Best Mastercard casinos in New Zealand for 2025
There is an abundance of Mastercard casinos in New Zealand, so you’re spoilt for choice when it comes to fair terms and masterclass bonuses.
In this guide, Time2play experts analyse everything you need to know before using Mastercard, such as payout speed, deposit limits, fees, safety features, and the best Mastercard casinos around.
| Casino logo | Rating | Bonus | Go-to-casino button | Show more | T&Cs |
|---|---|---|---|---|---|
1
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93/100 Payments rating by Jovana G. 87% Playscore based on |
Up to NZ$6,500 + 125 free spins
|
Play now players accepted |
Good to know
10 payment methods 
|
|
2
|
93/100 Payments rating by Dasha G. 84% Playscore based on |
100% up to NZ$100 + 100 free spins on Starburst
|
Play now players accepted |
Good to know
12 payment methods
|
|
3
|
92/100 Payments rating by Jovana G. 82% Playscore based on |
150% up to NZ$300 + 50 free spins
|
Play now players accepted |
Good to know
12 payment methods
|
|
4
|
92/100 Payments rating by Elena I. 87% Playscore based on |
100% up to NZ$1,500 + 500 free spins
|
Play now players accepted |
Good to know
19 payment methods
|
|
5
|
92/100 Payments rating by Elena I. 90% Playscore based on |
Up to NZ$300 + 200 free spins
|
Play now players accepted |
Good to know
18 payment methods
|
|
6
|
90/100 Payments rating by Giulia G. 77% Playscore based on |
Up to NZ$5,000 + 400 free spins
|
Play now players accepted |
Good to know
9 payment methods
|
|
7
|
90/100 Payments rating by Elena I. 84% Playscore based on |
100% up to NZ$1,000 + 50 loyalty-wheel spins
|
Play now players accepted |
Good to know
20 payment methods
|
|
8
|
90/100 Payments rating by Jovana G. 79% Playscore based on |
Up to NZ$1,000 + 100 free spins
|
Play now players accepted |
Good to know
12 payment methods
|
|
9
|
90/100 Payments rating by Elena I. 87% Playscore based on |
100% up to NZ$1,000
|
Play now players accepted |
Good to know
8 payment methods
|
|
10
|
90/100 Payments rating by Elena I. 83% Playscore based on |
Up to NZ$1,600 + 200 free spins
|
Play now players accepted |
Good to know
9 payment methods
|
|
|
1
|
93/100 Payments rating by Jovana G. 87% Playscore based on |
Up to NZ$6,500 + 125 free spins
|
Play now players accepted |
Good to know
10 payment methods
|
|
|
2
|
93/100 Payments rating by Dasha G. 84% Playscore based on |
100% up to NZ$100 + 100 free spins on Starburst
|
Play now players accepted |
Good to know
12 payment methods
|
|
|
3
|
92/100 Payments rating by Jovana G. 82% Playscore based on |
150% up to NZ$300 + 50 free spins
|
Play now players accepted |
Good to know
12 payment methods
|
|
|
4
|
92/100 Payments rating by Elena I. 90% Playscore based on |
Up to NZ$300 + 200 free spins
|
Play now players accepted |
Good to know
18 payment methods
|
|
|
5
|
92/100 Payments rating by Elena I. 87% Playscore based on |
100% up to NZ$1,500 + 500 free spins
|
Play now players accepted |
Good to know
19 payment methods
|
|
|
6
|
90/100 Payments rating by Elena I. 84% Playscore based on |
100% up to NZ$1,000 + 50 loyalty-wheel spins
|
Play now players accepted |
Good to know
20 payment methods
|
|
|
7
|
90/100 Payments rating by Elena I. 87% Playscore based on |
100% up to NZ$1,000
|
Play now players accepted |
Good to know
8 payment methods
|
|
|
8
|
90/100 Payments rating by Giulia G. 77% Playscore based on |
Up to NZ$5,000 + 400 free spins
|
Play now players accepted |
Good to know
9 payment methods
|
|
|
9
|
90/100 Payments rating by Jovana G. 79% Playscore based on |
Up to NZ$1,000 + 100 free spins
|
Play now players accepted |
Good to know
12 payment methods
|
|
|
10
|
90/100 Payments rating by Elena I. 83% Playscore based on |
Up to NZ$1,600 + 200 free spins
|
Play now players accepted |
Good to know
9 payment methods
|
Editor's note
We aim to bring tailored info to each payment page rather than just rehashing our best real-money casinos list.
