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Best online casino payouts in 2025

Written by
Checked by Jack B.

Find casinos with the best payout rates, and maximize your chances of landing a win. I’ve selected the top-paying online casinos for you, along with information on how to make the most of them.

I’ll kick you off with my top list before we delve into specifics.

Casinos with the highest payout rate in the US

Casino Logo Rating Bonus Go-to-casino button Show more T&C
1
Horseshoe casino review
91/100 Expert rating by Denise M. 84% Playscore based on 100% bonus back up to $1,000
Play now

8 payment methods

Visa
MasterCard
Discover
PayPal
Venmo
ACH Network
Apple Pay
Bank Transfer
2
Sugar House
SugarHouse review
89/100 Expert rating by Paul P. 92% Playscore based on 100% match bonus up to $250
Play now

Good to know

  • Low wagering requirements
  • Plenty of high RTP games
  • $1 minimum withdrawal

11 payment methods

Visa
MasterCard
PayPal
Play+
VIP Preferred
PayNearMe
VanillaDirect
Discover
Wire Transfer
Cash at Casino Cage
Venmo
3
Betmgm
BetMGM casino review
89/100 Expert rating by Paul P. 91% Playscore based on 100% up to $1,000 + $25 Free Play
Play now

Good to know

  • 30+ software providers
  • 24/7 support
  • Play over 6,000 games

13 payment methods

PayPal
VIP Preferred
Play+
Visa
MasterCard
Discover
American Express
PayNearMe
Cash at Casino Cage
Bank Transfer
TAPPP
GAME ON
Apple Pay
4
Borgata
Borgata review
88/100 Expert rating by Paul P. 92% Playscore based on $20 Bonus Dollars + 100% up to $1,000
Play now

Good to know

  • 12 payment methods
  • 24/7 support
  • Quick sign-up process

13 payment methods

Visa
MasterCard
PayPal
Play+
Skrill
Apple Pay
PayNearMe
American Express
VIP Preferred
Discover
Bank Transfer
Cash at Casino Cage
e-Check
5
Playstar Casino Logo
PlayStar review
87/100 Expert rating by Lisa S. 82% Playscore based on 100% Deposit Match up to $500 + 500 Free Spins
Play now

Good to know

  • Two-part welcome deal
  • Five-tier Playstar Club
  • Smooth mobile apps

7 payment methods

Visa
MasterCard
Play+
e-Check
PayPal
VIP Preferred
Cash at Casino Cage
6
Betrivers
BetRivers casino review
86/100 Expert rating by Vule P. 85% Playscore based on Bonus Money reload up to $500
Play now

Good to know

  • Instant withdrawals
  • Low minimum withdrawal
  • Games with high RTP

10 payment methods

Play+
MasterCard
Visa
VIP Preferred
PayPal
Cash at Casino Cage
Check
Venmo
Trustly
Apple Pay
7
Caesars
Caesars review
85/100 Expert rating by Dasha G. 86% Playscore based on 100% up to $2,500 and 2,500 Reward Credits on a $25+ wager
Play now

Good to know

  • Caesars Rewards loyalty program
  • Quick registration
  • Over 1,000 games

11 payment methods

Visa
MasterCard
PayPal
Play+
PayNearMe
VIP Preferred
American Express
Discover
Bank Transfer
Cash at Casino Cage
Apple Pay
8
Fanduel Casino
FanDuel casino review
85/100 Expert rating by Dasha G. 87% Playscore based on Deposit $10, get 500 Bonus Spins + $40 Casino Bonus
Play now

Good to know

  • 2,000 + games
  • Refer-a-friend program
  • 27+ software providers

12 payment methods

Visa
MasterCard
Play+
Cash at Casino Cage
ACH Network
Bank Transfer
PayPal
PayNearMe
Venmo
Gift cards
Apple Pay
Check
9
Stardust
Stardust review
85/100 Expert rating by Paul P. 86% Playscore based on $25 free + up to $500 in deposit bonuses
Play now

Good to know

  • Quick withdrawals
  • Huge game variety
  • Plenty of promos

9 payment methods

Visa
MasterCard
PayPal
Play+
PayNearMe
VIP Preferred
Cash at Casino Cage
Venmo
Bank Transfer
10
Jackpot City review
83/100 Expert rating by Lisa S. 90% Playscore based on 100% match up to $1,000 + 20 spins
Play now

Good to know

  • Daily bonus wheel
  • Fast withdrawals
  • Cross-brand loyalty system

9 payment methods

Visa
MasterCard
Apple Pay
PayPal
Venmo
Skrill
VIP Preferred
Play+
e-Check

The highest payout online casino sites — what makes these the best?

Here are my top picks for the best payout casinos. I take into account overall expert ratings and every aspect of the casino experience, from online casino bonuses to payment methods and security.

🥇1. Horseshoe Consistently high RTP

Horseshoe casino, which operates under the Caesars brand, combines a solid RTP average of 96% with top-notch withdrawal processes, so any strong returns you receive will be credited back to your account quickly.

