Online casinos with the highest RTP rates in 2025
Discover casinos with the best payout rates, and maximize your chances of landing a win. I’ve selected the top-paying online casinos for you, along with information on how to make the most of them.
I’ll kick you off with my top list before we delve into specifics.
Top casinos with the highest RTP rates
| Casino Logo | Rating | Bonus | Go-to-casino button | Show more | T&C |
|---|---|---|---|---|---|
1
|
94/100
Expert rating
by Sophie P.
85%
Playscore
based on
|
100% up to $1,000 + $25 Bonus Credits
|
Play now players accepted |
Good to know
10 payment methods 
|
NJ Only | 21+ | T&C apply | Gambling Problem? Call 1-800-GAMBLER |
2
|
91/100
Expert rating
by Denise M.
84%
Playscore
based on
|
100% bonus back up to $1,000
|
Play now players accepted |
8 payment methods
|
|
3
|
89/100
Expert rating
by Paul P.
92%
Playscore
based on
|
100% match bonus up to $250
|
Play now players accepted |
Good to know
11 payment methods
|
|
4
|
89/100
Expert rating
by Paul P.
91%
Playscore
based on
|
100% up to $1,000 + $25 On The House
|
Play now players accepted |
Good to know
13 payment methods
|
Visit BetMGM.com for Terms and Conditions. 21+ years of age or older to wager. MI, NJ, PA or WV only. Excludes Michigan Disassociated Persons. All promotions are subject to qualification and eligibility requirements. Rewards issued as non-withdrawable site credit, unless otherwise provided in the applicable Terms. Please Gamble Responsibly. Gambling Problem? 1-800-270-7117 for confidential help (MI), 1-800-GAMBLER (NJ, PA & WV). |
5
|
88/100
Expert rating
by Paul P.
92%
Playscore
based on
|
$20 Bonus Dollars + 100% up to $1,000
|
Play now players accepted |
Good to know
13 payment methods
|
Visit Borgata.com for Terms and Conditions. 21+ years of age or older to wager. NJ only. All promotions are subject to qualification and eligibility requirements. Rewards issued as non-withdrawable site credit, unless otherwise provided in the applicable Terms. Please Gamble Responsibly. Gambling Problem? 1-800-GAMBLER. |
6
|
87/100
Expert rating
by Lisa S.
82%
Playscore
based on
|
100% Deposit Match up to $500 + 500 Free Spins
|
Play now players accepted |
Good to know
7 payment methods
|
|
7
|
86/100
Expert rating
by Vule P.
85%
Playscore
based on
|
Bonus Money reload up to $500
|
Play now players accepted |
Good to know
10 payment methods
|
|
8
|
85/100
Expert rating
by Dasha G.
86%
Playscore
based on
|
100% up to $1,000 and 2,500 Reward Credits on a $25+ wager
|
Play now players accepted |
Good to know
11 payment methods
|
|
9
|
85/100
Expert rating
by Dasha G.
87%
Playscore
based on
|
Deposit $10, get 500 Bonus Spins + $40 Casino Bonus
|
Play now players accepted |
Good to know
12 payment methods
|
|
10
|
85/100
Expert rating
by Paul P.
86%
Playscore
based on
|
$25 bonus bet + up to $500 in deposit bonuses
|
Play now players accepted |
Good to know
9 payment methods
|
|
1
|
94/100
Expert rating
by Sophie P.
81%
Playscore
based on
|
50,000 Gold Coins + 1 Sweeps Coin
|
Play now players accepted |
Good to know
16 payment methods
|
|
2
|
94/100
Expert rating
by Paul P.
91%
Playscore
based on
|
1.5 million WOW Coins + 35 free Sweepstakes Coins
|
Play now players accepted |
Good to know
8 payment methods
|
|
3
|
89/100
Expert rating
by Sophie P.
77%
Playscore
based on
|
50,000 Gold Coins + 1 Sweeps Coin
|
Play now players accepted |
Good to know
7 payment methods
|
|
4
|
89/100
Expert rating
by Paul P.
87%
Playscore
based on
|
Up to 120,000 Gold Coins + 10 Sweeps Coins
|
Play now players accepted |
Good to know
3 payment methods
|
|
5
|
89/100
Expert rating
by Paul P.
79%
Playscore
based on
|
1,000,000 Gold Coins + 2.5 Spree Coins
|
Play now players accepted |
Good to know
6 payment methods
|
|
6
|
89/100
Expert rating
by Paul P.
81%
Playscore
based on
|
10,000 Gold Coins + 2 Sweeps Coins
|
Play now players accepted |
Good to know
10 payment methods
|
|
7
|
89/100
Expert rating
by Vule P.