If a casino with a higher overall score is at the bottom of the list, that just means the others offer a better Mastercard experience and more favourable payment terms.
Top online casino for Mastercard payments: best by category
When it comes to the best Mastercard casinos, we don’t just look for the best overall. That’s because everyone is different, and while one player may look for the best operator in one specific category, another player may have other priorities.
Therefore, the greatest benefit comes from finding the best casino online that uses Mastercard in each category. So we might start by looking for a site offering top casino bonuses.
You might think nothing is better than a bonus, but there’s more. Another category is the Mastercard casino offering the fastest withdrawals. This is so you don’t have a long wait for your payouts.
We also look for the best Mastercard casinos NZ that offer low deposit limits, ideal for low rollers. In comparison, a casino with high maximum withdrawal limits suits high rollers hoping to bank big jackpots.
Receiving only part of your expected winnings simply because of financial service fees is disheartening. So, when we look for the best online casinos that accept Mastercard, we focus on ones that charge no fees.
Think you might need to find an alternative payment method? Opt for an operator offering the biggest range of payment methods. Let’s not forget gambling sites online that pride themselves on providing top safety and security.
| Category | Our winner |
|---|---|
| Best for bonuses | Casumo casino |
| Fastest withdrawals | PlayZilla casino |
| Maximum payout limits | KingMaker casino |
| Best for low fees | Casumo casino |
| Safety and security | JackpotCity Casino |
| Most deposit and withdrawal options | ExciteWin casino |
How to choose a top Mastercard online casino in NZ
Here at Time2play, we enjoy delivering everything you need on a silver platter without you needing to do any digging. However, it’s equally important that you’re able to use your own discretion to find the best online casinos that accept Mastercard.
So, we’ve done the hard work and come up with a list of criteria to help you. Use them to double-check our ratings or conduct ratings of your own.
Processing times
The best Mastercard casino will offer the quickest processing times for all transactions. Here, you can expect that your average Mastercard casino online will offer instant deposits. But withdrawal speeds will vary from one site to another. Instant casino deposits allow players to have instant access to their favourite games. Therefore, a speedy service should also be available to get your hands on your winnings. The best casinos online will offer the fastest withdrawal process. On average, a Mastercard casino takes a maximum of five working days to process Mastercard withdrawals. However, leading Mastercard casinos will offer faster withdrawal speeds of just 3 days. In most cases, pending processes that require approval for withdrawals before any payment can be made result in a further delay. So, to classify a Mastercard casino as disappointing in this regard, it will take longer than six working days, and we advise you to avoid it.
Fees
Expecting a payout can be an exciting time for any player. However, it can be slightly underwhelming to find that you’ve only received part of your winnings because your Mastercard casino has applied charges to your withdrawal amount. While online casinos try their best to charge the most reasonable fees in relation to the payment service being used, being charged no fees at all is even better. The best Mastercard casino sites will not charge fees on either deposits or withdrawals using Mastercard. But this won’t be the case with all Mastercard casinos. On average, an operator will charge no fees on casino deposits, but a small percentage might apply to withdrawals. NZ gambling sites that aren’t really worth considering would be online casinos that charge unreasonable fees for the payment services that they offer. Typically, a standard online casino will charge around 2.5% in fees. Anything above this fee can be regarded as rather unreasonable.