The site processes withdrawals 24/7, and its review time can be as little as an hour. Minimum withdrawals start at just $1, and there’s no official maximum. Moreover, Horseshoe’s customer-friendly approach extends to its welcome offer — 100% bonus back up to $1,000 — which has just a 1x wagering requirement.

🥈2. SugarHouse Best cashouts

With a minimum withdrawal of $1 and very fast cashouts, your money will appear in your account within anything between five and 24 hours. So, not instant but damn near. You have five withdrawal options and an average RTP of almost 96% on slots. Difficult to find fault with those figures. 

SugarHouse is a widely respected brand across the US, with a vast games library, an excellent interface, and very responsive customer service.

🥉3. BetMGM Varied withdrawal options

BetMGM might not have the average RTP to match the top two casinos on this list, sitting at 94.22 across all games, but it’s still a decent number, and the industry giant makes up for it with an array of transaction options.

Players at BetMGM can choose from VISA, PayPal, online banking, VIP Preferred, Mastercard, Play+, Apple Pay, and Venmo to make withdrawals. VIP Preferred is the standout option, as it requires no prior deposit to use. An internal review time of 3–5 days is a minor drawback, but BetMGM remains a top payout casino.

Highest payout online casino games

A site will qualify as a top payout online casino if there is a wide selection of games with excellent RTP. An online casino will offer hundreds of games, each with a different payout rate.

Though it may seem appealing to only choose games with a high RTP, there are pros and cons to all types of casino games. Here are some RTP numbers I recommend you look out for when looking for high-payout online casinos in the US.

Slot games

An average payout rate for an online slot game is 96%, but some games go beyond, like Bloodsuckers slot’s 98% RTP. Others, like Gonzo’s Quest, don’t even reach the 96%.

Here’s a list of some of the highest RTP slot games you can play at top casinos.

Game NameSoftware ProviderRTP
Ugga BuggaPlaytech99.07%
Mega JokerNetEnt99%
Jackpot 6000NetEnt98.86%
Blood SuckersNetEnt98%
White Rabbit MegawaysBig Time Gaming97.77%
StarmaniaNextGen97.87%
Double Black Diamond slot review

Double Black Diamond seems to be harder to come by than the other slots in Everi’s series, but through my Double Black Diamond slot review, I found it might be the best-performing of the four.

by Sophie P. April 16, 2025 8min read
Black Wolf 2 slot review

The Black Wolf Hold and Win 2 slot is the sequel to 3 Oaks Gaming’s popular Black Wolf slot. Like its predecessor, it has brilliant audiovisuals, engaging bonus features, and a decent hit rate. It’s an enjoyable game to play, but while reviewing it, I found there was a bit more to uncover.

by Sophie P. April 8, 2025 9min read
Laughing Buddha slot review

Habanero’s Laughing Buddha presents an immersive and quirky slot on the surface, but players mustn’t mistake its playfulness for an easygoing slot. The wide bet range of this slot and its high volatility make it one for high-rollers only.

by Sophie P. March 3, 2025 8min read

Roulette

Online roulette comes in several variants based on three core versions of the game: European, French, and American. The payout on these games differs, but each has its pros and cons.

For example, American roulette has a lower payout rate of 94.74%, but often has a lower bet buy-in. French roulette has the best RTP at 98.65%.

Roulette VariantRTP
French Roulette98.65%
European Roulette97.30%
American Roulette94.74%

Blackjack

Blackjack is one of the most popular casino games known for having the best payout rate in the casino industry, with an RTP of 99.54%. Essentially, you must try to get as close to 21 as possible with your hand of cards without going over, while having a higher value than the dealer.

The house edge in Blackjack is minimal, making it a great table game choice if you’re looking for the highest returns.

Game NameRTPHouse Edge
Blackjack Switch99.87%0.13%
Classic Blackjack99.41% – 99.75%0.25% – 0.59%
Single Deck Blackjack99.74%0.26%
Atlantic City Blackjack99.65%0.35%
Vegas Strip Blackjack99.65%0.35%
Pontoon99.64%0.36%
European Blackjack99.60%0.40%

Table games

Aside from Blackjack, there’s a variety of table games you can play that have high RTPs. Baccarat is one of these — the RTP is 98.64. A particularly interesting one is Video Poker, where you can strategize and if you play your cards right, you can see some of the highest returns.

Here’s a handy table of some of the most popular table games at top online casinos, with information on their RTP

Game TypesRTP
Table Poker97.50% – 99.50%
Craps98.64% (Pass Line Bet)
Baccarat98.94% (Banker Bet)
Video Poker95% – 99.54%
Sic Bo90% – 97.22%
Dragon Tiger96.27%
Casino War97.30%

How to choose online casinos with the best payouts

Here’s what you should look at when choosing an online casinos, and what I looked at specifically when creating the list of top casinos based on their payouts.

