The Money Factory casino review

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Checked byPaul P.
The Money Factory is one of the newest sweepstakes casinos in the USA, currently available in all but six states. A rich games library and lucrative promos await players who want to experience the thrill of casino games for free.

Players get to play with Gold Coins and Sweepstakes Coins, which can be exchanged for prizes upon meeting certain criteria. Here’s a complete analysis of The Money Factory’s pros and cons.
35,000 Gold Coins + 5 Sweepstakes Coins
Play now
Launch date2024
Company behindThe Money Factory LLC
84/ 100 Expert rating by Vule P.
75 Bonus rating
95 Games rating
90 Software rating
87 Payments rating
71 Safety rating
88 Support rating
85 Usability rating
How we rate
80% Playscore based on 8 critics
90
Game Champions
86
Strafe Esports
83
Sweeeps Kings
82
Action
80
Gambling Com
80
Wsn
70
Bonus Finder Us
70
Mr Sweepstakes
What is our Playscore?
Pros
  • 1,000+ games to choose from
  • Excellent live chat support
  • Payments available via digital wallets and credit cards
Cons
  • Basic design and layout
  • Lacks reliability of more established casinos
  • Restricted access in six US states

Editor's note

This review is based on the operator’s current offer. Data and analysis below are accurate at the time of publishing, but may be subject to change.

Expert verdict

After testing The Money Factory’s range of games, I believe they have a games library that can cater to any player’s preferences. You can choose from various table games, slots, and live dealer games. 

The casino also has a hefty welcome bonus that makes playing a lot more interesting, so you’ll be given 35,000 Gold Coins and 5 Sweeps Coins once you register; play through them at least once and you’ll be able to exchange Gold Coins for real prizes. 

I also like that The Money Factory is always at a player’s disposal, as seen through the existence of a live chat operator. However, even though they claim their usual response time is a few minutes, players shouldn’t be surprised if they have to wait a few hours to receive a reply, which can come via e-mail. 

The one area where I think they have great room for improvement is the site’s design and layout, which is very basic at the moment. While still being to the point and user-friendly, their platform could use some sprucing up.

How The Money Factory differs between states

The Money Factory adheres to laws related to sweepstakes casinos in all of the 44 states where it operates — the exceptions being Idaho, Louisiana, Montana, Michigan, Nevada, and Washington. 

How does The Money Factory casino work?

The Money Factory is a sweepstakes casino that lets you experience what it feels like to play your favorite casino-style games for free. It provides its players with free Gold Coins (GC) and Sweeps Coins (SC), and they can use bonuses and purchase promos to obtain even more free GC and SC. 

You can’t purchase SC, but you can get them as part of an optional purchase package of GC. Once you have at least 100 SC, you can redeem them from prizes. Any prizes you win while playing become redeemable after you play through your SC at least once. 

As a new player, you can play casino-style games available on The Money Factory without any downloads, and you can get instant access to games from any device. 

The Money Factory welcome bonus and daily rewards

Unlike many other sweepstakes casinos that offer just one or two Sweeps Coins once you register, The Money Factory starts you off with 15,000 GC and three SC. You’ll get an additional 20,000 GC and two SC for using our exclusive promo code Time2Play, bringing the total to 35,000 GC and five SC.

There’s also three purchase promos, for first, second, and third purchases. The details are as follows:

First purchase promo, up to 300% bonus coins:

  • $7.99 — 32,000 GC + 32 SC free (300% extra)
  • $19.99 — 45,000 GC + 45 SC free (125% extra)
  • $39.99 — 70,000 GC + 70 SC free (75% extra)

Second purchase promo, up to 100% bonus coins:

  • $19.99 — 40,000 GC + 40 SC free (100% extra)
  • $39.99 — 60,000 GC + 60 SC free (50% extra)

Third purchase promo, up to 25% bonus coins:

  • $39.99 — 50,000 GC + 50 SC free (25% extra)

Bonus facts

CategoryDetails
Welcome bonus35,000 GC + 5 SC
Bonus codeTime2Play
Daily credits1,000 GC and 0.2 SC
Free spinsN/A
Game-specific bonusesN/A
VIP rewardsN/A
Other promotions and eventsN/A

The Money Factory’s generous welcome bonus is merely the tip of the iceberg; you also get to dive into daily login rewards, referral and social media bonuses, email promotions.