Mobile access
These days, online casinos have hopped on the trend of having players access their online gambling services across any device. The best mobile casino will go the extra mile to create an app that players can easily download and install. Here, players will be able to access their favourite games and make deposits and withdrawals. In other words, what you can do on a desktop should be accessible on a mobile device. This includes having important pages available to you like terms and conditions, so you can verify information like wagering requirements. An online casino without mobile access would be the least appealing option. However, you can expect the average casino to at least allow its players to have mobile access through a mobile browser. Those that are at the forefront will go a step further in launching an app.
Safety and security
Mastercard is undeniably reputable for providing its users with the best security features. This is thanks to measures in place to prevent and detect dodgy transactions. These measures include the benefits of having an Interbank Card Association Number. When we look at the partnership between an online casino and Mastercard, safety and security measures should remain just as exceptional. On average, an online casino should implement 128-bit SSL technology. This is, so all financial and personal information remains encrypted at all times. However, when you look at the best casinos, these prioritise safety and security by constantly using the latest SSL technology – 256-bit at the very least. Licensed and regulated sites will always ensure they implement leading safety and security measures. Fortunately, it’s rare to find a bad Mastercard casino in this regard. This is because Mastercard doesn’t partner with operators that don’t meet regulatory requirements for safety and security.
Game selection
Believe it or not, some online casino payment options will occasionally limit the game selection you can access. The best Mastercard online casinos ensure that each payment method available will allow players to have access to any game of their choice. And while we’d love to speak on behalf of other payment services, you can rest assured in knowing that the Mastercard payment method is always a safe bet. Here, you’ll likely have access to any game and software provider that’s in the online casino’s lobby. Fortunately, even your average online casino can extend this courtesy. Most online casinos accept Mastercard and usually don’t have any restrictions that would restrict you in this regard when looking at any of the New Zealand casinos. This is whether you’re using the payment method for a Mastercard withdrawal or deposit. What’s more, the same applies when it comes to deposit bonuses.
Availability
Mastercard is a widely accepted payment service that’s used by millions of users around the world. Since it offers its features and services in the form of credit and debit cards and prepaid cards, this means that top casinos shouldn’t have an issue with accepting either one. On average, an online casino will offer card payment options; therefore, Mastercard debit and credit cards are common. Unfortunately, not all casinos in New Zealand will offer players any options for prepaid cards. This article wouldn’t be an online casino review unless the site already accepts Mastercard. Therefore, if you happen to encounter an issue with using your Mastercard at an online casino, then it’s likely that the problem is with your bank. This is because some banks don’t allow users to use their services for gambling purposes. So, be sure to confirm this first.
Customer service
Every hiccup is unexpected. Whether the problem relates to card details, an issue with your verification steps, or just a simple question on when to expect your payout, there will always be something to question or query. The best Mastercard online casino will ensure that it provides its players with several support channels. Here, you’ll have access to responsive services through the use of live chat, email support, telephone lines, and an FAQ section. The average online casino will perhaps offer two of these. However, any Mastercard casino that offers email support alone should be avoided. In addition to this, an operator can go the extra mile to provide its services 24/7. Operators are well aware that deposit and withdrawal issues can surface at any time. This can be the case with any payment method. And despite how straightforward it is to make online casino Mastercard deposits and withdrawals, anything is possible.
Benefits of gaming at Mastercard casino
Launched in 1966, it’s safe to say that Mastercard is an expert when it comes to processing Mastercard payments that occur between users and banks or merchants. With such a reputable track record in exceptional service delivery for online Mastercard payments, it’s no wonder players have loads to gain when it comes to using Mastercard at an online casino.
To ensure that you make the most of your gaming experience, here’s a full list of these benefits.
- Casinos feature Mastercard for a number of reasons. Since Mastercard is a widely used payment service for general commerce and not just gambling, it’s also a widely accepted payment service that’s offered by most casinos in New Zealand.
- While Mastercard withdrawals at casinos can take anywhere between two and five working days to process, players can look forward to instant Mastercard casino deposits.