79%
Playscore
based on
|
500 Gold Coins + 3 FREE Sweeps Coins
|
Play now players accepted |
Good to know
8 payment methods
|
|
8
|
89/100
Expert rating
by Paul P.
89%
Playscore
based on
|
Up to 650,000 Gold Coins + 1,400 Sweeps Coins
|
Play now players accepted |
Good to know
6 payment methods
|
|
9
|
88/100
Expert rating
by Paul P.
96%
Playscore
based on
|
250,000 Gold Coins + $25 Stake Cash
|
Play now players accepted |
Good to know
10 payment methods
|
|
10
|
88/100
Expert rating
by Paul P.
90%
Playscore
based on
|
57,000 Gold Coins + 27.5 free Sweeps Coins
|
Play now players accepted |
Good to know
4 payment methods
|
My top three casinos with the highest return to player percentage
Here are my top picks for the best payout casinos. I take into account overall expert ratings and every aspect of the casino experience, from online casino bonuses to payment methods and security.
🥇1. Hard Rock Bet High 97.22% RTP
This relative new casino comes out the gate swinging with an average RTP of 97.22% across its 3,000+ games. With almost 200 progressive jackpots at Hard Rock Bet, the payouts at this casino have the potential to truly be huge.
Hard Rock Bet’s withdrawals are slower than the other two casinos, but it makes up for it by allowing withdrawals across 6 payment methods with no maximum amount.
Pros
- $25 no-deposit bonus
- 10 payment methods
- 384-bit SSL
- 70+ live games
Cons
- High $20 min deposit
- Not all slots eligible for wagering
🥈2. Horseshoe Consistent 96%+ RTP
Horseshoe casino, which operates under the Caesars brand, combines a solid RTP average of 96% with top-notch withdrawal processes, so any strong returns you receive will be credited back to your account quickly.
The site processes withdrawals 24/7, and its review time can be as little as an hour. Minimum withdrawals start at just $1, and there’s no official maximum. Moreover, Horseshoe’s customer-friendly approach extends to its welcome offer — 100% bonus back up to $1,000 — which has just a 1x wagering requirement.
Pros
- No withdrawal limits on jackpots
- Quick support response times
- 1x wagering requirements
- 1,300+ slots
Cons
- Slow payouts with banks and cards
- Welcome offer valid for just 2 days
🥉3. SugarHouse High RTP slots
With a minimum withdrawal of $1 and very quick cashouts, your money will appear in your account within anything between five and 24 hours. So, not instant but damn near. You have five withdrawal options and an average RTP of almost 96% on slots. Difficult to find fault with those figures.
SugarHouse is a widely respected brand across the US, with a vast games library, an excellent interface, and very responsive customer service.
Pros
- No transaction fees
- High withdrawal limits
- Award-winning casino
- 50+ extra games on the app
Cons
- Small welcome bonus
- No 24/7 support
Casino games with the best RTP rates
A site will qualify as a top payout online casino if there is a wide selection of games with excellent RTP. An online casino will offer hundreds of games, each with a different payout rate.
Though it may seem appealing to only choose games with a high RTP, there are pros and cons to all types of casino games. Here are some RTP numbers I recommend you look out for when looking for high-payout online casinos in the US.
Slot games
An average payout rate for an online slot game is 96%, but some games go beyond, like Bloodsuckers slot’s 98% RTP. Others, like Gonzo’s Quest, don’t even reach the 96%.
Here’s a list of some of the highest RTP slot games you can play at top casinos.
| Game name | Software provider | RTP |
|---|---|---|
| Ugga Bugga | Playtech | 99.07% |
| Mega Joker | NetEnt | 99% |
| Jackpot 6000 | NetEnt | 98.86% |
| Blood Suckers | NetEnt | 98% |
| White Rabbit Megaways | Big Time Gaming | 97.77% |
| Starmania | NextGen | 97.87% |
My top three slots with the best RTP
Double Black Diamond seems to be harder to come by than the other slots in Everi’s series, but through my Double Black Diamond slot review, I found it might be the best-performing of the four.
The Black Wolf Hold and Win 2 slot is the sequel to 3 Oaks Gaming’s popular Black Wolf slot. Like its predecessor, it has brilliant audiovisuals, engaging bonus features, and a decent hit rate. It’s an enjoyable game to play, but while reviewing it, I found there was a bit more to uncover.
Habanero’s Laughing Buddha presents an immersive and quirky slot on the surface, but players mustn’t mistake its playfulness for an easygoing slot. The wide bet range of this slot and its high volatility make it one for high-rollers only.