You can activate a few bonuses at the same time, and the only requirement is to use your free SCs in the span of 60 days.

Bonus rating

75/100 Exceptional welcome bonus, few special terms and conditions
  • Substantial welcome bonus
  • No strict terms attached
  • Low daily login bonus
  • No live dealer game bonuses

The Money Factory’s greatest advantage in terms of bonuses is its generous welcome offer that gifts new players with 55,000 Gold Coins and 5 Sweeps Coins. Players don’t have to make a deposit to collect GC and SC, so I was able to claim the bonus and start playing right away. 

The casino is also open to gifting its players with special discounts, which can come through email promotions. Discounts and extra coins wait for players who like to purchase coin packages and undergo the most authentic casino experience.

I was particularly pleased to see that I could get to the bonuses quickly. It’s easy to claim The Money Factory’s daily and welcome bonus, and there aren’t many special terms & conditions you have to worry about.

It would have been nice to see the casino offering a better daily login bonus, which is now at 1,000 GC and 0.2 SC every 24 hours.

The casino also lacks live dealer game bonuses, so if you like the thrill of live dealer games you shouldn’t expect to receive any special coins, although you will still get access to a great range of games.

The Money Factory games library

The Money Factory should be the website of choice for slot enthusiasts, as the largest portion of its games library is reserved for this type of game — there are 960 slot games to choose from.

Make no mistake — players can also dabble with other gaming options, as it’s possible to find 30 jackpots, 30 table games, and 17 live games.

Games facts

CategoryDetails
Expert’s pickBadge Blitz
Slots960
Popular slotSweet Bonanza
Jackpots 30
Top jackpotGates of Olympus 1000
Table games30
Popular table gameEuropean Roulette
Live games18
Popular live gameLive French Roulette
Average RTP95.72%
Demo-play availabilityYes

All of the games become available upon registration, so you don’t have to jump through hoops to get access to them.

Game types

Games rating

95/100 An impressive variety of games and very minor oversights
  • 960 slots to choose from
  • 30 table games available
  • No progressive jackpots
  • Lacking some game categories

Even though The Money Factory has an impressive selection of games to begin with, they are constantly trying to make their players even happier by adding new games. Thus, I was surprised to see that new games await every week, and they can be found under the ‘New Release’ category.

But even if you never browse through that category, you’ll still be able to find hundreds of top-rated slots like I did. After trying out a few of them that caught my eye, I have to go with Sweet Bonanza, which quickly became a personal favorite of mine.

I then moved on to their table games section, where I was pleased to see all of the classics, such as blackjack and baccarat. When it comes to The Money Factory’s selection of games, one pleasant surprise came after another, so I wasn’t that shocked to find out that their table games can be played in live mode. 

While their game selection is close to perfection, the one thing The Money Factory lacks is a few progressive jackpot slots. This type of slot comes with a huge winning potential, which is why it’s oftentimes the number 1 choice for many players. 

Likewise, I would have loved to see a special category dedicated to jackpot slots. This way, I had to dig through all the slots to find them, although that didn’t bother me too much, which is why my opinion about their game library is still extremely favorable.

The Money Factory’s selection of software providers

The Money Factory might be one of the newest kids on the block in the world of sweepstakes casinos, but you’d never be able to guess based on their selection of software providers. 

At the moment, The Money Factory offers games from nine reputable software providers, with bigwigs such as Hacksaw and Pragmatic Play among them.

Software facts

CategoryDetails
Most popular slot softwarePragmatic Play
Number of software providers9
Live providers1
Most popular live softwareICONIC 21
Bespoke softwareNo
Download required?No

Truth be told, this sweeps casino doesn’t have the most impressive number of software providers, but the existing ones get the job done with their well-known titles and impressive RTPs.

Available software

  • Hacksaw Gaming
    Hacksaw Gaming
  • Spinoro
    SpinOro
  • 3 Oaks Gaming
    3 Oaks Gaming
  • Pragmatic Play
    Pragmatic Play
  • Evoplay
    Evoplay Entertainment
  • B Gaming
    BGaming
  • Beter Live Logo
    BETER Live
  • Mr Slotty Slot Games
    Mr. Slotty
  • Iconic 21
    ICONIC 21

Software rating

90/100 A short but sweet list of software providers
  • Nine solid software providers
  • Lacks some reputable providers

One of the first things I noticed after visiting the Money Factory’s website is its selection of software providers. Once you scroll down, you will see they feature games from Hacksaw Gaming, Spinoro, ICONIC 21, 3 Oaks Gaming, Pragmatic Play, Evoplay, BGaming, BETER Live and MrSlotty. 