  • Card Games

    Game types

    Some games have better payout rates than others, so choosing sites with an ample collection of high-paying games is what you want. Beyond that, I also want the casino to provide a good spread of online slots, table games, and live casino games from leading software providers. 

  • Keno

    Cashier section

    I’m used to flexible payment systems where I can pick and choose my deposit (including minimum deposit threshold) and withdrawal methods. Look for casinos with a selection of debit/credit cards, e-wallets, cash, and pre-paid options. I also expect casino operators to have clear information on payment restrictions, especially when it comes to bonuses. 

  • Reseña

    Transparency of terms

    A leading online casino will keep customers in the loop by detailing the RTP of games and the overall payout rate. You should also be able to see information on independent testing to ensure games are decided by random chance. Some casinos are better at providing this information than others.

  • gift-box

    Bonuses

    I like sites with generous welcome bonuses, no-deposit casino bonuses, and ongoing promos. More importantly, the best online casinos should have accessible offers. Conditions need to be fair, and that should include a reasonable wagering requirement.

  • Best

    VIP program

    Loyalty schemes and VIP programs reward customers who spend the most time and money at a casino. Not all casinos have them, but the best payout casinos I recommend do. With these high-roller casino programs, you can collect points and redeem them for higher transaction limits and bumped-up payouts.

  • Loading

    Full offering

    The above criteria are important, but they should work together to create a good overall experience. Aspects like security, customer support, game choice, and user-friendliness all come into play here. Payments are important too — no point in winning big if you can’t withdraw.

What is a casino payout rate?

The payout rate is a metric that shows how much the casino pays back to players on average, commonly known as the Return-to-Player (RTP) percentage.

So, an online casino with an overall RTP of 97% means the site returns $0.97 per $1 spent. However, the RTP is an average number that fluctuates and can work against you and in your favor.

That average is taken as a collective of all the games on the sites, through hundreds of thousands (if not millions) of spins, hands, rounds, and bets. Despite its volatility, the average RTP is an effective way to gauge a casino’s overall payout rate.

Our expert tips

Playing at online casinos with the best payout rates gives you more chances to boost your bankroll and beat the house edge. A casino with 100 slots that have an RTP of 96% or higher is more likely to land you a payout than one with 200 slots with lower RTPs.

The same applies to casinos that have ridiculous wagering requirements. Here are some of my tips for playing at the best online casinos.

Illinois Tip 07

Gamble responsibly

Never lose sight of the fact that online gambling sites are there for entertainment. Always set a budget you can afford and stick to it, no matter how attractive the payout rate sounds.

hand-touching-tablet-showing-a-checklist-with-a-football-behind-it
Tip 2

Only wager what you can afford to lose

If you burn through your budget, teach yourself to be able to walk away. When creating a bankroll, only use money can afford to lose.  

hand-touching-pile-of-cash

Take advantage of bonuses

Promotions are a straightforward way to give your bankroll a nice boost in the right direction. Remember to always read the T&Cs carefully for the wagering requirement and any other limitations. 

Hand touching visa card on their mobile wallet
Tip 4

Consider RTPs

When selecting the best-paying online casinos, the RTP is the most essential metric. Casino games also make the RTP percentage clear, so it’s should be easy to find. 
 

FAQs

What are the best payout online casinos?

There are many casinos offering an overall high level of payouts, from fast withdrawals, to great RTPs and more. I’ve have done a deep dive to find out more about which casinos have the best performances. Check out my list of best payout online casinos.

What are some online casinos that actually pay out?

All the sites I recommended are legit, and will always pay out their dues. Some will pay faster than others, or have games that will pay out more frequently. For more detailed recommendations, check out our experts’ breakdown of the best high-paying casino sites.

What is a payout percentage?

This refers to the likelihood that a player will be able to receive a payout after laying down a wager, and is closely tied to the RTP of the casino. For more detailed information, check out the section about what a high payout is. 

What is a good payout rate for online casino games?

For any online casino slot, we recommend anything over 97% as a solid RTP, with sites moving close or above 98% as excellent. For casino games, it depends on what you want to play. For example, the average RTP for slots is 96%, while standard blackjack will be closer to 99.5%.

What is the average payout for slot games?

96% is the average payout for online slot games. Many games go higher than this average, sometimes much higher. At the same time, many slots go below. It is worth noting a below-average RTP is not necessarily a terrible thing, it depends on your style as a player.

All online casino information

Paul Portanier
Paul Portanier Content Editor
Education
Education Postgrad Diploma in Digital Games
Specialization
Specialization Sweepstakes casinos, games, and guides
Experience
Experience Six years of gaming and writing experience

Paul Portanier has been writing in the iGaming sphere since 2021. Starting as a freelance writer, his detail-oriented approach, research accuracy, and dedicated work ethic led to him being offered a full-time position at Time2play.

He aims to bolster Time2play’s content with data-driven content and accurate analyses of all US gambling operations.

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