Blackjack
Blackjack is one of the most popular casino games known for having the best payout rate in the casino industry, with an RTP of 99.54%. Essentially, you must try to get as close to 21 as possible with your hand of cards without going over, while having a higher value than the dealer.
The house edge in Blackjack is minimal, making it a great table game choice if you’re looking for the highest returns.
| Game name | RTP | House edge |
|---|---|---|
| Blackjack Switch | 99.87% | 0.13% |
| Classic Blackjack | 99.41% – 99.75% | 0.25% – 0.59% |
| Single Deck Blackjack | 99.74% | 0.26% |
| Atlantic City Blackjack | 99.65% | 0.35% |
| Vegas Strip Blackjack | 99.65% | 0.35% |
| Pontoon | 99.64% | 0.36% |
| European Blackjack | 99.60% | 0.40% |
Roulette
Online roulette comes in several variants based on three core versions of the game: European, French, and American. The payout on these games differs, but each has its pros and cons.
For example, American roulette has a lower payout rate of 94.74%, but often has a lower bet buy-in. French roulette has the best RTP at 98.65%.
| Roulette variant | RTP |
|---|---|
| French Roulette | 98.65% |
| European Roulette | 97.30% |
| American Roulette | 94.74% |
Video poker
While not as widely available as blackjack or roulette, video poker still boasts great payouts.
Video poker has many variants, all with high RTPs. In fact, the lowest RTP variant of video poker is 7s Wild with 98.8%. After that it’s only up from there, making video poker one of the more lucrative games available at real-money casinos.
| Video poker variant | RTP |
|---|---|
| 7s Wild | 98.8% |
| Aces and Faces | 98.85% |
| Deuces Wild | 99% |
| Jacks or Better | 99.54% |
| Double Joker Poker | 99.96% |
| Double Bonus Poker | 100.17% |
Table games
Aside from Blackjack, there’s a variety of table games you can play that have high RTPs. Baccarat is one of these — the RTP is 98.64. A particularly interesting one is Video Poker, where you can strategize and if you play your cards right, you can see some of the highest returns.
Here’s a handy table of some of the most popular table games at top online casinos, with information on their RTP
| Game Types | RTP |
|---|---|
| Table Poker | 97.50% – 99.50% |
| Craps | 98.64% (Pass Line Bet) |
| Baccarat | 98.94% (Banker Bet) |
| Video Poker | 95% – 99.54% |
| Sic Bo | 90% – 97.22% |
| Dragon Tiger | 96.27% |
| Casino War | 97.30% |
What is RTP in casino payouts?
The payout rate is a metric that shows how much the casino pays back to players on average, commonly known as the Return-to-Player (RTP) percentage.
So, an online casino with an overall RTP of 97% means the site returns $0.97 per $1 spent. However, the RTP is an average number that fluctuates and can work against you and in your favor.
That average is taken as a collective of all the games on the sites, through hundreds of thousands (if not millions) of spins, hands, rounds, and bets. Despite its volatility, the average RTP is an effective way to gauge a casino’s overall payout rate.
How RTP is distributed
RTP varies from game to game, with table games like blackjack often having much higher RTPs than their slot counterparts. Live dealers especially can have higher RTPs due to you being able to make strategic decisions in real time. Slots often make up for the lower RTP by having more bonuses like free spins available.
RTP and volatility
Volatility refers to how often a slot pays out, as opposed to RTP which simply shows how much theoretical money you should make back on average. High volatility slots will have big but rare wins, while low volatility slots will have small but frequent wins.
How to choose top payout casinos by RTP
Here’s what you should look at when choosing an online casinos, and what I looked at specifically when creating the list of top casinos based on their payouts.
Game types
Some games have better payout rates than others, so choosing sites with an ample collection of high-paying games is what you want. Beyond that, I also want the casino to provide a good spread of online slots, table games, and live casino games from leading software providers.
Cashier section
I’m used to flexible payment systems where I can pick and choose my deposit (including minimum deposit threshold) and withdrawal methods. Look for casinos with a selection of debit/credit cards, e-wallets, cash, and pre-paid options. I also expect casino operators to have clear information on payment restrictions, especially when it comes to bonuses.
Transparency of terms
A leading online casino will keep customers in the loop by detailing the RTP of games and the overall payout rate. You should also be able to see information on independent testing to ensure games are decided by random chance. Some casinos are better at providing this information than others.
Bonuses
I like sites with generous welcome bonuses, no-deposit casino bonuses, and ongoing promos. More importantly, the best online casinos should have accessible offers. Conditions need to be fair, and that should include a reasonable wagering requirement.