I know from experience that most of these providers enjoy a great reputation in the iGaming community. Hacksaw Gaming and Pragmatic Play are two industry giants behind some of the most popular titles. 

The Money Factory can offer an exquisite range of different-styled games with these software providers. They cover all of the most popular casino game styles, so I could switch between slots and table games effortlessly.

I would have loved to see an even greater number of software providers listed on their website. I believe it would have elevated the gaming experience even further, although what they offer is enough to cater to the needs of an average player.

The Money Factory payment methods explained

Those who want to purchase coin packages will be happy with The Money Factory’s banking section.T

he casino went beyond the usual payment methods offered in sweepstakes casinos like Mastercard and Visa. They’ve added support for e-wallets like Apple Pay and Skrill, which can make your life easier. And you can use Amex and online banking as well.

Payment facts

CategoryDetails
Number of payment methods6
Popular paymentVisa
Minimum purchase$10
Maximum purchase$999
Average purchase timeInstant
Prize redemptionAvailable
Minimum prize redemption100 SC
Average prize-redemption time24 hours

While deposits and purchases are normally instant, redemption times for SC can vary. They are generally completed within 24 hours of the redemption request, as long as you meet the minimum redemption threshold of 100 SC.

Payments rating

87/100 High-tier purchases and reliable payment options
  • Apple Pay and Skrill
  • High monthly redemption limit
  • Non-refundable purchases
  • High-tier purchases

Unlike other sweeps casinos where you have to be modest with redemptions, The Money Factory lets you redeem up to $10,000 daily. The monthly redemption limit is $100,000, which is equivalent to how much a high roller would spend in a regular casino. 

The voluntary purchases are divided into tiers. I didn’t want to spend a lot of money on a high-tier purchase, so I didn’t get many bonus Sweeps Coins. Players who don’t mind spending larger sums of money can get more than 1,000 bonus SC.

Funding any purchase on The Money Factory will be easy, as the casino went beyond the traditional payment methods like credit cards. I tried to make a redemption by using Skrill, and the process was quick and painless. 

What I don’t like as much about the casino’s banking section is their non-refundable purchases policy. You have to be sure you want to purchase a package, and some of them can be very pricey.

The lowest tier purchase—the one I opted for—will set you back $10. The highest-tier purchase isn’t for the faint of heart, as it costs $999.

How safe is The Money Factory?

To put it simply, The Money Factory is fully safe and legal in 44 US states. They don’t have a license since they are not necessary for sweepstakes casinos, but they comply with all the state laws.

All of the information regarding the company is available on their website, including the name and address of the parent company.

Safety facts

CategoryDetails
RNG auditing sealsN/A
Responsible gaming sealsGAA, FCAA, NFCC
LicensesN/A
SSL encryption256-bit
Two-factor authenticationN/A
Legal age18+
Purchase, play amount, and gameplay limitsAll available
Self-exclusionAvailable
Cooling-off periodN/A

They went above and beyond to include licensed gaming providers, with games independently tested for fairness, so you can fully trust everything you read about the game’s RTP and volatility level in the description. 

Trusted by

  • GAA Gaming Addicts Anonymous
    Gaming Addicts Anonymous (GAA)
  • FCAA Financial Counseling Association Of America
    Financial Counseling Association of America (FCAA)
  • NFCC National Foundation For Credit Counseling
    National Foundation for Credit Counseling (NFCC)

Safety rating

71/100 Ticks all the boxes for legal requirements and safety
  • Legal in 44 US states
  • RG tools in place
  • No two-factor authentication

My overall impression of The Money Factory in terms of legal requirements is favorable. It’s available on all major platforms where followers can interact and engage with the casino.

It uses 256-bit SSL encryption to protect sensitive information. They don’t use two-factor authentication though, which is a bit of a drawback for me. 

The Money Factory is available and regulated in 44 US states. After taking a closer look at the security measures they have in place, I was able to conclude they are a legit operator.