- It’s likely that casinos in New Zealand will offer you the option to make both deposits and withdrawals. In a few cases, you might find Mastercard casinos that will only offer you a Mastercard deposit casino option. However, generally, online gamblers will be able to transfer funds from their cards to their casino accounts and be able to return funds or receive payouts to the very same card without needing to use an alternative payment method. This means a withdrawal will be just as possible as a Mastercard casino deposit.
- All partnerships between Mastercard and casinos in New Zealand are safe and secure. This is thanks to state-of-the-art technology, safety measures, and secure systems. These continue to ensure that funds are going exactly where they should be going. Also, Mastercard only partners with operators that have relevant licensing from authorities like the UK Gambling Commission.
- Players can also make Mastercard deposits and withdrawals through a mobile Mastercard casino NZ.
- By using Mastercard as the payment provider of choice, you have access to an unlimited selection of casino games to play. In some cases, you can find certain games that won’t allow players to play because of the payment option that’s been used. But this is never the case when you’re using Mastercard. The same applies to cash bonuses, and no deposit free spins offers that you can qualify for.
With so many advantages to look forward to, it’s no surprise to see why so many players prefer casinos that accept Mastercard, particularly as a deposit method, when it comes to online gambling.
While accessibility and convenience are important, nothing beats the reassurance of knowing that your funds are safe and secure in the hands of a Mastercard payment service that’s been in the game for decades.
Drawbacks of gaming at Mastercard casinos
Of course, you can’t list the good without making mention of the bad and the ugly. Therefore, as shocking as this may sound, there are drawbacks that come along with gaming at a online casino.
While some may find these rather worrisome, we assure you that these points only act as points worth noting and aren’t necessarily things you should be alarmed about as they won’t take you away from having an overall enjoyable gaming experience.
- We are pleased to recommend Mastercard casino sites with zero fees for using Mastercard. However, you will still find many Mastercard casinos that do charge fees for using this payment service. While this may put some players off, it’s worth noting that these fees are usually low compared to other payment options like some e-wallet services.
- Since Mastercard provides various card types to its users, using a Mastercard credit card by an operator can work against responsible gambling habits and result in players having to pay a lot of interest if they don’t pay the borrowed money back on time.
The drawbacks are quite obvious, but if it makes it any better, no payment service is perfect. Some players can easily turn a blind eye to the two disadvantages mentioned above; however, if these points are enough to have you possibly consider alternative options, you might want to try other card payment services such as Visa or e-wallets like PayPal.
How to deposit funds using Mastercard
Before registering your Mastercard card details at an online casino, make 100% sure that your bank approves online gambling transactions. Always keep in mind that some banks prohibit the use of their card services at online casino Mastercard platforms.
Also, remember that Mastercard offers its users various card types. So, be sure to double-check with the site to ensure that the respective debit, credit, or prepaid card is accepted before proceeding to sign up with the site.
Once you’re in the clear, the process of depositing funds to your casino account using Mastercard should be straightforward, once you have created an account with the operator.
Have your Mastercard on standby, and you might also want to check what documents you’ll need for verification so you can have everything you need right by your side and save yourself the pain of moving up and down in search of one thing or the other.
- Not all New Zealand online casinos will offer Mastercard, therefore, double-check this first to ensure that you are about to register with an online casino.
- Create an account with the Mastercard online casino.
- After filling out all the personal details to register an account with the operator, go through the verification and authentication process so your account can receive approval. Some sites may allow you to verify right before a withdrawal; however, it’s best to go through the process now, rather than have to encounter it later.
- After the registration is successful, you can move on to initiating a deposit. Do this by heading over to the online casino cashier or banking section of your account.
- Among the several deposit options that you’ll have to choose between, select Mastercard as your deposit method of choice.
- You will need to provide your card details to record your financial details. Make sure this is done accurately to avoid any unnecessary delays should you accidentally record something incorrectly. You will also need to provide your security code, cardholder’s name, and email address.
