of Amex casinos on this page.

Can you use an American Express gift card at a casino?

In short, yes. If a casino accepts it’ll usually be happy to accept it in gift card format.

Does Amex charge a fee for online casino payments?

It depends on what is stipulated in your personal agreement with Amex. Otherwise, many US online casinos that accept Amex do not charge a fee from their end.

Sources

  1. https://www.americanexpress.com/

More casino payment options

Jack Browne
Jack Browne US Content Editor
Education
Education BA in Journalism
Specialization
Specialization Sports betting
Experience
Experience 10 years in online content writing

Before joining Time2play, Jack spent nearly a decade helping to guide NFL coverage for one of Canada’s most revered sports brands — theScore.

Now back in the UK, Jack is focused on using his unique experience and insight into American sports to bolster Time2play’s US betting content.

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