VIP program
Loyalty schemes and VIP programs reward customers who spend the most time and money at a casino. Not all casinos have them, but the best payout casinos I recommend do. With these high-roller casino programs, you can collect points and redeem them for higher transaction limits and bumped-up payouts.
Full offering
The above criteria are important, but they should work together to create a good overall experience. Aspects like security, customer support, game choice, and user-friendliness all come into play here. Payments are important too — no point in winning big if you can’t withdraw.
Things to avoid when searching for a top-paying casino
While I understand the desire to find the casino with the best RTP possible, it’s important to remember that not every casino has good intentions. Some casinos claim to have amazing RTPs only to make a runner with your hard-earned cash. Here are some tips I use to make sure the casino is legit:
Avoid unlicensed casinos
All real-money casinos need to be licensed by the state authority in which they are available. If you do not see the licence mentioned in the footer, leave immediately.
Research a casino’s reputation
Check out sites like Trustpilot or Reddit to see what other players have to say about the casino. If it has a terrible reputation, you’ll probably want to check out somewhere else.
Beware shady bonuses
If a bonus is too good to be true, it probably is. Bonuses always come with strict terms and conditions, so look for them on the site.
Don’t gamble alone
Having a friend check out the site with you is always a good idea. Make sure to have someone check up on you regularly as well, and to make sure that you’re not showing signs of problem gambling.
Popular banking options
Once you’ve made a few winnings, it’s time to cash out. But some options are better than others. Here’s a few banking options to look out for:
Credit/debit cards
Cards like VISA and Mastercard are the most widely available method for payments. In fact, most casinos will even have their own Play+ card. These are great as they often come with special promos, as well as having the best withdrawal limits.
E-wallets
Skill and PayPal are a great option, especially due to how quick they are. Most Skrill payouts will be processed in just a few hours, letting you process a payout and then grab some groceries with your winnings just a few hours later.
Bank transfer
Bank transfers are the slowest, but are also by far the most secure. The checks and balances they have in place mean you can wait upwards of 10 days for your payment to process, but you can rest assured the money will arrive eventually.
Other methods
If none of these methods strike your fancy, casinos often offer in-person alternatives like PayNearMe. You can also request a check in the mail, or simply drive down to the physical casino location to withdraw your winnings from there.My tips on maximising RTP
Playing at online casinos with the best payout rates gives you more chances to boost your bankroll and beat the house edge. A casino with 100 slots that have an RTP of 96% or higher is more likely to land you a payout than one with 200 slots with lower RTPs.
The same applies to casinos that have ridiculous wagering requirements. Here are some of my tips for playing at the best online casinos.
Practice responsible gambling
Never lose sight of the fact that online gambling sites are there for entertainment. Always set a budget you can afford and stick to it, no matter how attractive the payout rate sounds.
Only wager what you can afford to lose
If you burn through your budget, teach yourself to be able to walk away. When creating a bankroll, only use money can afford to lose.
Utilize bonuses strategically
Promotions are a straightforward way to give your bankroll a nice boost in the right direction. Remember to always read the T&Cs carefully for the wagering requirement and any other limitations.
Prioritize high RTP games
When selecting the best-paying online casinos, the RTP is the most essential metric. Casino games also make the RTP percentage clear, so it’s should be easy to find.
Don't stick to one single casino
If you’re only ever looking at one casino, then you’ll be missing out on potential new promos or games at others. Many new casinos offer unique high RTP games or come with launch bonuses that help you gain an edge while gaming.
Look out for new high RTP games
Popular providers like NetEnt are always pushing the bar by adding new mechanics and in-game bonuses that directly affect your RTP. Keep an eye out for these new games and where they’ll be available.
FAQs
Which are the top paying online casinos?
There are many casinos offering an overall high level of payouts, from fast withdrawals, to great RTPs and more. I’ve have done a deep dive to find out more about which casinos have the best performances. Check out my list of best payout online casinos.
Are online casino payouts taxed?
Yes. Each state taxes winnings differently, but it’s important to note that any money made from gaming at a casino should be properly reported. Check your specific state taxation laws to see how your casino winnings should be taxed.
What is a payout percentage, and how does it work?
This refers to the likelihood that a player will be able to receive a payout after laying down a wager, and is closely tied to the RTP of the casino. For more detailed information, check out the section about what a high payout is.
What is a good payout rate for online casino games?
For any online casino slot, we recommend anything over 97% as a solid RTP, with sites moving close or above 98% as excellent. For casino games, it depends on what you want to play. For example, the average RTP for slots is 96%, while standard blackjack will be closer to 99.5%.