These measures include KYC checks and geo-fencing, which ensures that only people of age who live in the aforementioned 44 US states can access their games.

But what I loved the most about this casino is its insistence on responsible gameplay. They have imposed certain measures, like self-exclusion, which keep the players safe. Every player can restrict their access to this site by emailing them. 

The Money Factory’s customer support

The Money Factory has live chat support, which is one of the first tell-tale signs of good customer support. Once you open the live chat, you will see that their usual reply time is a few minutes.

Those who don’t want to contact a live chat agent can contact them via email or social media, but the waiting time for a reply might be a few hours.

Support facts

CategoryDetails
Customer support availability24/7
Live chatYes
Email[email protected]
Contact numberN/A
On-page supportHelp section

There’s no FAQ section at The Money Factory, and no phone support for those of you who like to solve your queries directly via phone.

Support rating

88/100 24/7 live chat support with slow email response times
  • Includes a live chat option
  • Available 24/7
  • No FAQ page
  • No telephone number

The live chat feature is one of the things I like to see the most when reviewing an online casino. The fact that The Money Factory has one shows they are committed to solving all customer queries professionally and efficiently. 

Their customer support agents are available 24/7, so I used the opportunity to contact them with a question and got a response from the agent almost immediately. I had to wait for a few hours to get an answer via email, but my question was still addressed the same day. 

I also like that you can contact them via email and their social media platforms. Beware if you choose to go down the social media route, as your question can only address general topics – nothing that has to do with your account. 

What I didn’t like is the lack of a comprehensive FAQ page – or even a basic one. Even though players can contact them in other ways, many still prefer to get answers to their questions while browsing through the site.

I would also appreciate having a phone number for contact, as that’s sometimes the fastest way to get an answer to a pressing question. 

If you have an urgent inquiry, contacting The Money Factory via email is not the best choice. As I previously mentioned, it took hours for me to get an email from them, and I learned from research that it can sometimes take days to get a reply.

The Money Factory user experience

The final user experience is mostly positive. The casino has created a user-friendly website that caters to both desktop and mobile players. It’s easy to register and claim your bonus, which can be accomplished in minutes.

The Money Factory Casino Two Mobile Screens

The website is definitely designed in a way that lets you find the game you’re looking for without any hassle.

Usability facts

CategoryDetails
Mobile appN/A
Mobile games availabilityFull suite
Ease of navigation Very simple
Game filtersYes
Search functionYes
Loading speed0.3 sec
UX and UI ratingExcellent
Other productsN/A

There’s no native mobile app, but the website is well-optimized for playing on the go. There’s also a search and filter option, where you can easily find games by title or provider, or sort them by categories.

Usability rating

85/100  Mediocre design, but a fast-loading site
  • Great mobile optimization
  • Two filtering options
  • Lacks some categories
  • Basic design and layout

While the casino can be enjoyed no matter which device you are playing from, it’s going to work exceptionally well for mobile players. I played the games from an Android device, but the site is optimized for iOS players, as well.

I tried out a few games and noticed they all load fast with almost no lag time. While I didn’t get to try out the 1,000+ games they feature for mobile players, I didn’t see anything that would lead me to believe they wouldn’t work well. 

The games I did try out were all separated into categories, so I found them quickly. You can use one of two filtering options when searching for games – sorting by game kind or provider. 

The two options are sufficient for a positive user experience, but I still would have loved to see more categories displayed on their website. There are no tabs for Jackpot slots, for example, but there is a division between Featured, New Releases and Hot games. 

I also believe their web design could be more sleek, but that’s just my preference. The Money Factory still does its job despite a simple website layout, and the lack of embellishments could actually make it easier to navigate the site.

Operator comparison

The Money Factory logo
The Money Factory
Expert rating Expert rating
84 /100
/100
/100
Playscore Playscore
80 %
%
%
Bonus Bonus
35,000 Gold Coins + 5 Sweepstakes Coins
Redeemable prizes Redeemable prizes
Minimum prize redemption Minimum prize redemption
$100
Minimum purchase Minimum purchase
$9.95
Games Games
1,000+
Free rewards Free rewards
Excluded states Excluded states
AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, IL, IN, KS, KY, MA, MD, ME, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WI, WV, WY
Visit site Visit site Visit site
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