- Select the amount that you would like to deposit into your online casino account. Usually, you’ll be required to make a minimum deposit amount of NZ$10; however, this amount can vary depending if you’re playing at a minimum deposit casino or not. And don’t be alarmed. Each country will have casinos that require different minimum deposit amounts, whether you’re gaming in Las Vegas or Malta.
- Submit your request.
With the use of Mastercard at an online casino, you can enjoy instant deposits right after submitting your deposit request. This means you won’t have to wait for a second longer to access the casino lobby.
Here you can have the time of your life playing and enjoying some of the best online casino games like online slots. After making the first deposit, future deposits will be a lot easier. Now, the operator’s system will already have all your financial details.
How to withdraw using Mastercard
While we wish withdrawing from Mastercard casino NZ was as simple as collecting your winnings and choosing to withdraw money when you wish, the process isn’t that straightforward.
To qualify for a withdrawal, you must ensure you’ve met your wagering requirements; therefore, you must check your site’s terms and conditions to be clear on this. After receiving the green light to withdraw your winnings, you can move on to cashing out your payout.
It’s worth noting that not all casinos will allow you to withdraw with Mastercard simply because you made a deposit with it. For more information, you can visit the online casino’s banking or payments page.
However, you can enquire by asking the customer service team if this isn’t available. Should a Mastercard withdrawal option not be available, you can opt for any other payment method alternatives at your disposal.
- Go through the online casino’s terms and conditions to confirm that your account qualifies for an online casino Mastercard withdrawal.
- Make sure you’ve undergone the verification process. Most sites won’t allow you to initiate any withdrawal without having gone through the stage of verifying your account.
- While logged in on your account, head over to the banking or cashier section of the casino.
- Select Mastercard as your payment method of choice from the list of available withdrawal options.
- Enter the amount of money you would like to withdraw from your account.
- Confirm the details you have entered before proceeding to submit the request.
- Submit the request.
It’s in your best interests to find out what the fees will be for using Mastercard payment services and also to enquire about how long the transaction will take to process. Banking or payment pages usually clarify this information; however, customer support and FAQ help centres can provide you with the necessary information.
Typically, you can expect to wait for between two to five working days to get your hands on your winnings.
Our top tips for using Mastercard
With the latest security features, SSL technology, and privacy policies, it’s so easy to get a little too comfortable in believing that you’re in safe hands. And while Mastercard casinos and payment services pride themselves on providing their customers and users with this sure level of reassurance, we always encourage our readers to stay alert at all times as an extra step of caution.
We’ve put together some useful tips that you should always keep in mind when using Mastercard.
- Before recording any of your card details on casinos that accept Mastercard, make sure the site is licensed and regulated to operate. Authorities like the UK Gambling Commission or the Malta Gaming Authority are good examples of leading regulatory bodies to look out for.
- Avoid giving away any of your card details on sites that aren’t encrypted. You can check this by visiting the site’s URL address bar. At the start of the address, you should see “HTTPS” and not just “HTTP.” By seeing “HTTP,” this means that the site isn’t secure, and it’s advisable that you stop all efforts to continue any further actions on the site.
- As a Mastercard user, make sure your account is set to require two-factor authentication. This means that each time a transaction takes place on your account, you will need to approve it first before the transaction gets submitted. It’s an additional, yet highly beneficial, step to include as a way to prevent your account from fraud or theft attempts.
- Check the casino site’s terms and conditions. Yes, we agree that it can be a daunting process to undergo, but fine print has a way of catching up with you somewhere along the line. So, to keep yourself informed, learn about the minimum deposit amounts, wagering requirements, processing times, and more.
- Visit the site’s privacy policies pages, so you can see what measures the operator has put in place to ensure that all your personal details and financial information remain protected. This step works hand in hand with checking if the site is licensed under, for instance, the UK Gambling Commission. If something seems unclear to you, don’t hesitate to contact customer support for assistance.
Best alternatives to use at online Mastercard casinos
Like Mastercard, Visa is another leading card payment service company with millions of customers worldwide. As a worthy rival, you typically find people hopping to Visa if Mastercard isn’t an option.
With global operations and a capacity to process billions of transactions annually, Visa remains a trusted and highly reputable alternative to Mastercard. In addition to being easy to use, speedy, and accessible, it also implements state-of-the-art technology regarding its security measures.
For another online payment service leading the industry in e-wallet services, PayPal is certainly the next best option. Players can create a PayPal account in just minutes. By linking it to your bank account, you can go about your transactions immediately after setting everything up. Most people are attracted to PayPal simply because you don’t have to provide card details at casinos and can use it as an intermediary. Plus, it offers a higher deposit limit.
Our list of alternatives wouldn’t be complete without bank wire transfers. These offer some of the most secure ways to transact online; therefore, you can rest assured that your bank account details will always remain safe. Despite charging higher fees than Mastercard, the benefits and convenience of using wire transfer services can make up for it. It would certainly be an ideal option for players that don’t carry cash funds out often.
Prepaidcards are gradually taking over the scene, and dozens of sites in New Zealand are beginning to offer prepaid card options like Neosurf and Paysafecard. While some players still prefer the more traditional ways of transacting online, some still like to stay anonymous while playing online. With zero transaction fees and instant-to-quick processing times, there’s more to why so many players turn to them.
FAQs
Do online casinos in New Zealand accept Mastercard?
Yes, while online casinos in New Zealand will typically offer you multiple deposit options and several withdrawal methods as well, you’re highly likely to find Mastercard as an available payment option.
Mastercard is a leading payment service provider with millions of users across the globe. And with security measures in place that deem it as trusted, safe, and secure even for online Mastercard payments, licensed and regulated casinos would be “silly” to not offer it. This is regardless of whether Mastercard services involve the use of a prepaid, credit, or debit card.
Is Mastercard safe to use at an online casino?
Yes, it certainly is. Since Mastercard only partners with trusted, licensed, and regulated online casinos, this means that players can expect safety and security measures to come from both the operator and the payment service.
While Mastercard is known for using the best technology so its security features remain unmatched and of the highest level, casinos do the same by implementing SSL encryption technology to reinforce privacy policies. Plus, every country will have a gambling act that will work well in also ensuring the safety and security of players when it comes to the relationship between payment services and casinos.
What are the most trusted Mastercard casinos in NZ?
You will obviously come across some rotten apples in search of trusted and credible casinos in New Zealand; however, NZ does have many casinos that accept Mastercard. We’ve already mentioned 10 of the best above; however, there are many others worth exploring as well. Mastercard is one of the most popular payment methods available to players.
Therefore, enjoy knowing that your selection pool of trusted casinos just got even larger. By using the criteria we mentioned above to rate and grade the casinos you’ll be bumping into, you should find the right one in no time.
Can you use a Mastercard credit card for online gambling?
Like a debit card, you can if the online casino Mastercard platform allows it. Most online casinos will make card payment service options available to you. And it’s unlikely to find a situation where a debit card is acceptable while a credit card isn’t.
While we urge all our readers to make use of debit cards for the purposes of promoting responsible gambling, you should have the option to use debit card and credit card services belonging to Mastercard, Visa, and American Express. Remember to keep up with all your credit card payments to avoid paying high interest rates for missed repayments.
How do I know an online casino offers Mastercard?
Because Mastercard casinos are popular, it doesn’t mean you should register on a site without checking that the casinos accept Mastercard.
With most sites, you can simply scroll to the bottom of the site’s page where you’ll be provided with a list of payment options. In most cases, you will find the Mastercard logo listed.
Alternatively, some casinos will have a casino payments or banking page that will list all the payment options available to players. Should such a page not be available to site visitors, then you can contact the support team for more information.
